本文選題：保險利益原則　切入點：最大誠信原則　出處：《大連海事大學》2005年碩士論文　論文類型：學位論文

【摘要】：保險賠償責任是指在財產(chǎn)保險中被保險人與保險人簽訂保險合同,將特定的 風險轉由保險人承擔。當保險標的發(fā)生了承保責任范圍內(nèi)的損失時,保險人應當 按照保險合同條款的規(guī)定履行全部賠償責任。保險的基本原則和制度(即保險利 益原則、最大誠信原則、近因原則、委付、代位求償制度)是保險法特別是海上 保險法中極其重要的方面,其關系到保險合同的有效與否,以及保險事故發(fā)生后 諸多賠償方面的問題,因此在實務中經(jīng)常成為當事人爭議的焦點。然而我國《保 險法》及《海商法》對此僅做了原則性規(guī)定,并不詳盡,在實務中經(jīng)常引起糾紛。 在海上保險中,保險利益的存在是投保人或被保險人獲得保險賠償?shù)谋匾疤帷?海上保險合同是建立在最大誠信基礎上的。對保險標的損害結果與承保危險之間 要以“近因原則”為基礎。發(fā)生保險事故后,在一定條件下,可以進行委付。涉 及第三方責任的,保險人賠償后,應行使代位求償權。本文試圖結合我國保險實 務和英國《1906年海上保險法》及其他國家的海上保險法律的規(guī)定,結合保險 的基本原則和制度,對海上保險人判定一起海上事故是否屬于海上保險的賠償責 任,何時賠償,如何賠償,以及賠償中應注意的問題進行了初步分析和探討,以 期對海上保險事業(yè)獻以微薄之力。
[Abstract]:Liability for insurance compensation refers to the insurance contract signed between the insured and the insurer in the property insurance. The risk is transferred to the insurer. When a loss within the scope of coverage occurs on the subject matter insured, the insurer shall. To fulfill all liability in accordance with the terms of the insurance contract. Basic principles and systems of insurance. The principle of benefit, the principle of utmost good faith, the principle of proximate cause, the principle of abandonment, the system of subrogation) is the law of insurance, especially at sea. An extremely important aspect of insurance law that concerns the validity of an insurance contract and the occurrence of an insurance accident. Many compensation problems, so in practice often become the focus of dispute between the parties. The insurance law and the Maritime Law only provide for this in principle, not in detail, and often cause disputes in practice. In marine insurance, the existence of insurance benefits is the necessary premise for the insured or the insured to obtain insurance compensation. A contract of marine insurance is based on maximum good faith. Between the result of damage to the subject-matter insured and the risk of insurance. To be based on the "principle of proximate cause". After an insurance accident, under certain conditions, can be surrendered. And third party liability, after the insurer compensates, should exercise the subrogation right. This article attempts to combine our country insurance actual. In conjunction with the provisions of the British marine insurance law of 1906 and the marine insurance laws of other countries. The basic principles and systems of marine insurance, the liability of marine insurers to judge whether an accident at sea belongs to marine insurance. This paper makes a preliminary analysis and discussion on the compensation, when and how to compensate, as well as the problems that should be paid attention to in the compensation. To make a modest contribution to the marine insurance industry.
【學位授予單位】：大連海事大學
【學位級別】：碩士
【學位授予年份】：2005
【分類號】：D922.294;D922.284

【引證文獻】

相關碩士學位論文 前1條

1 林丹丹;論“近因”理論在我國船舶碰撞法律原因分析中的應用[D];大連海事大學;2009年

，

本文編號：1578970