本文選題：保險(xiǎn)監(jiān)管　切入點(diǎn)：體制　出處：《東北財(cái)經(jīng)大學(xué)》2005年碩士論文　論文類型：學(xué)位論文

【摘要】：保險(xiǎn)業(yè)在國民經(jīng)濟(jì)和社會(huì)發(fā)展中的作用舉足輕重,關(guān)系到整個(gè)社會(huì)的穩(wěn)定與發(fā)展。目前,我國保險(xiǎn)業(yè)正處在發(fā)展上升的階段,既面臨著極為難得的發(fā)展機(jī)遇,國際、國內(nèi)政治經(jīng)濟(jì)環(huán)境都對我國保險(xiǎn)業(yè)發(fā)展十分有利,同時(shí)也面臨新的挑戰(zhàn),特別是我國政府為認(rèn)真履行加入世貿(mào)組織的承諾,進(jìn)一步擴(kuò)大保險(xiǎn)市場的對外開放。外資保險(xiǎn)公司業(yè)務(wù)范圍和經(jīng)營區(qū)域的擴(kuò)大導(dǎo)致保險(xiǎn)市場中形成新的競爭格局,這必將增大國內(nèi)保險(xiǎn)業(yè)的生存壓力,加之保險(xiǎn)市場主體的多元化,也會(huì)對整個(gè)金融市場秩序和我國金融安全產(chǎn)生重大影響。 保險(xiǎn)市場的變化與快速發(fā)展,進(jìn)一步要求有一個(gè)完善和穩(wěn)定的法律環(huán)境作保障。本文即是在保險(xiǎn)業(yè)發(fā)展的新形勢要求下,從經(jīng)濟(jì)法學(xué)角度對我國保險(xiǎn)監(jiān)管法律制度進(jìn)行了理論探討與現(xiàn)狀研究,并且提出了若干完善的建議。 本文從整體結(jié)構(gòu)上看,除去前言外,共分四章。 第一章是保險(xiǎn)監(jiān)管概述。這部分首先闡釋了保險(xiǎn)的相關(guān)概念和理論。在此基礎(chǔ)上,運(yùn)用經(jīng)濟(jì)學(xué)理論,對保險(xiǎn)監(jiān)管的必要性與可行性進(jìn)行理論分析,進(jìn)而探討“保險(xiǎn)監(jiān)管”行為在實(shí)踐中如何達(dá)到“最大正效應(yīng)”。 第二章是保險(xiǎn)監(jiān)管法律制度基本理論。這部分從經(jīng)濟(jì)法學(xué)的視角著手分析,從理論上超越了傳統(tǒng)民商法的束縛與界定,將保險(xiǎn)監(jiān)管法律制度劃歸經(jīng)濟(jì)法部門進(jìn)行研究。進(jìn)而明確了保險(xiǎn)監(jiān)管法律制度的立法任務(wù)。 第三章是保險(xiǎn)監(jiān)管體制概述。這部分通過對國外主要發(fā)達(dá)國家保險(xiǎn)監(jiān)管體制的評述,找出我國保險(xiǎn)監(jiān)管體制現(xiàn)狀的不足之處。 第四章是完善我國保險(xiǎn)監(jiān)管法律制度的構(gòu)想,這部分主要是對進(jìn)一步完善我國保險(xiǎn)監(jiān)管法律制度相關(guān)的制度提出了具體建議,主要論及償付能力監(jiān)管法律制度、保險(xiǎn)資金運(yùn)用監(jiān)管法律制度,以及我國金融監(jiān)管體制創(chuàng)新的立法構(gòu)想三大內(nèi)容。
[Abstract]:The insurance industry plays an important role in the national economy and social development, which is related to the stability and development of the whole society. The domestic political and economic environment is very conducive to the development of China's insurance industry, and at the same time faces new challenges. In particular, in order to seriously fulfill the commitments made by the Chinese government to join the WTO, Further expanding the opening up of the insurance market. The expansion of the business scope and business area of foreign insurance companies will lead to a new competitive pattern in the insurance market, which will inevitably increase the pressure on the survival of the domestic insurance industry. In addition, the diversification of the main body of the insurance market will have a great impact on the order of the whole financial market and the financial security of our country. The changes and rapid development of the insurance market further require a sound and stable legal environment. From the point of view of economic law, this paper makes a theoretical study on the legal system of insurance supervision in China, and puts forward some suggestions on how to improve it. From the overall structure, apart from the foreword, this paper is divided into four chapters. The first chapter is an overview of insurance supervision. This part first explains the related concepts and theories of insurance. On this basis, using economic theory, the necessity and feasibility of insurance supervision are analyzed theoretically. Then it discusses how to achieve the "maximum positive effect" in practice. The second chapter is the basic theory of the legal system of insurance supervision, which is analyzed from the angle of economic law, surpassing the shackles and definitions of the traditional civil and commercial law theoretically. The legal system of insurance supervision is assigned to the department of economic law, and the legislative task of the legal system of insurance supervision is clarified. The third chapter is an overview of the insurance regulatory system, this part of the foreign major developed countries through the review of the insurance regulatory system to find out the deficiencies of the current situation of the insurance regulatory system in China. Chapter 4th is the conception of perfecting the legal system of insurance supervision in our country. This part mainly puts forward concrete suggestions to further improve the legal system of insurance supervision in our country, and mainly discusses the legal system of solvency supervision. There are three main contents: the legal system of insurance fund application and the legislative conception of innovation of financial supervision system in our country.
【學(xué)位授予單位】：東北財(cái)經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2005
【分類號】：D922.284

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前3條

1 劉愛超;論我國壽險(xiǎn)資金投資的法律監(jiān)管[D];華東政法大學(xué);2010年

2 孫聶娟;我國壽險(xiǎn)資金投資監(jiān)管法律制度研究[D];江西師范大學(xué);2007年

3 張紅梅;政策性農(nóng)業(yè)保險(xiǎn)監(jiān)管法律制度研究[D];南京農(nóng)業(yè)大學(xué);2009年

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本文編號：1624427