本文選題：供應(yīng)鏈 + 供應(yīng)鏈融資業(yè)務(wù)�。� 參考：《西安理工大學(xué)》2017年碩士論文

【摘要】：銀行的風(fēng)險控制問題,自從金融業(yè)務(wù)的誕生就一直伴隨,也是銀行、學(xué)者以及政府機(jī)構(gòu)研究的熱點問題。尤其是全球金融危機(jī)之后,各家銀行對風(fēng)險控制提出了更高的要求。都在探尋降低或規(guī)避信貸風(fēng)險的措施和方法。中小企業(yè)是我國市場經(jīng)濟(jì)的重要組成部分,其數(shù)量占了企業(yè)總數(shù)的70%,解決了絕大部分人口的就業(yè)問題,但中小企業(yè)融資難成為中小企業(yè)的發(fā)展之痛。中國銀行作為四家國有大型銀行之一,為破解中小企業(yè)融資難的困境,推出了供應(yīng)鏈融資業(yè)務(wù),但中小企業(yè)貸款風(fēng)險高也是銀行頭疼的問題。如何在風(fēng)險可控的情況下大力支持中小企業(yè)的發(fā)展,具有非常重要的理論和現(xiàn)實意義。本文選擇中國銀行HN分行供應(yīng)鏈融資業(yè)務(wù)作為研究對象,在緒論部分闡述了本文的研究背景、研究意義、研究方法及主要內(nèi)容;在理論綜述部分詳細(xì)介紹了供應(yīng)鏈、供應(yīng)鏈融資業(yè)務(wù)相關(guān)理論的基礎(chǔ)上,重點闡述了供應(yīng)鏈融資風(fēng)險控制相關(guān)理論,并對國內(nèi)外銀行對該業(yè)務(wù)風(fēng)險控制的相關(guān)研究進(jìn)行了歸納整理,為下文的研究提供堅實的理論支撐。在本文的重點部分,首先對中國銀行HN分行、本行的供應(yīng)鏈融資業(yè)務(wù)發(fā)展現(xiàn)狀予以介紹,重點研究了供應(yīng)鏈融資業(yè)務(wù)風(fēng)險控制現(xiàn)狀及存在的問題。其次,針對前文對該業(yè)務(wù)的風(fēng)險控制現(xiàn)狀分析以及存在問題,借鑒國內(nèi)外先進(jìn)的風(fēng)險控制模式,運用風(fēng)險控制相關(guān)理論和工具,構(gòu)建了中國銀行HN分行供應(yīng)鏈融資業(yè)務(wù)的風(fēng)險管控制體系及對策。然后,運用供應(yīng)鏈融資業(yè)務(wù)實際案例,分析了供應(yīng)鏈中的中小企業(yè)融資風(fēng)險控制。最后,提出了優(yōu)化策略實施落地的保障措施。在論文結(jié)尾部分,對所寫內(nèi)容進(jìn)行總結(jié)回顧,并指出今后應(yīng)該深入研究的問題。通過本文的研究,希望能幫助中國銀行HN分行解決供應(yīng)鏈融資業(yè)務(wù)風(fēng)險控制方面存在的問題,并在實踐中去檢驗和完善,不斷提高中國銀行HN分行供應(yīng)鏈融資業(yè)務(wù)的風(fēng)險控制能力,更好的促進(jìn)自身和中小企業(yè)的可持續(xù)發(fā)展。
[Abstract]:The risk control of banks has been accompanied by the birth of financial business, and it is also a hot issue in the research of banks, scholars and government institutions. Especially after the global financial crisis, banks put forward higher requirements for risk control. Are exploring measures and methods to reduce or avoid credit risk. Small and medium-sized enterprises (SMEs) are an important part of the market economy in our country, which accounts for 70% of the total number of enterprises and solves the employment problem of the majority of the population, but the difficulty of financing SMEs has become the pain of the development of small and medium-sized enterprises (SMEs). As one of the four large state-owned banks, Bank of China has launched supply chain financing business in order to solve the financing difficulties of SMEs, but the high loan risk of SMEs is also a headache for banks. It is of great theoretical and practical significance to support the development of small and medium-sized enterprises under the condition of controllable risk. This paper chooses the supply chain financing business of Bank of China HN Branch as the research object. In the introduction part, it expounds the research background, research significance, research methods and main contents of this paper, and introduces the supply chain in detail in the theoretical summary part. On the basis of the relevant theories of supply chain financing business, this paper focuses on the related theories of supply chain financing risk control, and sums up the relevant research on the business risk control of domestic and foreign banks. To provide a solid theoretical support for the following research. In the key part of this paper, first of all, the paper introduces the development of supply chain financing business of Bank of China HN Branch and Bank of China, and studies the current situation and existing problems of supply chain financing business risk control. Secondly, according to the analysis of the risk control status quo and the existing problems of the business, using the advanced risk control model at home and abroad, using the risk control theory and tools, This paper constructs the risk management control system of supply chain financing business of Bank of China HN Branch and its countermeasures. Then, using the actual case of supply chain financing, the paper analyzes the financing risk control of small and medium-sized enterprises in supply chain. Finally, the paper puts forward the safeguard measures of the optimization strategy to implement the landing. At the end of the paper, the author summarizes and reviews the contents and points out the problems that should be studied in the future. Through the research of this paper, I hope to help the bank of china HN branch to solve the problems in the supply chain financing business risk control, and in practice to test and improve, Continuously improve the bank of China HN branch supply chain financing business risk control ability to better promote the sustainable development of itself and small and medium-sized enterprises.
【學(xué)位授予單位】：西安理工大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：F832.2

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