本文關(guān)鍵詞：金融風(fēng)險(xiǎn)轉(zhuǎn)移的再審視與金融監(jiān)管理念之更新——從美國(guó)資產(chǎn)證券化問題說(shuō)開　出處：《學(xué)術(shù)論壇》2010年10期 　論文類型：期刊論文

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【摘要】：資產(chǎn)證券化作為一種被廣泛使用的融資方式,在最近一次金融海嘯中暴露出了兩大方面的問題,其一,在資產(chǎn)證券化影響下監(jiān)管者對(duì)金融風(fēng)險(xiǎn)的轉(zhuǎn)移出現(xiàn)了錯(cuò)誤判斷;其二,對(duì)資產(chǎn)池構(gòu)造方式創(chuàng)新過(guò)度放任,并由此導(dǎo)致了大量信用泡沫的出現(xiàn),加劇了由于次級(jí)貸款問題而引發(fā)的金融危機(jī)的程度。針對(duì)此情況,各國(guó)政府、行業(yè)組織以及國(guó)際組織積極著手應(yīng)對(duì),并認(rèn)為對(duì)資產(chǎn)證券化的審視是對(duì)這次金融海嘯進(jìn)行反思的核心,提出了金融監(jiān)管理念的更新——對(duì)機(jī)構(gòu)風(fēng)險(xiǎn)與市場(chǎng)風(fēng)險(xiǎn)的系統(tǒng)監(jiān)管。
[Abstract]:As a widely used financing method, asset securitization has exposed two major problems in the recent financial tsunami. Under the influence of asset securitization, the regulators misjudge the transfer of financial risk; Second, excessive laissez-faire to the asset pool structure innovation, and resulting in the emergence of a large number of credit bubbles, exacerbated by the subprime loan problems caused by the financial crisis. In view of this situation, the governments of various countries. Industry organizations and international organizations actively respond and think that the review of asset securitization is the core of the reflection on the financial tsunami. This paper puts forward the renewal of the concept of financial supervision-systematic supervision of institutional risk and market risk.
【作者單位】： 吉林大學(xué)法學(xué)院;香港城市大學(xué)中國(guó)法與比較法中心;香港城市大學(xué)法學(xué)院;
【分類號(hào)】：F831.51;F837.12
【正文快照】： 一、概念和研究問題證券化(Securitization),亦可作“資產(chǎn)證券化(Asset Securitization)”,作為一種新型的“結(jié)構(gòu)融資(Structured Finance)”方式①,產(chǎn)生于美國(guó),籠統(tǒng)而言是通過(guò)將債務(wù)(Loan)或其他應(yīng)收賬款(Re-ceivable)打包(Packaging)、組成資產(chǎn)池(Pooling)并出售,將資產(chǎn)的，

本文編號(hào)：1364953