發(fā)布時(shí)間：2018-03-31 18:08

  本文選題：國際保理　切入點(diǎn)：應(yīng)收賬款轉(zhuǎn)讓　出處：《湖南大學(xué)》2008年碩士論文

【摘要】： 國際保理是保理商與供應(yīng)商之間的一個(gè)持續(xù)有效的安排,根據(jù)這一安排,供應(yīng)商將其銷售貨物或提供服務(wù)所產(chǎn)生的所有應(yīng)收賬款轉(zhuǎn)讓給保理商,以便保理商為其提供融資、壞賬擔(dān)保或銷售分戶賬管理以及收取應(yīng)收賬款。國際保理業(yè)務(wù)現(xiàn)已成為國際貿(mào)易中一種重要的融資和結(jié)算方式,在歐美各國的出口貿(mào)易中已呈現(xiàn)逐漸取代信用證的趨勢。由于國際保理是產(chǎn)生于國際貿(mào)易商業(yè)實(shí)踐而非現(xiàn)成的法律規(guī)制的金融業(yè)務(wù),因此它的出現(xiàn)對現(xiàn)存的法律制度提出了新的挑戰(zhàn)。由于各國對國際保理業(yè)務(wù)的法律規(guī)制的缺失或不統(tǒng)一,國際統(tǒng)一私法協(xié)會與聯(lián)合國國際貿(mào)易法委員會先后制定了《國際保理公約》和《國際貿(mào)易中應(yīng)收款轉(zhuǎn)讓公約》,上述兩公約對中國的國際保理法律制度的建立具有重要的借鑒意義。 我國的國際保理業(yè)務(wù)開始于上世紀(jì)80年代,但時(shí)至今日其發(fā)展還不成氣候。究其原因在于我國與國際保理相關(guān)的法律制度尚不完善。我國與國際保理相關(guān)的法律制度散見在部分法律和部門規(guī)章中,鑒于國際保理的本質(zhì)是應(yīng)收賬款的債權(quán)轉(zhuǎn)讓,我國《合同法》中的債權(quán)讓與規(guī)定是我國開展國際保理業(yè)務(wù)的基本法律依據(jù)。然而,由于《合同法》對于債權(quán)讓與的規(guī)定仍然存在疏忽,漏洞或需進(jìn)一步解釋的問題。因此如何在《合同法》的基礎(chǔ)上,結(jié)合我國實(shí)際,借鑒國際公約關(guān)于國際保理的重要法律規(guī)定構(gòu)建我國國際保理的法律制度是促進(jìn)我國國際保理業(yè)務(wù)發(fā)展的關(guān)鍵問題。 在國內(nèi)法層面上應(yīng)承認(rèn)未來應(yīng)收賬款的可轉(zhuǎn)讓性,為一攬子保理業(yè)務(wù)提供明確的法律依據(jù);對于禁止轉(zhuǎn)讓條款的效力,應(yīng)規(guī)定銷售合同中禁止債權(quán)讓與的約定不得對抗受讓人;就應(yīng)收賬款債權(quán)多重讓與產(chǎn)生的權(quán)利沖突的解決原則問題,可借鑒我國已規(guī)定的應(yīng)收賬款質(zhì)押登記制度,規(guī)定應(yīng)收賬款的轉(zhuǎn)讓需進(jìn)行登記,不登記的不得對抗第三人,并以登記的先后順序來解決權(quán)利沖突。在國際法層面上,如何結(jié)合我國的實(shí)際充分借鑒國際公約及慣例的規(guī)定是我國現(xiàn)階段的主要任務(wù),至于是否加入國際公約則應(yīng)審慎對待。
[Abstract]:International factoring is a continuous and effective arrangement between the factor and the supplier under which the supplier transfers to the factor all accounts receivable arising from its sale of goods or services to enable it to finance it, Bad debt guarantee or sales sub-account management and collection of accounts receivable. International factoring business has become an important means of financing and settlement in international trade, In the export trade of European and American countries, there has been a tendency to replace letters of credit gradually. Because international factoring is a kind of financial business arising from the commercial practice of international trade rather than from the ready-made legal regulation. Therefore, its emergence poses a new challenge to the existing legal system. Due to the lack or disunity of the legal regulation of international factoring business in various countries, The International Institute for the Unification of Private Law and the United Nations Commission on International Trade Law have successively formulated the Convention on International factoring and the Convention on the assignment of Receivables in International Trade. These two conventions have contributed to the establishment of the legal system of international factoring in China. Important reference significance. China's international factoring business began in the 1980s. The reason is that our country's legal system related to international factoring is still not perfect. Our country's legal system related to international factoring is scattered in some laws and departmental regulations. In view of the nature of international factoring is the transfer of accounts receivable, the assignment of claims in contract Law is the basic legal basis for China to carry out international factoring business. There are still some problems in the stipulation of assignment of creditor's rights in contract Law, such as negligence, loophole or need to be further explained. Therefore, how to combine the actual situation of our country on the basis of contract Law? It is a key issue to promote the development of international factoring business in China to learn from the important legal provisions of international factoring of international conventions and to construct the legal system of international factoring in China. At the level of domestic law, the transferability of future accounts receivable should be recognized, providing a clear legal basis for factoring packages; with regard to the effect of the prohibition of assignment, It should be stipulated that the agreement to prohibit the assignment of the creditor's rights in the sales contract shall not be against the transferee; with regard to the principle of resolving the conflict of rights arising from the multiple assignment of the creditor's rights in accounts receivable, we can learn from the registration system of pledge of accounts receivable, which has been stipulated in our country, It is stipulated that the transfer of accounts receivable shall be registered, that those who do not register shall not be against a third party, and that conflicts of rights shall be resolved in the order in which they are registered... at the level of international law, How to draw lessons from the provisions of international conventions and practices is the main task of our country at the present stage, and whether to join the international conventions or not should be treated with caution.
【學(xué)位授予單位】：湖南大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2008
【分類號】：D996

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前1條

1 韓_g博;應(yīng)收賬款質(zhì)權(quán)法律問題研究[D];黑龍江大學(xué);2010年

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本文編號：1691850