本文關(guān)鍵詞：我國城市金融集聚動因的統(tǒng)計分析與政策選擇　出處：《湖南大學(xué)》2012年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 金融集聚 金融集聚動因 面板分位數(shù)回歸模型

【摘要】：金融產(chǎn)業(yè)集聚已經(jīng)成為一種現(xiàn)代金融產(chǎn)業(yè)組織的基本形式，是促進(jìn)金融產(chǎn)業(yè)發(fā)展，提升金融產(chǎn)業(yè)競爭力的有效途徑，也是城市經(jīng)濟(jì)發(fā)展水平的重要標(biāo)志。目前，我國金融產(chǎn)業(yè)集聚現(xiàn)象已經(jīng)初步顯現(xiàn)，上海、北京、深圳已經(jīng)發(fā)展成為全國性金融中心，其他區(qū)域性金融中心的集聚勢頭也比較明顯。但是與國際金融中心相比，國內(nèi)金融中心的金融集聚程度普遍不高，集聚層次較低，對金融機構(gòu)、金融產(chǎn)品等金融資源的聚合力還不夠強。因此，探究金融集聚背后的動因和形成機制，制定科學(xué)合理的金融產(chǎn)業(yè)集聚發(fā)展策略，成為我國城市金融產(chǎn)業(yè)發(fā)展的重要研究課題。 本文首先對金融集聚的相關(guān)理論以及金融集聚動因進(jìn)行了詳細(xì)闡述�；诮鹑诩鬯郊坝绊懸蛩氐闹笜�(biāo)體系的構(gòu)建，利用主成分分析方法對我國金融集聚狀況及金融集聚動因進(jìn)行度量分析；通過建立面板分位數(shù)回歸模型，對金融集聚動因的作用機制進(jìn)行實證研究。研究結(jié)果表明：（1）我國城市金融集聚程度整體偏低，且城市和區(qū)域間差異較大；（2）我國金融集聚的市場需求、要素供給能力和城市基礎(chǔ)環(huán)境水平整體不高，且城市間和區(qū)域間存在差異性；（3）金融集聚的要素供給，如人力資本、信息技術(shù)、創(chuàng)新能力等對金融集聚的發(fā)展具有顯著的促進(jìn)作用，且金融集聚水平越高，促進(jìn)作用越明顯；（4）金融集聚市場需求因素包括居民、政府、企業(yè)以及對外開放的需求對金融產(chǎn)業(yè)集聚具有顯著的促進(jìn)作用，但市場需求的作用力并不隨著金融集聚規(guī)模的增大而增強；（5）城市基礎(chǔ)環(huán)境因素對金融集聚有顯著的促進(jìn)作用，尤其當(dāng)城市金融產(chǎn)業(yè)處于中、高集聚水平時，城市基礎(chǔ)環(huán)境因素對金融產(chǎn)業(yè)的集聚具有更大的推動作用；（6）金融集聚要素供給、金融集聚市場需求以及城市基礎(chǔ)環(huán)境對金融產(chǎn)業(yè)集聚的作用程度存在差異，我國城市金融產(chǎn)業(yè)集聚應(yīng)以城市基礎(chǔ)環(huán)境作為有力支撐，以市場需求作為原始動力，以要素供給作為可持續(xù)發(fā)展的重要驅(qū)動力。 最后，本文根據(jù)分析的結(jié)果提出對于金融集聚水平較高的城市，需要加強金融集聚要素供給能力的提高和人文與自然環(huán)境的建設(shè)；對于金融集聚處于中等水平的城市，要更注重提升金融集聚要素供給能力，繼續(xù)大力開發(fā)金融市場；對于金融集聚發(fā)展初期的城市，主要注重發(fā)揮政府能動優(yōu)勢，，積極擴(kuò)大金融市場的需求，讓本土金融市場更加活躍。
[Abstract]:Financial industry agglomeration has become a basic form of modern financial industry organization. It is an effective way to promote the development of financial industry and enhance the competitiveness of financial industry. It is also an important symbol of the level of urban economic development. The phenomenon of financial industry agglomeration in our country has already appeared preliminarily. Shanghai, Beijing and Shenzhen have developed into national financial center. Compared with the international financial center, the degree of financial agglomeration of domestic financial center is generally low, the level of agglomeration is lower, and the financial institutions. Therefore, explore the motivation and formation mechanism behind financial agglomeration, formulate scientific and reasonable development strategy of financial industry agglomeration. It has become an important research topic for the development of urban financial industry in China. In this paper, the related theory of financial agglomeration and the causes of financial agglomeration are described in detail. Based on the level of financial agglomeration and the factors affecting the establishment of the index system. The principal component analysis (PCA) is used to measure and analyze the financial agglomeration situation and the causes of financial agglomeration in China. Through the establishment of panel quantile regression model, the paper makes an empirical study on the mechanism of financial agglomeration motivation. The results show that the degree of financial agglomeration in cities is relatively low in China, and there are great differences between cities and regions. 2) the market demand of financial agglomeration in China, the supply capacity of elements and the level of urban basic environment are not high as a whole, and there are differences between cities and regions; (3) the supply of elements of financial agglomeration, such as human capital, information technology and innovation ability, has a significant promoting effect on the development of financial agglomeration, and the higher the level of financial agglomeration, the more obvious the promoting effect; 4) the market demand factors of financial agglomeration include residents, governments, enterprises and the demand for opening to the outside world, which has a significant role in promoting financial industry agglomeration. However, the force of market demand does not increase with the increase of financial agglomeration scale. 5) Urban basic environmental factors play a significant role in promoting financial agglomeration, especially when the urban financial industry is in the middle and high level of agglomeration. Urban basic environmental factors play a more important role in promoting the agglomeration of financial industry. There are differences in the supply of financial agglomeration elements, the market demand of financial agglomeration and the effect of urban basic environment on financial industry agglomeration. The urban financial industry agglomeration in China should be supported by urban basic environment. Taking market demand as the original motive force and factor supply as the important driving force of sustainable development. Finally, according to the results of the analysis, the paper points out that for the cities with higher level of financial agglomeration, it is necessary to strengthen the supply capacity of financial agglomeration elements and the construction of humanities and natural environment. For cities where financial agglomeration is at a medium level, we should pay more attention to enhancing the supply capacity of financial agglomeration elements and continue to develop financial markets vigorously; For the cities in the early stage of financial agglomeration, the main emphasis is to give full play to the dynamic advantages of the government, to expand the demand of the financial market, and to make the local financial market more active.
【學(xué)位授予單位】：湖南大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F832;F224

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