本文選題：寧夏　切入點：金融發(fā)展　出處：《西北民族大學》2015年碩士論文　論文類型：學位論文

【摘要】：金融作為現(xiàn)代經(jīng)濟運行的核心要素之一,在完善市場秩序,提高資源配置效率等方面發(fā)揮了積極作用,尤其是在活躍資本市場、促進經(jīng)濟繁榮方面發(fā)揮著關鍵作用。而中小企業(yè)作為市場經(jīng)濟的主要參與者,在盤活地方經(jīng)濟、推進市場競爭、解決剩余勞動力就業(yè)等方面發(fā)揮著不可替代的作用,此外,中小企業(yè)的發(fā)展與資本市場的繁榮密不可分,中小企業(yè)的發(fā)展離不開資本市場的支持,同時在很大程度上也推動了資本市場的繁榮與完善。如何發(fā)揮金融市場的活力促進中小企業(yè)發(fā)展,進而推動金融發(fā)展與中小企業(yè)發(fā)展之間的良性互動是我國現(xiàn)階段完善金融結構體系,推動金融體制改革的重點之一。目前,學術界有大量的研究成果從不同的區(qū)域層面對金融發(fā)展與經(jīng)濟發(fā)展的關系進行了實證研究與分析,而針對中小企業(yè)發(fā)展與金融發(fā)展之間關系的研究大多從中小企業(yè)的融資方面展開,較少有文獻研究中金融發(fā)展與小企業(yè)發(fā)展之間的相互關系,更缺少相對落后地區(qū)以及民族區(qū)域層面的研究。寧夏回族自治區(qū)作為西部少數(shù)民族聚居省份,其發(fā)展經(jīng)驗兼具民族地區(qū)與西部落后地區(qū)的特點。在西部大開發(fā)戰(zhàn)略實施以后,寧夏的經(jīng)濟社會總體上有了極大的改善,中小企業(yè)不斷發(fā)展壯大,同時區(qū)域內(nèi)金融市場成長勢頭良好且具有民族特色,伊斯蘭銀行業(yè)務的開展就是寧夏地區(qū)發(fā)展特色金融的一次嘗試。本文以寧夏為研究對象,在借鑒已有學術研究成果的基礎上,使用金融相關率、金融系統(tǒng)效率以及金融結構優(yōu)化程度等作為衡量地區(qū)金融發(fā)展有代表性的指標來反映寧夏的金融發(fā)展的狀況,進而結合寧夏中小企業(yè)發(fā)展的實踐經(jīng)驗,運用西部大開發(fā)戰(zhàn)略實施以來的金融發(fā)展與中小企業(yè)發(fā)展相關數(shù)據(jù),對寧夏的金融發(fā)展指標與中小企業(yè)發(fā)展指標進行單位根檢驗、協(xié)整檢驗及格蘭杰因果檢驗,通過實證分析得出寧夏金融發(fā)展與中小企發(fā)展之間存在一定程度上的相互促進關系。最后,根據(jù)實證研究結果,結合寧夏發(fā)展的現(xiàn)狀,為進一步推進寧夏金融發(fā)展與中小企業(yè)發(fā)展之間的良性互動而提出了促進寧夏金融發(fā)展與中小企業(yè)發(fā)展的相關對策與建議。
[Abstract]:As one of the core elements of modern economic operation, finance has played a positive role in perfecting the market order and improving the efficiency of resource allocation, especially in the active capital market. SMEs, as the main participants in the market economy, play an irreplaceable role in revitalizing the local economy, promoting market competition, and solving the employment of surplus labor. The development of small and medium-sized enterprises is inseparable from the prosperity of the capital market, and the development of small and medium-sized enterprises can not be separated from the support of the capital market. At the same time, to a large extent, it has also promoted the prosperity and perfection of the capital market. How to give full play to the vitality of the financial market and promote the development of small and medium-sized enterprises, Thus promoting the benign interaction between financial development and the development of small and medium-sized enterprises is one of the key points in perfecting the financial structure system and promoting the reform of the financial system in China at the present stage. There are a large number of academic research results from different regional levels of financial development and economic development of the relationship between empirical research and analysis. However, most of the studies on the relationship between the development of small and medium-sized enterprises and financial development are carried out from the aspect of financing of small and medium-sized enterprises, and there are few literatures on the relationship between financial development and the development of small enterprises. The development experience of Ningxia Hui Autonomous region, as a province inhabited by ethnic minorities, has the characteristics of both minority regions and backward areas in the west. After the implementation of the strategy of developing the western region, Ningxia's economy and society in general have been greatly improved, small and medium-sized enterprises have been growing and growing, and the financial market in the region is growing with good momentum and ethnic characteristics. The development of Islamic banking is an attempt to develop characteristic finance in Ningxia. The efficiency of the financial system and the degree of optimization of the financial structure are taken as the representative indicators to measure the regional financial development to reflect the situation of the financial development in Ningxia, and then combined with the practical experience of the development of small and medium-sized enterprises in Ningxia. Based on the relevant data of financial development and small and medium-sized enterprise development since the implementation of the western development strategy, this paper makes a unit root test, cointegration test and Granger causality test on the financial development index and the small and medium-sized enterprise development index of Ningxia. Through the empirical analysis, it is concluded that there is a certain degree of mutual promotion relationship between the financial development and the development of small and medium-sized enterprises in Ningxia. Finally, according to the results of empirical research, combined with the current situation of Ningxia's development, In order to further promote the healthy interaction between the financial development and the development of small and medium-sized enterprises in Ningxia, this paper puts forward the relevant countermeasures and suggestions to promote the development of financial and small and medium-sized enterprises in Ningxia.
【學位授予單位】：西北民族大學
【學位級別】：碩士
【學位授予年份】：2015
【分類號】：F276.3;F832.4

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相關期刊論文 前1條

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本文編號：1588484