試論我國票據(jù)背書制度的現(xiàn)狀及完善
發(fā)布時間:2018-04-21 16:42
本文選題:票據(jù)背書 + 背書比較; 參考:《蘇州大學(xué)》2008年碩士論文
【摘要】: 隨著我國社會主義市場經(jīng)濟(jì)體系的建立,商品和資金的流通不僅打破了原有的地域限制,甚至打破國家之間的界限,使世界成為了統(tǒng)一的市場,作為商法體系中重要組成部分的《票據(jù)法》,日益為人們所重視,特別是近年來商品交易、勞務(wù)供應(yīng)、資金調(diào)撥以及技術(shù)等無形財產(chǎn)的轉(zhuǎn)移日益增多,引起貨幣收付活動大量增加,幾千年來根深蒂固直接用現(xiàn)金支付的習(xí)慣正在為大量的票據(jù)結(jié)算所取代,從而為票據(jù)的背書轉(zhuǎn)移提供了廣闊的舞臺,票據(jù)背書中人們尋求方便的慣常做法與《票據(jù)法》對背書的規(guī)定產(chǎn)生的沖突;我國票據(jù)背書的現(xiàn)狀與國外票據(jù)背書制度的差異;我國票據(jù)背書制度與票據(jù)業(yè)務(wù)發(fā)展的需要之間的矛盾正日益顯現(xiàn),這些問題的存在構(gòu)成了對票據(jù)“安全、便捷”原則的挑戰(zhàn),嚴(yán)重影響了票據(jù)的流通,阻礙了經(jīng)濟(jì)的發(fā)展。 筆者試圖從我國票據(jù)法背書制度的基本規(guī)定與國外主要國家票據(jù)背書制度的比較研究,從我國票據(jù)背書制度的現(xiàn)狀和存在的主要問題,尋求票據(jù)背書實務(wù)和票據(jù)背書法規(guī)的平衡點,并對票據(jù)背書制度提出自己的構(gòu)想。 本文除前言和結(jié)束語外,分為四個部分,約二萬二千字。 第一部分從我國《票據(jù)法》和《票據(jù)管理實施辦法》、《支付結(jié)算辦法》三個方面系統(tǒng)闡述了我國票據(jù)背書制度的概念、性質(zhì)、方式、分類、效力和程序,勾勒出了我國票據(jù)背書制度的特有的架構(gòu)。 第二部分把我國票據(jù)背書制度與英美票據(jù)背書制度和《日內(nèi)瓦統(tǒng)一法》為依據(jù)的法、德票據(jù)背書制度及港、臺地區(qū)的票據(jù)背書制度的比較研究,追究不同的票據(jù)使用的社會基礎(chǔ),試圖從不同票據(jù)背書制度中找到平衡。 第三部分分別闡述了我國目前允許背書的銀行轉(zhuǎn)帳匯票、商業(yè)承兌匯票、銀行承兌匯票、普通支票和轉(zhuǎn)帳支票五種形式的票據(jù)背書的現(xiàn)狀,并且從票據(jù)實務(wù)的角度分析了我國票據(jù)背書制度中存在的一系列問題。 第四部分針對我國票據(jù)背書的現(xiàn)狀和票據(jù)背書制度中存在的問題,結(jié)合與發(fā)達(dá)國家票據(jù)背書制度的比較研究,在遵循世界票據(jù)背書制度潮流,不分孰優(yōu)孰劣的基礎(chǔ)上,提出完善我國票據(jù)背書制度的構(gòu)想。
[Abstract]:With the establishment of China's socialist market economy system, the circulation of commodities and funds has not only broken the original regional restrictions, but also broken the boundaries between countries, making the world a unified market. As an important part of the commercial law system, the "Bill Law" has been paid more and more attention to, especially the transfer of intangible property, such as commodity trade, labor supply, capital allocation and technology, in recent years. This has led to a significant increase in money receipts and payments, and the deep-rooted practice of direct cash payment for thousands of years is replacing a large number of clearing houses, thus providing a broad stage for the transfer of endorsement of bills. The conflicts between the common practice of people seeking convenience and the stipulation of endorsement in negotiable instrument Law, the difference between the present situation of bill endorsement in our country and the system of bill endorsement in foreign countries, and the difference between the current situation of bill endorsement and the system of bill endorsement in foreign countries; The contradiction between the system of bill endorsement and the need of the development of bill business in China is becoming increasingly apparent. The existence of these problems constitutes a challenge to the principle of "security and convenience", which seriously affects the circulation of bills and hinders the development of economy. The author tries to compare the basic provisions of the endorsement system of our country's negotiable instrument law with that of the foreign countries' bill endorsement system, and from the present situation and existing problems of our country's bill endorsement system. To seek the balance between bill endorsement practice and bill endorsement law, and to put forward its own ideas on bill endorsement system. In addition to the preface and conclusion, this paper is divided into four parts, about 22000 words. The first part systematically expounds the concept, nature, method, classification, validity and procedure of the endorsement system of bills in China from three aspects: the Bill Law, the measures for the Administration of Bills, and the measures for payment and settlement. It outlines the unique framework of the bill endorsement system in China. The second part makes a comparative study of the bill endorsement system of our country, the Anglo-American bill endorsement system and the uniform Law of Geneva, the German bill endorsement system and the bill endorsement system in Hong Kong and Taiwan. To investigate the social basis of different instruments and try to find a balance between different endorsement systems. The third part describes the current situation of endorsements in five forms: bank transfer draft, commercial acceptance bill, bank acceptance bill, ordinary check and transfer check respectively. And from the point of view of bill practice, the paper analyzes a series of problems existing in the bill endorsement system in our country. The fourth part aims at the present situation of bill endorsement in our country and the problems existing in the bill endorsement system, combining with the comparative study of bill endorsement system in developed countries, on the basis of following the trend of the world bill endorsement system, regardless of which is better or worse, The paper puts forward the idea of perfecting the endorsement system of bill in our country.
【學(xué)位授予單位】:蘇州大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2008
【分類號】:D922.287
【參考文獻(xiàn)】
相關(guān)期刊論文 前1條
1 阮贊林;中外匯票背書制度的立法研究[J];法學(xué);1996年10期
,本文編號:1783247
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