論誠實信用原則在保險法中的適用
發(fā)布時間:2018-06-18 05:01
本文選題:誠實信用原則 + 保險法 ; 參考:《湖南大學》2001年碩士論文
【摘要】: 誠實信用原則是現(xiàn)代民商法最重要的原則之一,而保險合同是最大誠 實信用合同。因此,研究誠實信用原則在保險法的運用至為必要。 本文第一部分闡述了誠實信用原則的具體涵義,其在民商法中地位的 確立及適用和其在保險法中地位的確立。 第二部分闡述了誠實信用在保險法中適用。誠實信用原則在保險法中 的適用主要表現(xiàn)為保險合同當事人、保險合同工關(guān)系人、保險合同輔助人 的誠實信用義務(wù)。投保人與被保險人的誠實信用義務(wù)主要包括如實告知義 務(wù),風險增加通知義務(wù)、出險通知義務(wù)、避免和減輕損失義務(wù)以及協(xié)助保 險人代位求償義務(wù)。保險人的誠信義務(wù)則主要為如實說明義務(wù),保密義務(wù)。 受益人的誠信義務(wù)主要為不得加害被保險人及其他受益人的義務(wù)及保險 事故通知義務(wù)。 第三部分對我國保險法中有關(guān)誠實信用義務(wù)的規(guī)定并對其作了全面 分析。對于符合保險慣例,反映保險業(yè)內(nèi)在規(guī)律的內(nèi)容作了肯定,而對于 某些不合理的規(guī)定,則提出了完善意見。 第四部分,主要討論了誠實信用原則在適用中存在的問題并針對這些 問題提出了自己的對策和建議。
[Abstract]:The principle of honesty and credit is one of the most important principles of modern civil law, insurance contract is the greatest sincerity
The real credit contract. Therefore, the study of the principle of good faith in the insurance law is necessary.
The first part expounds the meaning of the principle of good faith, its position in the civil law.
The establishment and application and its position in the insurance law is established.
The second part expounds the principle of good faith in the insurance law. The principle of good faith in the insurance law
Is mainly for the parties of the insurance contract, insurance contract relationship, the insurance contract assistant
The honest credit obligations. The insured and the insured credit obligations include truthfully inform the righteous
Service, increase the risk of the notification obligation, claim notification obligations, to avoid and reduce the loss of duty and assist Paul
The insurer's subrogation obligation. The obligation of confidentiality integrity and obligations of the insurer are mainly to truthfully explain obligations.
The fiduciary duty of beneficiary are not to do harm by duty and insurance and other beneficiaries
The accident notification obligation.
The third part of relevant provisions of the obligation of good faith of our insurance law and makes a comprehensive
Analysis. In accordance with the insurance practice, reflect the internal rules of the insurance industry and the content in the affirmative.
Some unreasonable regulations, put forward the suggestions.
The fourth part mainly discusses the existence of the principle of good faith in the application and in the light of these
Puts forward some countermeasures and suggestions.
【學位授予單位】:湖南大學
【學位級別】:碩士
【學位授予年份】:2001
【分類號】:D922.28
【引證文獻】
相關(guān)碩士學位論文 前3條
1 李笑樂;我國海上保險法應否采納最大誠信原則研究[D];大連海事大學;2011年
2 李嬋娟;保險人不可抗辯規(guī)則研究[D];西南政法大學;2011年
3 章其蘇;論保險法上危險增加的通知義務(wù)[D];華東政法學院;2006年
,本文編號:2034210
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