【摘要】： 我國(guó)《保險(xiǎn)法》把被保險(xiǎn)人作為保險(xiǎn)合同的關(guān)系人,而我國(guó)《海商法》把被保險(xiǎn)人作為海上保險(xiǎn)合同的當(dāng)事人。這種立法上的沖突不僅會(huì)造成法律適用上的不一致,而且不利于對(duì)被保險(xiǎn)人權(quán)利的保護(hù)。同時(shí),由于保險(xiǎn)合同的附和性,使得被保險(xiǎn)人喪失了與保險(xiǎn)人平等協(xié)商保險(xiǎn)合同內(nèi)容的機(jī)會(huì),這對(duì)于以其財(cái)產(chǎn)或者身體、生命為保險(xiǎn)標(biāo)的的被保險(xiǎn)人非常不利。本文從被保險(xiǎn)人的角度出發(fā),運(yùn)用比較分析等方法對(duì)被保險(xiǎn)人的權(quán)利進(jìn)行研究。 本文分為前言、正文和結(jié)束語(yǔ)三個(gè)部分。其中正文部分分為三章。 第一章是被保險(xiǎn)人權(quán)利問(wèn)題概述。在該章中,作者主要論述被保險(xiǎn)人在保險(xiǎn)合同中的法律地位以及保險(xiǎn)合同的附和性對(duì)被保險(xiǎn)人權(quán)利的影響,同時(shí)對(duì)我國(guó)《保險(xiǎn)法》、日本保險(xiǎn)法和我國(guó)臺(tái)灣地區(qū)保險(xiǎn)法中關(guān)于被保險(xiǎn)人權(quán)利的規(guī)定進(jìn)行比較研究。 第二章是被保險(xiǎn)人權(quán)利保護(hù)的理論和制度。在本章中對(duì)保護(hù)被保險(xiǎn)人的理論進(jìn)行說(shuō)明,并對(duì)中外的一些關(guān)于被保險(xiǎn)人權(quán)利保護(hù)的制度進(jìn)行總結(jié)。尤其是保險(xiǎn)經(jīng)紀(jì)人制度和法院對(duì)保險(xiǎn)合同內(nèi)容的審查制度,對(duì)被保險(xiǎn)人權(quán)利的保護(hù)非常重要,本章對(duì)此也進(jìn)行了論述。 第三章是對(duì)我國(guó)《保險(xiǎn)法》中被保險(xiǎn)人權(quán)利的完善。本章先探討我國(guó)《保險(xiǎn)法》中對(duì)被保險(xiǎn)人權(quán)利規(guī)定及保護(hù)的不足和缺陷,然后就我國(guó)《保險(xiǎn)法》的修改提出了作者自己的意見(jiàn)。
[Abstract]:The Insurance Law of China regards the insured as the relative of the insurance contract, while China's Maritime Law regards the insured as the party to the marine insurance contract. This kind of legislative conflict will not only cause inconsistency in the application of the law, but also be unfavorable to the protection of the rights of the insured. At the same time, because of the concurrence of the insurance contract, the insured loses the opportunity to negotiate the contents of the insurance contract on an equal footing with the insurer, which is very disadvantageous to the insured whose property or body, life is the subject of insurance. From the point of view of the insured, this paper studies the rights of the insured by means of comparative analysis. This paper is divided into three parts: preface, text and conclusion. The text is divided into three chapters. The first chapter is an overview of the rights of the insured. In this chapter, the author mainly discusses the legal status of the insured in the insurance contract and the impact of the concurrence of the insurance contract on the rights of the insured. At the same time, a comparative study is made on the provisions of the Insurance Law of China, the Insurance Law of Japan and the Insurance Law of Taiwan on the rights of the insured. The second chapter is the theory and system of insurant right protection. In this chapter, the theory of the protection of the insured is explained, and some Chinese and foreign systems on the protection of the rights of the insured are summarized. In particular, the insurance broker system and the court review system of insurance contract content, the protection of the rights of the insured is very important, this chapter also discusses this. The third chapter is the perfection of insurant right in Insurance Law of our country. This chapter first discusses the deficiency and defect of the insurant's right regulation and protection in the Insurance Law of our country, and then puts forward the author's own opinion on the revision of our country's Insurance Law.
【學(xué)位授予單位】：廈門(mén)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2006
【分類(lèi)號(hào)】：D922.284

【引證文獻(xiàn)】

相關(guān)博士學(xué)位論文 前1條

1 陳寧;包含彈性免賠額的非壽險(xiǎn)精算問(wèn)題研究[D];中國(guó)礦業(yè)大學(xué)（北京）;2010年

相關(guān)碩士學(xué)位論文 前1條

1 葛蕾;被保險(xiǎn)人權(quán)利保護(hù)的法律問(wèn)題研究[D];山西財(cái)經(jīng)大學(xué);2011年

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本文編號(hào)：2274553