本文關(guān)鍵詞： 城市商業(yè)銀行 并購 DEA　出處：《山東財經(jīng)大學(xué)》2012年碩士論文　論文類型：學(xué)位論文

【摘要】：我國的城市商業(yè)銀行伴隨著我國經(jīng)濟的發(fā)展，從無到有，從有到優(yōu)，先后經(jīng)歷了三個階段，城市信用社階段，城市合作銀行階段和城市商業(yè)銀行階段。城市商業(yè)銀行的每次變革都是隨著我國經(jīng)濟變化而進(jìn)行，城市信用社階段在我國改革開放之初成立促進(jìn)了當(dāng)時經(jīng)濟發(fā)展，結(jié)束于20世紀(jì)90年代市場經(jīng)濟替代計劃經(jīng)濟成為我國社會經(jīng)濟的主導(dǎo)。城市商業(yè)銀行開始于我國市場經(jīng)濟的建立，在此之后，我國加入世界貿(mào)易組織，對外開放程度加深，促進(jìn)了我國經(jīng)濟的極大發(fā)展，城市商業(yè)銀行也在此基礎(chǔ)上得到了快速的成長，在我國銀行業(yè)中開始占有一席之地。但隨著對外開放程度的加深，外資銀行也慢慢滲入進(jìn)來，在面對國有大型國有銀行和外資銀行的激烈競爭中，城市商業(yè)銀行該怎么發(fā)展成了一個迫在眉睫的問題。 首先概括了世界范圍內(nèi)的三次大規(guī)模的并購浪潮，然后對我國的城市商業(yè)銀行的發(fā)展史，資產(chǎn)規(guī)模和出現(xiàn)的問題做了分析。由此得知我國城市商業(yè)銀行存在著進(jìn)行改革，尋求新發(fā)展的需要。值得高興的是，我國從20世紀(jì)90年代就開始了在中小銀行層面上并購的嘗試，雖然有過失敗和挫折。2005年徽商銀行的成功合并重組為我國中小銀行在探尋發(fā)展的出路上提供了寶貴的經(jīng)驗，并因此拉開我國城市商業(yè)銀行并購的序幕。2007年江蘇銀行合并重組成立，2008年山東城商行合作聯(lián)盟組建成立，在全國各地還有其他更多成功的案例。 作者在此著重分析了具有代表性的徽商模式，江蘇模式和山東模式，從背景、發(fā)展歷程和在并購重組中的創(chuàng)新之處做了描述，并運用DEA模型對徽商銀行，江蘇銀行和山東城商行聯(lián)盟中的青島銀行進(jìn)行了效率分析，來驗證合并重組給各家銀行帶來的影響，從中得出結(jié)論。
[Abstract]:With the development of our economy, the city commercial banks in China have experienced three stages, urban credit cooperatives, from scratch to existence, from existence to excellence. The city cooperative bank stage and the city commercial bank stage. The city commercial bank each time transformation is carries on with our country economy change. At the beginning of reform and opening up, the stage of urban credit cooperatives promoted the development of economy at that time. In 1990s, the market economy replaced the planned economy, and the city commercial banks began to establish the market economy in our country. After that, China joined the World Trade Organization. The deepening of opening to the outside world has promoted the great economic development of our country, and the city commercial banks have also got rapid growth on this basis. But with the deepening of the opening to the outside world, foreign banks have gradually penetrated in, in the face of the fierce competition between state-owned large state-owned banks and foreign banks. How should the city commercial bank develop into an urgent problem. Firstly, it summarizes three large-scale M & A waves in the world, and then the history of the development of urban commercial banks in China. The scale of assets and the existing problems are analyzed. From this, we know that there is a need for reform and new development of urban commercial banks in China. Since 1990s, China has been trying to acquire and acquire small and medium-sized banks. Although there have been failures and setbacks, the successful merger and reorganization of Huizhou Merchants Bank in 2005 has provided valuable experience for the small and medium-sized banks in our country on the way to explore the development. The merger and reorganization of Jiangsu Bank was established in 2007, and the Shandong City Commercial Bank Cooperation Alliance was established in 2008. There are more successful cases across the country. The author focuses on the analysis of the representative Huizhou business model, Jiangsu model and Shandong model, from the background, development process and innovation in M & A, and applies the DEA model to Huizhou commercial bank. The efficiency analysis of Jiangsu Bank and Qingdao Bank of Shandong City Commercial Bank Alliance is carried out to verify the impact of the merger and reorganization on each bank and draw a conclusion from it.
【學(xué)位授予單位】：山東財經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F832.33;F224

【參考文獻(xiàn)】

相關(guān)期刊論文 前8條

1 肖萬,黎曉薇;銀行業(yè)并購的規(guī)模經(jīng)濟效應(yīng)[J];商業(yè)研究;2002年03期

2 周浩明,胡文明;國際銀行的并購重組及對中國銀行業(yè)的啟示[J];江西社會科學(xué);2002年03期

3 王保忠;銀行并購微觀效應(yīng)分析[J];財經(jīng)問題研究;2004年05期

4 劉贛州;我國銀行業(yè)并購的新思考[J];蘭州學(xué)刊;2003年01期

5 向力力,李斌;銀行并購與銀行效率的分析方法與實證研究[J];上海金融;2003年12期

6 余力,劉英;中國上市公司并購績效的實證分析[J];當(dāng)代經(jīng)濟科學(xué);2004年04期

7 葛兆強;銀行并購、商業(yè)銀行成長與我國銀行業(yè)發(fā)展[J];國際金融研究;2005年02期

8 鄭勝強,陳德球;并購重組:中國銀行業(yè)發(fā)展的戰(zhàn)略性選擇[J];蘭州商學(xué)院學(xué)報;2005年01期

相關(guān)博士學(xué)位論文 前1條

1 童文俊;中國銀行業(yè)并購的動因與戰(zhàn)略研究[D];復(fù)旦大學(xué);2005年

相關(guān)碩士學(xué)位論文 前1條

1 周小春;我國商業(yè)銀行并購與效率獲利的實證研究[D];湖南大學(xué);2003年

，

本文編號：1478586