S商業(yè)銀行信息化戰(zhàn)略研究
發(fā)布時(shí)間:2018-01-11 01:17
本文關(guān)鍵詞:S商業(yè)銀行信息化戰(zhàn)略研究 出處:《西南交通大學(xué)》2015年碩士論文 論文類型:學(xué)位論文
更多相關(guān)文章: 信息化戰(zhàn)略 商業(yè)銀行 架構(gòu) 項(xiàng)目實(shí)施 IT
【摘要】:信息化是現(xiàn)代銀行業(yè)發(fā)展的大趨勢(shì),是推動(dòng)銀行業(yè)發(fā)展的重要力量。大力推進(jìn)信息化建設(shè),是符合銀行業(yè)未來(lái)發(fā)展的戰(zhàn)略舉措,是促進(jìn)業(yè)務(wù)提升和建立核心競(jìng)爭(zhēng)優(yōu)勢(shì)的必然選擇。自上世紀(jì)80年代以來(lái),我國(guó)銀行業(yè)積極進(jìn)行了應(yīng)用系統(tǒng)和基礎(chǔ)設(shè)施的建設(shè),提升了信息系統(tǒng)安全運(yùn)行的能力,增強(qiáng)了產(chǎn)品創(chuàng)新的能力,健全了信息化治理的機(jī)制和全面風(fēng)險(xiǎn)管理的機(jī)制。而隨著銀行業(yè)管理的不斷改進(jìn)和業(yè)務(wù)的飛速發(fā)展,信息系統(tǒng)的建設(shè)愈發(fā)復(fù)雜,信息化的投資價(jià)值愈發(fā)不明顯,信息化建設(shè)和銀行業(yè)戰(zhàn)略目標(biāo)的關(guān)聯(lián)愈發(fā)模糊。究其原因,主要是缺乏信息化戰(zhàn)略規(guī)劃所致。本文對(duì)S商業(yè)銀行信息化戰(zhàn)略的研究遵循一條主線:在信息化戰(zhàn)略規(guī)劃的理論指導(dǎo)下,以S商業(yè)銀行經(jīng)營(yíng)戰(zhàn)略目標(biāo)為前提,分析其信息化現(xiàn)狀和存在的問(wèn)題,提出系統(tǒng)的解決方法,設(shè)計(jì)實(shí)施計(jì)劃,使問(wèn)題得到解決。按照這一思路,文章首先討論了S商業(yè)銀行信息化戰(zhàn)略的研究背景和意義,介紹了銀行信息化戰(zhàn)略規(guī)劃的方法及論文的框架;其次從發(fā)展歷程、主要業(yè)務(wù)和組織結(jié)構(gòu)方面介紹了S商業(yè)銀行的概況,陳述了S商業(yè)銀行現(xiàn)有的戰(zhàn)略目標(biāo)和發(fā)展戰(zhàn)略,并通過(guò)業(yè)務(wù)戰(zhàn)略目標(biāo)和當(dāng)前信息化建設(shè)的分析,定位其戰(zhàn)略匹配問(wèn)題;緊接著分析了當(dāng)前的信息化發(fā)展的方向,在深入理解業(yè)務(wù)戰(zhàn)略目標(biāo)和信息化現(xiàn)狀的基礎(chǔ)上,確定了S商業(yè)銀行整體的IT需求,進(jìn)而制定了信息化戰(zhàn)略目標(biāo),并分別從業(yè)務(wù)架構(gòu)、數(shù)據(jù)架構(gòu)、應(yīng)用架構(gòu)和技術(shù)架構(gòu)等方面,結(jié)合國(guó)際先進(jìn)經(jīng)驗(yàn)進(jìn)行了架構(gòu)規(guī)劃,對(duì)IT治理方面也提出了管理建議;最后通過(guò)項(xiàng)目識(shí)別、項(xiàng)目群分析、項(xiàng)目排序和風(fēng)險(xiǎn)規(guī)避等方面討論了項(xiàng)目實(shí)施規(guī)劃,并從實(shí)施角度提出了實(shí)施的過(guò)程和保障建議;結(jié)論部分總結(jié)了研究的成果及不足。通過(guò)本文研究而形成的信息化戰(zhàn)略規(guī)劃方法、信息化目標(biāo)藍(lán)圖和項(xiàng)目的實(shí)施規(guī)劃、實(shí)施過(guò)程及實(shí)施保障,對(duì)S商業(yè)銀行未來(lái)的信息化建設(shè)起到了一定的指導(dǎo)作用。對(duì)和S銀行類似的股份制銀行以及城市商業(yè)銀也有一定的參考與借鑒價(jià)值。
[Abstract]:Informatization is the trend of the development of modern banking industry, is an important force to promote the development of banking industry. Promoting the construction of informatization, is in line with the future development strategy of the banking industry, is an inevitable choice to promote the business promotion and establish the core competitive advantage. Since the last century, in 80s, China's banking industry to actively carry out the construction of application system and infrastructure, to enhance the capacity of information system safety operation, enhance product innovation ability, improve the mechanism of information management and comprehensive risk management. With the continuous improvement of banking management and business development, the construction of information systems become more complex, the investment value of more information is not obvious. Related information construction and banking strategic objectives increasingly blurred. The reason is the lack of strategic planning of information system based on S. Due to the commercial bank information strategy The research follows the main line: the theoretical guidance on strategic planning of information system, the S commercial banks strategic target as the premise, analysis the informatization situation and existing problems, put forward the solution of the system design, implementation plan, to solve the problem. In this way, this paper first discusses the S commercial bank information the strategy of the research background and significance, introduces the framework of strategic planning of information system and method of bank paper; secondly from the course of development, the main business and organization structure development of S commercial bank, stated the strategic target and development strategy of S existing commercial banks, and through the analysis of strategic business objectives and current information construction, the location of the strategic matching problem; followed by analysis of the current direction of the development of information technology, based on in-depth understanding of business strategy and information on the status quo, determine The S commercial bank overall IT demand, and make the information strategic target, and separately from the business architecture, data architecture, application architecture and technical architecture, combined with international advanced experience of architecture planning, management of IT governance is proposed; finally through project identification, project analysis, project scheduling and risk aversion is discussed with respect to project implementation plan, and implement the security process and puts forward suggestions from the point of view of the implementation; the conclusion part summarizes the research results and the lack of information warfare. Strategic planning is formed by this research, planning and implementation of informatization target blueprint and project implementation process, and the implementation of safeguards to guide some of the S commercial bank information construction of the future. It also has certain reference and reference value for the S bank and similar joint-stock banks and city commercial banks.
【學(xué)位授予單位】:西南交通大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2015
【分類號(hào)】:F270.7;F832.33
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