預付卡消費之消費者權益保護問題研究
發(fā)布時間:2018-04-27 23:58
本文選題:預付卡 + 消費者權益; 參考:《新疆大學》2015年碩士論文
【摘要】:本文從保護預付卡消費者權益的角度入手,結合預付卡和預付卡消費本身的特點來指出預付卡消費者權益受侵害的表現(xiàn)和原因,最后對我國預付卡消費的法律規(guī)制提出自己的幾點思考和建議。具體分為以下四個部分:第一部分是預付卡消費概述,其中介紹了預付卡及預付卡消費的概念、分類和特點;第二部分是預付卡消費者權益受損的表現(xiàn),其中分析目前預付卡消費者權益所受到的損害;第三部分是預付卡消費者權益受損的原因。其中從立法保護,行政監(jiān)管保護,司法保護和消費者協(xié)會、行業(yè)協(xié)會和消費者自身保護等不同角度分析目前我國對預付卡消費者合法權益的保護情況,并指出各種保護機制存在的不足之處。比如立法保護當中比較詳細的介紹目前能夠用來解決預付卡消費糾紛,規(guī)范企業(yè)預付卡發(fā)行行為的相關法律法規(guī)及這些法律法規(guī)在保護預付卡消費者權益時呈現(xiàn)出來的缺陷,行政監(jiān)管保護當中介紹了目前我國對預付卡監(jiān)管實行的各種行政制度,司法保護現(xiàn)狀介紹的是我國現(xiàn)行的預付卡相關現(xiàn)行法律法規(guī)之下,預付卡消費者有沒有能夠有效的保護自身權益及其原因,最后還介紹了消費者協(xié)會、行業(yè)協(xié)會及預付卡消費者對自身權益的保護情況;第四部分是整片論文的重點,是對我國預付卡消費之消費者權益保護機制之完善的幾點思考和建議,其中從立法完善、健全執(zhí)法監(jiān)管機制和其他配套措施三個角度來提出自己對預付卡發(fā)行和預付卡消費法律規(guī)制的幾點看法,試圖能夠對更有效的保護預付卡消費者合法權益出自己的一份力。
[Abstract]:From the point of view of protecting the rights and interests of prepaid card consumers, combining the characteristics of prepaid card and prepaid card consumption itself, this paper points out the performance and reasons of prepaid card consumers' rights and interests being infringed. Finally, some thoughts and suggestions on the legal regulation of prepaid card consumption are put forward. Specifically divided into the following four parts: the first part is an overview of prepaid card consumption, which introduces the prepaid card and prepaid card consumption concept, classification and characteristics; the second part is prepaid card consumer rights and interests of the performance, The third part is the reason why prepaid card consumer's rights and interests are damaged. Among them, from different angles, such as legislative protection, administrative supervision protection, judicial protection and consumer association, trade association and consumer protection, etc., the current situation of protecting the legitimate rights and interests of prepaid card consumers in our country is analyzed. And pointed out the shortcomings of various protection mechanisms. For example, in the process of legislative protection, a more detailed introduction is given to the relevant laws and regulations that can be used to resolve prepaid card consumption disputes, standardize the issuance of prepaid cards by enterprises, and the defects of these laws and regulations in protecting the rights and interests of prepaid card consumers. Among the administrative supervision and protection, it introduces the various administrative systems that our country currently implements to the supervision of prepaid cards. The current situation of judicial protection is introduced under the existing laws and regulations related to prepaid cards in our country. Has the prepaid card consumer been able to effectively protect their own rights and interests and their reasons? finally, the consumer associations, industry associations and prepaid card consumers' protection of their own rights and interests have been introduced. The fourth part is the focus of the whole paper. It is a few thoughts and suggestions on the perfection of consumer rights and interests protection mechanism of prepaid card consumption in China. The author puts forward his own views on the issue of prepaid card and the legal regulation of prepaid card consumption from the three angles of perfecting the mechanism of law enforcement supervision and other supporting measures in an attempt to make a contribution to the more effective protection of the legitimate rights and interests of consumers of prepaid card.
【學位授予單位】:新疆大學
【學位級別】:碩士
【學位授予年份】:2015
【分類號】:D923.8
【參考文獻】
相關期刊論文 前2條
1 葉林;;預付式消費合同的法律管制[J];哈爾濱工業(yè)大學學報(社會科學版);2011年02期
2 羅彪;;預付費中消費者權益保護之探析[J];知識經(jīng)濟;2010年07期
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