本文選題：農(nóng)村金融　切入點(diǎn)：發(fā)展問(wèn)題　出處：《山西財(cái)經(jīng)大學(xué)》2012年碩士論文　論文類型：學(xué)位論文

【摘要】：改革開(kāi)放30年來(lái)，在黨和政府的正確領(lǐng)導(dǎo)下，經(jīng)過(guò)幾代人的艱苦努力，我國(guó)各方面建設(shè)取得了舉世矚目的成就。我國(guó)是一個(gè)農(nóng)業(yè)大國(guó)，“三農(nóng)”問(wèn)題則成為歷屆政府各項(xiàng)工作的重中之重，受到高度重視。農(nóng)業(yè)、農(nóng)村、農(nóng)民的發(fā)展都離不開(kāi)農(nóng)村金融的支撐，農(nóng)村金融問(wèn)題也成為社會(huì)各界的共同關(guān)注的熱點(diǎn)。農(nóng)村金融發(fā)展?fàn)顩r直接影響農(nóng)村經(jīng)濟(jì)的發(fā)展水平，進(jìn)而影響到社會(huì)主義新農(nóng)村建設(shè)戰(zhàn)略目標(biāo)的實(shí)現(xiàn)。這給農(nóng)村金融服務(wù)提出更高的要求的同時(shí)，也為農(nóng)村金融發(fā)展帶來(lái)了新的機(jī)遇。但我國(guó)農(nóng)村金融業(yè)發(fā)展緩慢，嚴(yán)重制約了農(nóng)村經(jīng)濟(jì)的發(fā)展，面對(duì)當(dāng)前農(nóng)村金融中存在的各種各樣的問(wèn)題，深入剖析各種問(wèn)題背后的根源。根據(jù)時(shí)下農(nóng)村經(jīng)濟(jì)發(fā)展的需要，對(duì)照國(guó)外農(nóng)村金融發(fā)展的經(jīng)驗(yàn)，找到解決各種問(wèn)題的途徑，這正是本文所要研究的課題。 論文對(duì)農(nóng)村金融的定義、內(nèi)涵及其相關(guān)理論進(jìn)行闡述，總結(jié)歸納了我國(guó)農(nóng)村金融發(fā)展的歷程和現(xiàn)狀，及其農(nóng)村金融發(fā)展中存在的問(wèn)題：農(nóng)村金融服務(wù)體系不健全，，民間金融存在負(fù)面影響，農(nóng)村資金外流嚴(yán)重，農(nóng)村風(fēng)險(xiǎn)補(bǔ)償機(jī)制缺失。并對(duì)制約農(nóng)村金融發(fā)展的相關(guān)因素進(jìn)行分析，結(jié)合國(guó)外典型國(guó)家農(nóng)村金融發(fā)展情況的啟示，提出我國(guó)農(nóng)村金融發(fā)展的對(duì)策，完善農(nóng)村金融體系建設(shè)，推動(dòng)金融制度創(chuàng)新，營(yíng)造金融發(fā)展環(huán)境，加快農(nóng)村金融服務(wù)創(chuàng)新，提高農(nóng)村金融服務(wù)質(zhì)量，為農(nóng)村金融業(yè)的發(fā)展謀劃對(duì)策。力求從根本上解決農(nóng)村金融發(fā)展中存在的問(wèn)題，促進(jìn)農(nóng)村金融又好又快發(fā)展。
[Abstract]:In the past 30 years of reform and opening up, under the correct leadership of the Party and the government, after several generations of hard work, China has made remarkable achievements in all aspects of construction. China is a large agricultural country, and the issue of "agriculture, rural areas and farmers" has become the top priority of all previous governments and has been highly valued. Agriculture, rural areas, The development of farmers can not be separated from the support of rural finance, and rural financial problems have become a common concern of the community. The development of rural finance has a direct impact on the level of rural economic development. Then it affects the realization of the strategic goal of building a new socialist countryside, which puts forward higher requirements for rural financial services and brings new opportunities for the development of rural finance. However, the development of rural financial industry in China is slow. It has seriously restricted the development of rural economy. In the face of various problems existing in current rural finance, the root causes of these problems are deeply analyzed. According to the needs of the development of rural economy nowadays, the experience of rural financial development abroad is compared. Find a way to solve all kinds of problems, this is the subject of this paper. This paper expounds the definition, connotation and related theories of rural finance, summarizes the course and current situation of rural financial development in China, and the problems existing in the development of rural finance: the rural financial service system is not perfect. The folk finance has negative influence, the rural capital outflow is serious, the rural risk compensation mechanism is missing. The related factors that restrict the development of rural finance are analyzed, combined with the enlightenment of the development of rural finance in typical foreign countries. The countermeasures for the development of rural finance in China are put forward, the construction of rural financial system is perfected, the innovation of financial system is promoted, the environment of financial development is created, the innovation of rural financial service is quickened, and the quality of rural financial service is improved. In order to solve the problems existing in the development of rural finance and promote the sound and rapid development of rural finance, we should plan countermeasures for the development of rural financial industry.
【學(xué)位授予單位】：山西財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.35

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本文編號(hào)：1584982