本文選題：交強(qiáng)險(xiǎn)　切入點(diǎn)：精神損害　出處：《華東政法大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：在同時(shí)投保交強(qiáng)險(xiǎn)和商業(yè)三責(zé)險(xiǎn)的情況下，由于商業(yè)三責(zé)險(xiǎn)責(zé)任免除條款的限制，交強(qiáng)險(xiǎn)在死亡傷殘責(zé)任限額中賠償精神損害撫慰金的順序安排將直接影響商業(yè)三責(zé)險(xiǎn)的賠償數(shù)額。也正是這一問(wèn)題引發(fā)了業(yè)界對(duì)于交強(qiáng)險(xiǎn)中精神損害賠償問(wèn)題的密切關(guān)注。保險(xiǎn)業(yè)界、司法實(shí)務(wù)界、學(xué)術(shù)界紛紛對(duì)此發(fā)表不同觀點(diǎn)，爭(zhēng)議不可謂不大。在這些紛繁的爭(zhēng)議中，筆者運(yùn)用規(guī)范分析法、比較研究法等方法，對(duì)相關(guān)問(wèn)題和學(xué)說(shuō)展開分析，試圖回答以下重要問(wèn)題：交強(qiáng)險(xiǎn)是否應(yīng)當(dāng)為精神損害提供救濟(jì)，交強(qiáng)險(xiǎn)中精神損害撫慰金該如何賠償，交強(qiáng)險(xiǎn)賠償精神損害賠償存在什么障礙，又該如何對(duì)癥下藥等等。 第一章是精神損害撫慰金入交強(qiáng)險(xiǎn)問(wèn)題研究。從精神利益與精神損害的概念界定入手，明確討論范圍，概述相關(guān)爭(zhēng)議，指出回答交強(qiáng)險(xiǎn)是否保障精神損害的關(guān)鍵是其價(jià)值理念與精神損害救濟(jì)的匹配度。在此基礎(chǔ)之上，沿著交強(qiáng)險(xiǎn)立法宗旨與交通事故中精神損害的特性兩條路徑深入，并結(jié)合域外法比較研究，得出肯定結(jié)論。 第二章是精神損害撫慰金在交強(qiáng)險(xiǎn)中賠償順序問(wèn)題研究。從典型問(wèn)題入手，梳理法規(guī)與司法實(shí)務(wù)層面對(duì)該問(wèn)題態(tài)度的變化發(fā)展，而后重點(diǎn)評(píng)析學(xué)界爭(zhēng)議觀點(diǎn)。在此基礎(chǔ)之上，以法律關(guān)系為切入點(diǎn)，，闡述精神損害在三層法律關(guān)系中的地位，突出請(qǐng)求權(quán)人在確定精神損害撫慰金與其他項(xiàng)目的賠償順序上的決定性作用，總結(jié)得出請(qǐng)求權(quán)人意思自治論。 第三章是反思交強(qiáng)險(xiǎn)賠償精神損害所遇到的問(wèn)題，提出立法建議。從交強(qiáng)險(xiǎn)賠償精神損害撫慰金的司法實(shí)務(wù)角度出發(fā)，對(duì)于精神損害賠償訴累問(wèn)題、精神損害賠償數(shù)額厘定辦法等問(wèn)題進(jìn)行研究，在此基礎(chǔ)之上借鑒域外法有益經(jīng)驗(yàn)，提出完善我國(guó)交強(qiáng)險(xiǎn)制度的立法建議。
[Abstract]:In the case of both commercial insurance and commercial triple liability insurance, as commercial triple liability is exempted from the restrictions of the terms, The order of compensation for mental damage in death and disability liability limit will directly affect the amount of compensation for commercial triple liability insurance. It is precisely this issue that has caused the industry to pay compensation for mental damage in traffic insurance. Pay close attention to the insurance industry, In the field of judicial practice, the academic circles have one after another expressed different views on this issue. In these numerous disputes, the author uses the methods of normative analysis, comparative research and other methods to analyze the relevant problems and theories. This paper tries to answer the following important questions: whether the Jiaotong insurance should provide relief for the mental damage, how to compensate the compensation for the mental damage in the traffic insurance, what obstacles exist in the compensation for the mental damage in the traffic insurance, and how to remedy the case and so on. The first chapter is a study on the issue of compensation for mental injury in traffic strength insurance. It begins with the definition of the concept of spiritual interests and mental damage, defines the scope of discussion, and outlines the relevant disputes. It is pointed out that the key to answer whether the traffic insurance can protect the mental damage is the matching degree between its value concept and the relief of the mental damage. On the basis of this, the legislative aim of the traffic insurance and the characteristics of the mental damage in the traffic accident are deeply followed. Combined with the comparative study of extraterritorial laws, the positive conclusion is drawn. The second chapter is a study on the compensation order of mental injury consolation in traffic insurance. Starting with the typical problems, this chapter combs the change and development of the attitude towards the problem at the level of law and judicial practice, and then focuses on the comments on the controversial viewpoints of academic circles. Taking the legal relationship as the starting point, this paper expounds the status of spiritual damage in the three levels of legal relations, highlights the decisive role of the claimant in determining the compensation order of the compensation for spiritual damage and other items, and concludes the theory of autonomy of the claimant's meaning. The third chapter is to reflect on the problems encountered in compensation for mental damage in traffic insurance, and to put forward legislative proposals. From the angle of judicial practice of compensation for mental damage in traffic insurance, the author tries to deal with the problem of compensation for mental damage. On the basis of studying the method of determining the amount of compensation for mental damage, this paper draws lessons from the beneficial experience of the extraterritorial law and puts forward some legislative suggestions to perfect the system of compulsory traffic insurance in China.
【學(xué)位授予單位】：華東政法大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：D923;D922.14

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