發(fā)布時(shí)間：2019-02-16 18:34

【摘要】：在現(xiàn)實(shí)生活中,重復(fù)抵押的情況十分常見(jiàn),如果出現(xiàn)重復(fù)抵押的情況,在實(shí)現(xiàn)抵押權(quán)時(shí),每個(gè)抵押權(quán)人都希望自己的抵押權(quán)所擔(dān)保的債權(quán)能夠得到完全清償,但是有時(shí)抵押物的價(jià)值可能會(huì)低于其上所擔(dān)保的債權(quán)的價(jià)值總額,就無(wú)法滿足數(shù)個(gè)抵押權(quán)人的利益,數(shù)個(gè)抵押權(quán)人之間可能因此而產(chǎn)生糾紛,從而使經(jīng)濟(jì)秩序受到一定的干擾。抵押權(quán)的順位問(wèn)題便由此而產(chǎn)生,抵押權(quán)順位制度的規(guī)定對(duì)債權(quán)的實(shí)現(xiàn)非常必要,然而就該規(guī)定,我國(guó)目前的《物權(quán)法》和《擔(dān)保法》中的相關(guān)條文還很少,基于此,本文嘗試對(duì)抵押權(quán)順位的有關(guān)問(wèn)題進(jìn)行探究,為法律制度的完善提出一些建議。本文主要包括下面幾個(gè)部分:第一部分主要是陳述抵押權(quán)順位的基本理論,包含兩個(gè)方面的問(wèn)題:其一是抵押權(quán)順位的含義。其二是對(duì)抵押權(quán)順位產(chǎn)生的原因作出分析,主要涉及到重復(fù)抵押的問(wèn)題。重復(fù)抵押在法律上和實(shí)務(wù)中都有其合理性,而且我國(guó)《物權(quán)法》對(duì)重復(fù)抵押也予以認(rèn)可。第二部分主要是對(duì)我國(guó)現(xiàn)行的抵押權(quán)順位立法進(jìn)行分析,首先闡述我國(guó)的立法現(xiàn)狀,并針對(duì)立法現(xiàn)狀,發(fā)現(xiàn)我國(guó)立法的不足以及存在的問(wèn)題,抵押權(quán)順位在立法上存在著一些缺陷,我國(guó)目前實(shí)務(wù)中默認(rèn)的順位升進(jìn)主義模式并不適應(yīng)抵押權(quán)發(fā)展的未來(lái)趨勢(shì),關(guān)于抵押權(quán)順位的讓與、拋棄以及變更在法律上都沒(méi)有具體明確的規(guī)定,這些都是需要解決的問(wèn)題。第三部分主要探討國(guó)外關(guān)于抵押權(quán)順位的立法,其中又包括兩部分內(nèi)容,第一部分是抵押權(quán)順位的變動(dòng)模式。即國(guó)外采用的順位固定主義和順位升進(jìn)主義,以及對(duì)兩種模式的比較評(píng)析。第二部分是對(duì)各國(guó)抵押權(quán)順位處分的立法評(píng)析,抵押權(quán)順位有其現(xiàn)實(shí)的意義,權(quán)利人應(yīng)該有權(quán)利對(duì)其進(jìn)行處分,各國(guó)的立法都承認(rèn)這一點(diǎn)。這部分就各國(guó)對(duì)抵押權(quán)順位的讓與、變更、拋棄的相關(guān)規(guī)定進(jìn)行深入闡述,發(fā)現(xiàn)可供我國(guó)借鑒之處。第四部分主要提出完善我國(guó)在抵押權(quán)順位的相關(guān)建議,在發(fā)現(xiàn)問(wèn)題的基礎(chǔ)上,同時(shí)借鑒國(guó)外的有益經(jīng)驗(yàn),有針對(duì)性的提出可行的建議。
[Abstract]:In real life, the situation of repeated mortgage is very common. If there is a situation of repeated mortgage, when realizing the mortgage, each mortgagee hopes that the claim guaranteed by his mortgage can be fully paid off. But sometimes the value of the mortgagee may be lower than the total value of the creditor's rights guaranteed on it, so that the interests of several mortgagees can not be satisfied, and disputes may arise between several mortgagees, thus disturbing the economic order to a certain extent. The order of mortgage comes into being, the stipulation of the system of mortgage ranking is very necessary for the realization of creditor's rights, however, there are few relevant provisions in our country's property Law and Security Law at present, based on this, This paper tries to probe into the problems of mortgage ranking, and puts forward some suggestions for the perfection of legal system. This article mainly includes the following several parts: the first part mainly describes the basic theory of mortgage ranking, including two aspects: one is the meaning of mortgage ranking. The second is the analysis of the causes of mortgage ranking, mainly involving the issue of repeated mortgage. Repeated mortgage has its rationality in law and practice. The second part is mainly to analyze the current legislation of mortgage right in our country. Firstly, it expounds the current situation of legislation of our country, and finds out the deficiency of legislation and the existing problems in view of the current situation of legislation. There are some defects in the legislation of mortgage ranking. The default progressive mode in practice in our country does not adapt to the future trend of mortgage development. Abandonment and change are issues that need to be addressed without specific legal provisions. The third part mainly discusses the foreign legislation on mortgage ranking, including two parts, the first part is the change mode of mortgage ranking. That is, the foreign adoption of the fixed and ascending doctrine, as well as the comparison of the two models. The second part is the analysis of the legislation of the right of mortgage in various countries, the right of mortgage has its practical significance, the obligee should have the right to dispose of it, the legislation of all countries all recognize this point. In this part, the transfer, change and abandonment of mortgage rights in various countries are discussed in depth, which can be used for reference in our country. The fourth part mainly puts forward some suggestions on how to improve the ranking of mortgage in our country. On the basis of finding the problems and drawing on the beneficial experience of foreign countries, the author puts forward some feasible suggestions.
【學(xué)位授予單位】：蘭州大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：D923.2

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