本文選題：非法集資 + 直接融資　； 參考：《浙江大學(xué)》2014年碩士論文

【摘要】：市場經(jīng)濟(jì)條件下,非公有制經(jīng)濟(jì)得到了快速地發(fā)展,民營企業(yè)和個人對于資金的需求也進(jìn)入到日趨旺盛和迫切的階段。正規(guī)的金融體系已不能滿足日益旺盛的市場需求,那些有迫切資金需求的民營企業(yè)和個人不得不鋌而走險,走上非法集資的道路。自上世紀(jì)90年代,非法集資類犯罪開始呈現(xiàn)專業(yè)、系統(tǒng)化的現(xiàn)象。隨后,我國逐步構(gòu)建起了由刑法及相關(guān)附屬刑法、司法解釋、行政法律、部門規(guī)章組成的較為嚴(yán)密的非法集資法律規(guī)制體系。 立法、司法和行政上的應(yīng)對和處罰措施,在短期內(nèi)對預(yù)防和打擊非法集資類犯罪起到了一定的效果,但從二十年來的實(shí)踐效果來看,非法集資行為的現(xiàn)行規(guī)制模式存在構(gòu)成要件不夠明確、行政監(jiān)管與刑事規(guī)制梯度錯位、法律監(jiān)管模式未區(qū)分融資形式和過度適用死刑判決的問題。本文將以刑法學(xué)理論為依托,借鑒金融法學(xué)的相關(guān)理論,對非法集資現(xiàn)行規(guī)制模式的合理性進(jìn)行檢討,并在遵循刑法學(xué)和金融法學(xué)的雙重解讀基礎(chǔ)之上,提出重構(gòu)非法集資行為規(guī)制模式的初步設(shè)想。具體來說,要遏制日益猖獗的非法集資類犯罪,須從外界融資環(huán)境和法律規(guī)制體系兩方面同時著手,不可偏廢。首先要從政策方面為中小企業(yè)的融資需求提供渠道支持,通過建立和完善中小金融機(jī)構(gòu)、市場準(zhǔn)入和退出機(jī)制、中小企業(yè)信用評級機(jī)制,以緩解民間閑置資本投資難與民營企業(yè)融資難的尖銳矛盾。其次是法律上的松綁。資金是企業(yè)運(yùn)轉(zhuǎn)的血液,順暢的資金流轉(zhuǎn)和強(qiáng)大的資金儲備之于企業(yè)至關(guān)重要,解禁和改革民間金融成為個人和民營企業(yè)的共同吁請,在此背景下,直接融資形式的非法集資亟待掙脫刑事管制的桎梏。而由《證券法》調(diào)整直接融資、刑法中的非法吸收公眾存款罪規(guī)制間接融資的立法構(gòu)想,既遵循了刑法學(xué)和金融學(xué)的雙重解讀,又能為民營企業(yè)的融資行為提供一個“安全港”。
[Abstract]:Under the condition of market economy, the non-public ownership economy has been developed rapidly, and the private enterprises and individuals' demand for funds has also entered the increasingly exuberant and urgent stage. The formal financial system has been unable to meet the increasingly vigorous market demand, those private enterprises and individuals who have urgent capital needs have to take the risk of taking the road of illegal fund-raising. Since the 1990 s, illegal fund-raising crime began to show a professional, systematic phenomenon. Subsequently, China has gradually constructed a more strict legal regulation system of illegal fund-raising consisting of criminal law and related subsidiary criminal law, judicial interpretation, administrative law, and departmental regulations. Legislative, judicial and administrative measures of response and punishment have played a certain role in preventing and cracking down on illegal fund-raising crimes in the short term, but from the point of view of the practical effects of the past 20 years, The current regulatory model of illegal fund-raising is not clear enough, the administrative supervision and criminal regulation gradient mismatch, the legal supervision model does not distinguish between the financing form and the excessive application of death penalty. Based on the theory of criminal law and the relevant theories of financial law, this paper reviews the rationality of the current regulation mode of illegal financing, and on the basis of following the dual interpretation of criminal law and financial law, This paper puts forward a tentative idea of reconstructing the regulation mode of illegal fund-raising. Specifically, in order to curb the increasingly rampant illegal fund-raising crimes, we must start from the external financing environment and legal regulation system at the same time, can not be biased. First of all, we should provide policy support for the financing needs of small and medium-sized enterprises. Through the establishment and improvement of small and medium-sized financial institutions, market access and exit mechanisms, and credit rating mechanisms for small and medium-sized enterprises, In order to alleviate the private idle capital investment difficulty and private enterprise financing difficult sharp contradiction. The second is legal loosening. Capital is the blood of the operation of enterprises. Smooth circulation of funds and strong fund reserves are of great importance to enterprises. Lifting the ban and reforming private finance has become a common appeal of both individuals and private enterprises. The illegal financing in the form of direct financing needs to break away from the shackles of criminal control. By adjusting direct financing by "Securities Law" and regulating indirect financing by the crime of illegally absorbing public deposits in criminal law, it follows the dual interpretation of criminal law and finance. Can also provide a "safe haven" for the financing behavior of private enterprises.
【學(xué)位授予單位】：浙江大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：D924.33

【參考文獻(xiàn)】

相關(guān)期刊論文 前9條

1 丁志杰;歐美中小銀行的發(fā)展經(jīng)驗及其借鑒意義[J];金融論壇;2002年04期

2 張明楷;論刑法的謙抑性[J];法商研究(中南政法學(xué)院學(xué)報);1995年04期

3 劉華;論經(jīng)濟(jì)犯罪的刑事政策[J];法學(xué);2003年11期

4 葉良芳;;從吳英案看集資詐騙罪的司法認(rèn)定[J];法學(xué);2012年03期

5 鐘瑞慶;;集資詐騙案件刑事管制的邏輯與現(xiàn)實(shí)——浙江東陽吳英集資詐騙案一審判決的法律分析[J];法治研究;2011年09期

6 林毅夫,李永軍;中小金融機(jī)構(gòu)發(fā)展與中小企業(yè)融資[J];經(jīng)濟(jì)研究;2001年01期

7 李有星;范俊浩;;論非法集資概念的邏輯演進(jìn)及展望[J];社會科學(xué);2012年10期

8 彭冰;;非法集資活動規(guī)制研究[J];中國法學(xué);2008年04期

9 劉為波;;非法集資特征的理解與認(rèn)定[J];中國審判;2011年02期

，

本文編號：1776661