本文關(guān)鍵詞： 林業(yè) 林權(quán) 融資 林權(quán)抵押貸款　出處：《華中師范大學(xué)》2015年碩士論文　論文類型：學(xué)位論文

【摘要】：近年來全世界森林資源日漸匱乏,生態(tài)居住環(huán)境也逐步惡化,林業(yè)再次成為社會各界關(guān)注的核心,與此同時林業(yè)發(fā)展對于整體經(jīng)濟(jì)發(fā)展的重要性也逐漸得以體現(xiàn)。林業(yè)行業(yè)在前行過程中還需解決兩大困境：一是經(jīng)濟(jì)發(fā)展提高了人民的生活水平,也催生了對森林生態(tài)的旺盛需求,雖然近年來的環(huán)保措施在局部上改善了生態(tài)環(huán)境,但是總體來看當(dāng)前局勢仍在惡化；二是緊隨著林業(yè)重點工程的實施,森林資源的消耗量大大增加,大大刺激了市場對林產(chǎn)品的需求量,林產(chǎn)品供需矛盾進(jìn)一步激化。所以,林業(yè)發(fā)展需要統(tǒng)籌多方效益,達(dá)成共同促進(jìn)的愿景。近年來雖然政府加大了對林業(yè)的資金投入,但限于財政資金分配,若將中央投入作為發(fā)展的立足點,最終會影響林業(yè)快速發(fā)展的進(jìn)程。目前林業(yè)投入主體仍然是以財政投入為主,外資和社會資本投入明顯偏小。一方面,林業(yè)經(jīng)營主體因為林業(yè)自身弱質(zhì)性以及行業(yè)經(jīng)營特點等原因難以達(dá)到金融機(jī)構(gòu)信貸條件的要求以及資金獲取渠道有限,面臨融資困境,只是依賴企業(yè)的經(jīng)營積累和原始股東投入來推動整體林業(yè)產(chǎn)業(yè)的發(fā)展是不切實際的。另一方面,因為供求雙方的信息不對稱,社會投資者對林業(yè)經(jīng)營特征和產(chǎn)業(yè)政策了解不足,難以判斷投資的收益與風(fēng)險水平,加上相關(guān)政策配套措施不夠完善,缺乏有效保障收益實現(xiàn)的方式的情況下,林業(yè)融資發(fā)展緩慢。本文對我國林業(yè)融資現(xiàn)狀進(jìn)行了分析,找出了部分阻礙林權(quán)融資順利進(jìn)行的原因,并針對原因加以分析探索可行的解決方法主要得出以下結(jié)論：(1)給予適當(dāng)政策傾斜并建立貸款保險機(jī)制用于吸引金融機(jī)構(gòu)參與林權(quán)融資的熱情；(2)通過完善林木資產(chǎn)評估、健全資產(chǎn)處置制度來規(guī)避林權(quán)抵押物自身存在的風(fēng)險；(3)通過完善銀林合作,加大政府扶持來降低林權(quán)融資的成本；(4)通過創(chuàng)新金融產(chǎn)品來改善森林資源資產(chǎn)抵押率低、抵押期限短的困境；(5)完善多元化融資渠道建設(shè),加快林業(yè)資本市場建設(shè)能改善林業(yè)企業(yè)融資水平,拓寬融資渠道(6)創(chuàng)新發(fā)展林業(yè)保險制度來促進(jìn)林業(yè)保險市場發(fā)展。
[Abstract]:In recent years, forest resources in the world are becoming increasingly scarce, ecological living environment is also gradually deteriorating, forestry has once again become the focus of attention of all sectors of society. At the same time, the importance of forestry development to the overall economic development is gradually reflected. There are still two major difficulties that the forestry industry needs to solve in the process of moving forward: first, economic development has improved the living standards of the people. It has also given birth to a strong demand for forest ecology. Although environmental protection measures in recent years have partially improved the ecological environment, overall, the current situation is still deteriorating; second, following the implementation of key forestry projects, The consumption of forest resources has increased greatly, which has greatly stimulated the market demand for forest products and intensified the contradiction between supply and demand of forest products. Achieving a shared vision. Although the government has increased its investment in forestry in recent years, it is limited to the allocation of financial resources, if central investment is used as a foothold for development, It will eventually affect the rapid development of forestry. At present, the main body of forestry investment is still mainly financial investment, foreign capital and social capital investment is obviously small. On the one hand, Because of the weakness of forestry itself and the characteristics of industry management, the main body of forestry management is difficult to meet the requirements of credit conditions of financial institutions and has limited access to funds, so it is faced with financing difficulties. It is impractical to rely only on the business accumulation of enterprises and the input of original shareholders to promote the development of the whole forestry industry. On the other hand, because of the asymmetric information between supply and demand, social investors do not know enough about the characteristics of forestry management and industrial policies. It is difficult to judge the income and risk level of investment, and the relative policy measures are not perfect enough, and lack of effective ways to guarantee the realization of income, the development of forestry financing is slow. This paper analyzes the present situation of forestry financing in China. To find out some of the obstacles to the smooth financing of forest property, The main conclusions are as follows: 1) giving appropriate policy preference and establishing loan insurance mechanism to attract financial institutions to participate in forest property financing. Improve the asset disposal system to avoid the risk of forest property mortgage; (3) reduce the cost of forest property financing by perfecting the cooperation between silver and forest and increasing government support; (4) improve the low mortgage rate of forest resources assets by innovating financial products. (5) perfecting the construction of diversified financing channels, speeding up the construction of forestry capital market can improve the financing level of forestry enterprises and widen the financing channels. 6) innovating and developing forestry insurance system to promote the development of forestry insurance market.
【學(xué)位授予單位】：華中師范大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：F326.2;F832.4

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本文編號：1555970