本文選題：供應(yīng)鏈金融 + 委托代理理論��； 參考：《西安建筑科技大學(xué)》2014年碩士論文

【摘要】：近年來(lái)，我國(guó)經(jīng)濟(jì)處于迅速發(fā)展階段，產(chǎn)業(yè)鏈升級(jí)給中小企業(yè)帶來(lái)了發(fā)展機(jī)遇。然而中小企業(yè)普遍存在經(jīng)營(yíng)規(guī)模較小，抗風(fēng)險(xiǎn)能力弱、自有資本少等特點(diǎn)，造成了融資難的困境。供應(yīng)鏈金融的出現(xiàn)在中小企業(yè)融資方面發(fā)揮著重要的作用。作為一種新型的金融創(chuàng)新產(chǎn)品，，供應(yīng)鏈金融不僅能在一定程度上緩解中小企業(yè)融資難的困境，還能優(yōu)化商業(yè)銀行的業(yè)務(wù)結(jié)構(gòu)，降低融資風(fēng)險(xiǎn)，同時(shí)也給核心企業(yè)和第三方物流企業(yè)帶來(lái)了新的利潤(rùn)增長(zhǎng)點(diǎn)，實(shí)現(xiàn)了多方共贏。但是由于供應(yīng)鏈金融業(yè)務(wù)發(fā)展還不成熟，加上中小企業(yè)良莠不齊，出現(xiàn)了很多違約現(xiàn)象。本文基于這一切入點(diǎn)，以供應(yīng)鏈金融服務(wù)契約的穩(wěn)定性和有效性為目標(biāo)，意在構(gòu)建一個(gè)合理的契約優(yōu)化機(jī)制，推進(jìn)供應(yīng)鏈金融更好的發(fā)展。 首先，對(duì)供應(yīng)鏈金融服務(wù)、信貸契約和利益分配等方面的國(guó)內(nèi)外研究現(xiàn)狀以及相關(guān)理論進(jìn)行歸納總結(jié)，分析供應(yīng)鏈金融的內(nèi)涵、主體關(guān)系、運(yùn)作模式以及供應(yīng)鏈金融在國(guó)內(nèi)的發(fā)展現(xiàn)狀，指出當(dāng)前供應(yīng)鏈金融服務(wù)契約的問(wèn)題所在�；谖写砝碚�，從利益的分配原則、分配要素和分配方式三個(gè)方面闡明了供應(yīng)鏈金融服務(wù)契約優(yōu)化設(shè)計(jì)的思路，給出了供應(yīng)鏈金融契約的優(yōu)化路徑。 其次，對(duì)供應(yīng)鏈金融利益分配進(jìn)行優(yōu)化研究。闡述了合作博弈中Shapley值法的優(yōu)缺點(diǎn)，嘗試運(yùn)用Shapley值法對(duì)供應(yīng)鏈金融產(chǎn)出的經(jīng)濟(jì)利益進(jìn)行合理的分配。然后綜合考慮風(fēng)險(xiǎn)因素、投入資金和努力程度對(duì)Shapley值進(jìn)行修正，得到改進(jìn)后的Shapley值模型。通過(guò)算例分析驗(yàn)證供應(yīng)鏈金融服務(wù)利益分配優(yōu)化模型的合理性和可行性，對(duì)利益分配的結(jié)果進(jìn)行比較，得出考慮修正因子改進(jìn)后的Shapley值更能體現(xiàn)公平合理的利益分配原則。 最后，對(duì)本文研究的內(nèi)容進(jìn)行了總結(jié)和展望。給出了從構(gòu)建合作伙伴關(guān)系、建立合理的供應(yīng)鏈金融契約激勵(lì)機(jī)制、加快金融體制改革和組織制度創(chuàng)新、引入保險(xiǎn)機(jī)制等方面改進(jìn)和完善的建議。
[Abstract]:In recent years, the economy of our country is in the rapid development stage, the upgrading of industrial chain brings the development opportunity to the small and medium-sized enterprises.However, SMEs generally have the characteristics of small scale, weak ability to resist risks and less own capital, which results in the difficulty of financing.The appearance of supply chain finance plays an important role in the financing of small and medium enterprises.As a new kind of financial innovation product, supply chain finance can not only alleviate the difficulty of financing for small and medium-sized enterprises to some extent, but also optimize the business structure of commercial banks and reduce the financing risk.At the same time, it also brings new profit growth point to core enterprises and third party logistics enterprises.However, supply chain financial business development is not mature, plus small and medium-sized enterprises intermingled, there are a lot of default phenomenon.Based on this breakthrough point, this paper aims at establishing a reasonable contract optimization mechanism to promote the better development of supply chain finance, aiming at the stability and effectiveness of supply chain financial service contract.First of all, the domestic and foreign research status and related theories of supply chain financial services, credit contract and benefit distribution are summarized, and the connotation and main body relationship of supply chain finance are analyzed.The operation mode and the current situation of supply chain finance in China are pointed out, and the problems of supply chain financial service contract are pointed out.Based on the principal-agent theory, this paper expounds the idea of optimal design of supply chain financial service contract from three aspects of benefit distribution principle, distribution elements and distribution mode, and gives the optimized path of supply chain financial contract.Secondly, optimize the distribution of financial benefits in supply chain.This paper expounds the advantages and disadvantages of the Shapley value method in cooperative game, and tries to use the Shapley value method to reasonably distribute the economic benefits of the financial output of the supply chain.Then, considering the risk factors, the Shapley value is modified by investment and effort, and the improved Shapley value model is obtained.This paper verifies the rationality and feasibility of the profit distribution optimization model of supply chain financial services by example, compares the results of interest distribution, and draws the conclusion that the Shapley value after considering the modified factor can better reflect the principle of fair and reasonable benefit distribution.Finally, the content of this paper is summarized and prospected.Some suggestions on how to improve and improve the mechanism of financial contract in supply chain, such as establishing partnership, setting up reasonable incentive mechanism of financial contract, speeding up the reform of financial system and the innovation of organizational system, introducing insurance mechanism, are put forward.
【學(xué)位授予單位】：西安建筑科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F274;F832

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