本文關(guān)鍵詞： 供應(yīng)鏈金融 農(nóng)信社 中小企業(yè) 完全訂單供應(yīng)鏈融資模式 信用風(fēng)險(xiǎn)　出處：《河北大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：隨著企業(yè)供應(yīng)鏈的日益盛行，，供應(yīng)鏈金融作為一種新型的融資模式，能夠有效解決金融機(jī)構(gòu)和中小企業(yè)在資金上的供求問(wèn)題，是銀企雙贏的融資模式。這種融資模式借助供應(yīng)鏈中核心企業(yè)的資信，對(duì)供應(yīng)鏈上下游企業(yè)進(jìn)行授信，可以有效解決中小企業(yè)作為弱勢(shì)一方的融資問(wèn)題。 本文提出在農(nóng)信社開(kāi)展供應(yīng)鏈金融的構(gòu)想，從農(nóng)信社和中小企業(yè)兩方面分析了供應(yīng)鏈金融在農(nóng)信社開(kāi)展的必要性，提出了農(nóng)信社應(yīng)該開(kāi)展完全訂單式供應(yīng)鏈融資模式，并闡述了具體開(kāi)展思路。針對(duì)完全訂單供應(yīng)鏈融資模式實(shí)施中面臨的信用風(fēng)險(xiǎn)問(wèn)題，文中分析了信用風(fēng)險(xiǎn)的特點(diǎn)、產(chǎn)生的原因，建立了供應(yīng)鏈信用風(fēng)險(xiǎn)指標(biāo)評(píng)價(jià)體系，通過(guò)建立模型量化供應(yīng)鏈金融信用風(fēng)險(xiǎn)，提出科學(xué)度量中小企業(yè)信用風(fēng)險(xiǎn)的方法。最后指出，農(nóng)信社從其本身內(nèi)部規(guī)范操作、獨(dú)立供應(yīng)鏈業(yè)務(wù)部門(mén)，建立完善的信用指標(biāo)評(píng)價(jià)體系和風(fēng)險(xiǎn)預(yù)警機(jī)制有效防范信用風(fēng)險(xiǎn)；農(nóng)信社外部可以通過(guò)提高中小企業(yè)信息披露、建設(shè)公共供應(yīng)鏈金融服務(wù)平臺(tái)和加強(qiáng)社會(huì)信用信息建設(shè)來(lái)防范風(fēng)險(xiǎn)。
[Abstract]:With the increasing prevalence of enterprise supply chain, supply chain finance as a new financing model, can effectively solve the financial institutions and SMEs in the supply and demand of funds. This financing model can effectively solve the financing problem of SMEs as a weak party by granting credit to the upstream and downstream enterprises in the supply chain with the help of the credit of the core enterprises in the supply chain. This paper puts forward the concept of developing supply chain finance in rural credit cooperatives, and analyzes the necessity of developing supply chain finance in rural credit cooperatives from two aspects: rural credit cooperatives and small and medium-sized enterprises. This paper puts forward the mode of supply chain financing which should be fully ordered by RCCs, and expounds the concrete development ideas, aiming at the credit risk problems faced in the implementation of supply chain financing mode of complete order. This paper analyzes the characteristics and causes of credit risk, establishes the evaluation system of supply chain credit risk, and quantifies the supply chain financial credit risk by establishing a model. Finally, it points out that rural credit cooperatives regulate their operation from their own internal, independent supply chain business department. Establish a perfect credit index evaluation system and risk warning mechanism to effectively guard against credit risk; Rural credit cooperatives can prevent risks by improving information disclosure of small and medium-sized enterprises, constructing financial service platform of public supply chain and strengthening the construction of social credit information.
【學(xué)位授予單位】：河北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.35;F274

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本文編號(hào)：1459549