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中國(guó)建設(shè)銀行內(nèi)蒙古分行電子銀行業(yè)務(wù)現(xiàn)狀及對(duì)策研究

發(fā)布時(shí)間:2018-01-10 21:23

  本文關(guān)鍵詞:中國(guó)建設(shè)銀行內(nèi)蒙古分行電子銀行業(yè)務(wù)現(xiàn)狀及對(duì)策研究 出處:《內(nèi)蒙古大學(xué)》2012年碩士論文 論文類型:學(xué)位論文


  更多相關(guān)文章: 建行內(nèi)蒙古分行 電子銀行業(yè)務(wù) 核心競(jìng)爭(zhēng)策略 傳統(tǒng)銀行 對(duì)策


【摘要】:作為二十世紀(jì)最重要的金融創(chuàng)新之一,電子銀行業(yè)務(wù)在拓寬金融服務(wù)領(lǐng)域,提高金融服務(wù)質(zhì)量,擴(kuò)大銷售收入,降低服務(wù)成本,創(chuàng)新銀行業(yè)務(wù)和管理提升銀行的競(jìng)爭(zhēng)能力等方面的突出優(yōu)勢(shì),正日益成為現(xiàn)代商業(yè)銀行核心競(jìng)爭(zhēng)力的重要體現(xiàn),成為各商業(yè)銀行發(fā)展的戰(zhàn)略目標(biāo)之一。經(jīng)過(guò)十余年的快速發(fā)展,銀行的服務(wù)方式己經(jīng)從90年代初單純依靠柜臺(tái)網(wǎng)點(diǎn)的服務(wù)模式逐步發(fā)展為銀行網(wǎng)點(diǎn)實(shí)體渠道與網(wǎng)上銀行、電話銀行、自助設(shè)備等多元化電子銀行渠道相結(jié)合的服務(wù)模式。大力發(fā)展電子銀行業(yè)務(wù)成為目前國(guó)內(nèi)商業(yè)銀行發(fā)展的一個(gè)亮點(diǎn)。 對(duì)于國(guó)內(nèi)商業(yè)銀行來(lái)說(shuō),必須抓住電子銀行發(fā)展的契機(jī),實(shí)現(xiàn)自身的戰(zhàn)略調(diào)整,才能面對(duì)日益激烈的行業(yè)競(jìng)爭(zhēng)。因此,如何加快電子銀行業(yè)務(wù)的發(fā)展,是實(shí)現(xiàn)中國(guó)建設(shè)銀行健康發(fā)展的保障,直接影響著建行在同業(yè)競(jìng)爭(zhēng)中的戰(zhàn)略地位。本文圍繞建行內(nèi)蒙古分行電子銀行業(yè)務(wù)的發(fā)展進(jìn)行了詳細(xì)的研究,闡述了建行電子銀行的分類、定義、功能和發(fā)展態(tài)勢(shì),重點(diǎn)圍繞建行內(nèi)蒙古分行電子銀行業(yè)務(wù)發(fā)展現(xiàn)狀,對(duì)其與國(guó)內(nèi)外同業(yè)電子銀行業(yè)務(wù)進(jìn)行了比較分析,并對(duì)制約當(dāng)前建行內(nèi)蒙古分行電子銀行業(yè)務(wù)發(fā)展的各種因素進(jìn)行了論述,指出其存在的問題,提出建行內(nèi)蒙古分行電子銀行的發(fā)展對(duì)策。
[Abstract]:As one of the most important financial innovation in twentieth Century, electronic banking business to broaden the field of financial services, improve the quality of financial services, expand sales revenue, reduce service costs, highlighting the advantages of banking innovation and management to enhance the bank's competitiveness, is becoming an important embodiment of the core competitiveness of modern commercial banks, has become one of the strategic objectives the development of the commercial banks. After more than ten years of rapid development, the bank service has been from the beginning of 90s to rely solely on the counter outlets service mode for the progressive development of bank entity channel and online banking, telephone banking, self-service equipment and other diversified electronic banking channels combined service model. The development of electronic banking business has become a highlights of the development of domestic commercial bank at present.
For the domestic commercial banks must seize the opportunity for the development of electronic banking, to achieve their strategic adjustment, to face the increasingly fierce industry competition. Therefore, how to speed up the development of electronic banking, is to realize the healthy development of the Construction Bank of Chinese security directly affects the strategic position of CCB in the same competition. A detailed study this paper focuses on development of the Inner Mongolia branch of China Construction Bank electronic banking business, expounds the classification, Construction Bank e-banking definition, function and development trend, focus on the present situation of electronic banking business development of CCB Inner Mongolia branch, on the domestic and overseas banks electronic banking business are analyzed, and the various factors of the development of electronic banking business of China Construction Bank Inner Mongolia the branch is discussed, pointing out the existing problems, put forward the development strategy of Inner Mongolia branch of China Construction Bank electronic banking.

【學(xué)位授予單位】:內(nèi)蒙古大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2012
【分類號(hào)】:F832.33

【引證文獻(xiàn)】

相關(guān)博士學(xué)位論文 前1條

1 薛峰;我國(guó)商業(yè)銀行產(chǎn)業(yè)組織結(jié)構(gòu)與產(chǎn)業(yè)競(jìng)爭(zhēng)力研究[D];西南財(cái)經(jīng)大學(xué);2010年

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本文編號(hào):1406852

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