本文關(guān)鍵詞：我國利用金融創(chuàng)新推動經(jīng)濟增長的研究　出處：《華東師范大學(xué)》2012年碩士論文　論文類型：學(xué)位論文

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【摘要】：當前全世界經(jīng)濟表現(xiàn)出全球化的趨勢,商品、服務(wù)和資本市場一體化以充滿生機的步伐向前邁進,我國的經(jīng)濟發(fā)展一直令人世界矚目。 在過去30多年來,我國的經(jīng)濟發(fā)展借鑒了別的國家的技術(shù),擁有后發(fā)優(yōu)勢,經(jīng)濟發(fā)展突飛猛進,取得了很多的成績,但是經(jīng)濟發(fā)展越是深入,我國經(jīng)濟能夠利用的后發(fā)優(yōu)勢已經(jīng)越來越少了。隨著經(jīng)濟化全球化的進一步發(fā)展,分析和研究我國經(jīng)濟增長的新的持續(xù)推動力顯得尤為重要。 金融業(yè)作為一個國家經(jīng)濟發(fā)展和穩(wěn)定的重要支柱,在一個國家的經(jīng)濟發(fā)展中一直占有很重要的地位。我國的金融發(fā)展是隨著經(jīng)濟的發(fā)展,逐步發(fā)展起來的。而我國的金融創(chuàng)新正逐漸成為我國經(jīng)濟發(fā)展的主要推動力之一。 本文通過對于國內(nèi)外學(xué)者的理論的總結(jié).通過分析和推導(dǎo)內(nèi)生增長模型的后,得出一個結(jié)論,就是金融創(chuàng)新與經(jīng)濟發(fā)展是相互聯(lián)系、相互促進的。一方面,金融創(chuàng)新為經(jīng)濟提供的必要的金融服務(wù)。在金融市場上,通過創(chuàng)新,投放層出不窮的金融新產(chǎn)品,豐富實體經(jīng)濟的投資品種,滿足了客戶多樣化的需求,推動經(jīng)濟的發(fā)展。另一方面,經(jīng)濟增長對于金融手段、金融工具的要求,給創(chuàng)新提供了內(nèi)在動力。生產(chǎn)企業(yè)從事生產(chǎn),需要投入設(shè)備,需要金融機構(gòu)的資金支持。其他企業(yè)進行項目的開發(fā),也需要金融機構(gòu)的中介服務(wù)。這些都對于金融創(chuàng)新提出新的要求。經(jīng)濟增長和金融創(chuàng)新這兩方面的相互促進、相互依賴,構(gòu)成了螺旋式的經(jīng)濟上升動力。他們之間的相互關(guān)系不但給低碳經(jīng)濟發(fā)展提供了良好的增長效益,而且促進了金融創(chuàng)新的發(fā)展,最終達到了“雙贏”的效果。 通過我國目前金融創(chuàng)新的分析,本文分析總結(jié)出我國現(xiàn)階段面臨的問題。在金融創(chuàng)新的道路上,我國的金融創(chuàng)新體制陳舊。同時,金融創(chuàng)新缺乏系統(tǒng)性、協(xié)調(diào)性,創(chuàng)新發(fā)展存在地區(qū)差異以及創(chuàng)新人才培養(yǎng)不足等問題都存在于我們國家目前階段的發(fā)展之中。 本文對于我國現(xiàn)階段我國金融創(chuàng)新推動經(jīng)濟發(fā)展的給出建議。從金融主體方面,激發(fā)金融主體創(chuàng)新動力,培育創(chuàng)新人才,提高金融主體競爭力；從金融體系方面,建立良好的金融體系,推進區(qū)域協(xié)調(diào)發(fā)展,協(xié)調(diào)金融創(chuàng)新步伐,加快金融深化；從金融監(jiān)督方面,建立宏觀謹慎的監(jiān)管框架,打破信息溝壑,加強國際間金融合作。 在經(jīng)濟全球化的背景中,必須加快我國金融創(chuàng)新的步伐,提高我國金融企業(yè)的核心競爭力,在新一輪世界經(jīng)濟發(fā)展中取得最終的勝利。
[Abstract]:At present, the world economy is showing the trend of globalization. The integration of goods, services and capital markets is moving forward at a vigorous pace. The economic development of our country has been attracting the attention of the world. In the past 30 years, China's economic development has learned from the technology of other countries, has the advantage of late, economic development by leaps and bounds, has made a lot of achievements, but the more in-depth the economic development. With the further development of economic globalization, it is particularly important to analyze and study the new sustained driving force of China's economic growth. As an important pillar of the economic development and stability of a country, the financial industry has always occupied an important position in the economic development of a country. The financial development of our country is along with the development of the economy. The financial innovation of our country is becoming one of the main driving forces of our country's economic development. After analyzing and deducing the endogenous growth model, this paper draws a conclusion that financial innovation and economic development are interrelated and promote each other. Financial innovation for the economy to provide the necessary financial services. In the financial market, through innovation, the introduction of endless new financial products, enrich the real economy investment varieties, to meet the diversified needs of customers. On the other hand, the requirements of economic growth for financial means, financial instruments, to provide an inherent driving force for innovation. Production enterprises engaged in production, need to put in equipment. Financial institutions need financial support. Other enterprises to carry out project development. It also needs the intermediary services of financial institutions. All these put forward new requirements for financial innovation. Economic growth and financial innovation promote each other and depend on each other. The relationship between them not only provides a good growth benefit for the development of low-carbon economy, but also promotes the development of financial innovation, and finally reaches a "win-win". The effect of Through the analysis of the current financial innovation in our country, this paper analyzes and summarizes the problems that our country is facing at the present stage. On the road of financial innovation, the financial innovation system of our country is outmoded. At the same time, the financial innovation is lack of systematicness. The problems of coordination, regional differences in innovation development and insufficient training of innovative talents all exist in the present stage of development of our country. This paper gives some suggestions on how to promote the economic development by financial innovation in our country at the present stage. From the aspect of financial subject, we can stimulate the innovation motive force of financial subject, cultivate innovative talents, and improve the competitiveness of financial subject. From the financial system, we should establish a good financial system, promote regional coordinated development, coordinate the pace of financial innovation, and accelerate financial deepening; From the aspect of financial supervision, we should establish a macro-prudential regulatory framework, break the information gullies and strengthen international financial cooperation. In the background of economic globalization, we must speed up the pace of financial innovation in China, improve the core competitiveness of our financial enterprises, and win the final victory in the new round of world economic development.
【學(xué)位授予單位】：華東師范大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2012
【分類號】：F832;F124

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相關(guān)期刊論文 前1條

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本文編號：1365775