本文關鍵詞：S商業(yè)銀行信息化戰(zhàn)略研究　出處：《西南交通大學》2015年碩士論文　論文類型：學位論文

  更多相關文章： 信息化戰(zhàn)略 商業(yè)銀行 架構 項目實施 IT

【摘要】：信息化是現(xiàn)代銀行業(yè)發(fā)展的大趨勢,是推動銀行業(yè)發(fā)展的重要力量。大力推進信息化建設,是符合銀行業(yè)未來發(fā)展的戰(zhàn)略舉措,是促進業(yè)務提升和建立核心競爭優(yōu)勢的必然選擇。自上世紀80年代以來,我國銀行業(yè)積極進行了應用系統(tǒng)和基礎設施的建設,提升了信息系統(tǒng)安全運行的能力,增強了產(chǎn)品創(chuàng)新的能力,健全了信息化治理的機制和全面風險管理的機制。而隨著銀行業(yè)管理的不斷改進和業(yè)務的飛速發(fā)展,信息系統(tǒng)的建設愈發(fā)復雜,信息化的投資價值愈發(fā)不明顯,信息化建設和銀行業(yè)戰(zhàn)略目標的關聯(lián)愈發(fā)模糊。究其原因,主要是缺乏信息化戰(zhàn)略規(guī)劃所致。本文對S商業(yè)銀行信息化戰(zhàn)略的研究遵循一條主線：在信息化戰(zhàn)略規(guī)劃的理論指導下,以S商業(yè)銀行經(jīng)營戰(zhàn)略目標為前提,分析其信息化現(xiàn)狀和存在的問題,提出系統(tǒng)的解決方法,設計實施計劃,使問題得到解決。按照這一思路,文章首先討論了S商業(yè)銀行信息化戰(zhàn)略的研究背景和意義,介紹了銀行信息化戰(zhàn)略規(guī)劃的方法及論文的框架；其次從發(fā)展歷程、主要業(yè)務和組織結構方面介紹了S商業(yè)銀行的概況,陳述了S商業(yè)銀行現(xiàn)有的戰(zhàn)略目標和發(fā)展戰(zhàn)略,并通過業(yè)務戰(zhàn)略目標和當前信息化建設的分析,定位其戰(zhàn)略匹配問題；緊接著分析了當前的信息化發(fā)展的方向,在深入理解業(yè)務戰(zhàn)略目標和信息化現(xiàn)狀的基礎上,確定了S商業(yè)銀行整體的IT需求,進而制定了信息化戰(zhàn)略目標,并分別從業(yè)務架構、數(shù)據(jù)架構、應用架構和技術架構等方面,結合國際先進經(jīng)驗進行了架構規(guī)劃,對IT治理方面也提出了管理建議；最后通過項目識別、項目群分析、項目排序和風險規(guī)避等方面討論了項目實施規(guī)劃,并從實施角度提出了實施的過程和保障建議；結論部分總結了研究的成果及不足。通過本文研究而形成的信息化戰(zhàn)略規(guī)劃方法、信息化目標藍圖和項目的實施規(guī)劃、實施過程及實施保障,對S商業(yè)銀行未來的信息化建設起到了一定的指導作用。對和S銀行類似的股份制銀行以及城市商業(yè)銀也有一定的參考與借鑒價值。
[Abstract]:Informatization is the trend of the development of modern banking industry, is an important force to promote the development of banking industry. Promoting the construction of informatization, is in line with the future development strategy of the banking industry, is an inevitable choice to promote the business promotion and establish the core competitive advantage. Since the last century, in 80s, China's banking industry to actively carry out the construction of application system and infrastructure, to enhance the capacity of information system safety operation, enhance product innovation ability, improve the mechanism of information management and comprehensive risk management. With the continuous improvement of banking management and business development, the construction of information systems become more complex, the investment value of more information is not obvious. Related information construction and banking strategic objectives increasingly blurred. The reason is the lack of strategic planning of information system based on S. Due to the commercial bank information strategy The research follows the main line: the theoretical guidance on strategic planning of information system, the S commercial banks strategic target as the premise, analysis the informatization situation and existing problems, put forward the solution of the system design, implementation plan, to solve the problem. In this way, this paper first discusses the S commercial bank information the strategy of the research background and significance, introduces the framework of strategic planning of information system and method of bank paper; secondly from the course of development, the main business and organization structure development of S commercial bank, stated the strategic target and development strategy of S existing commercial banks, and through the analysis of strategic business objectives and current information construction, the location of the strategic matching problem; followed by analysis of the current direction of the development of information technology, based on in-depth understanding of business strategy and information on the status quo, determine The S commercial bank overall IT demand, and make the information strategic target, and separately from the business architecture, data architecture, application architecture and technical architecture, combined with international advanced experience of architecture planning, management of IT governance is proposed; finally through project identification, project analysis, project scheduling and risk aversion is discussed with respect to project implementation plan, and implement the security process and puts forward suggestions from the point of view of the implementation; the conclusion part summarizes the research results and the lack of information warfare. Strategic planning is formed by this research, planning and implementation of informatization target blueprint and project implementation process, and the implementation of safeguards to guide some of the S commercial bank information construction of the future. It also has certain reference and reference value for the S bank and similar joint-stock banks and city commercial banks.

【學位授予單位】：西南交通大學
【學位級別】：碩士
【學位授予年份】：2015
【分類號】：F270.7;F832.33

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本文編號：1407558