發(fā)布時(shí)間：2024-01-21 14:50

　　電子商務(wù)已經(jīng)成為B2B和B2C領(lǐng)域的新疆域,且由于商業(yè)交互的持續(xù)數(shù)字化,近年來在全球范圍內(nèi)取得了巨大的增長(zhǎng)。從亞馬遜,阿里巴巴,淘寶等大型電子商務(wù)平臺(tái)的業(yè)務(wù)的急速增長(zhǎng)和市場(chǎng)份額的持續(xù)擴(kuò)大,尤為顯著可見電子商務(wù)的快速發(fā)展。推動(dòng)這種增長(zhǎng)的關(guān)鍵在于在線金融服務(wù)的提供,它允許消費(fèi)者輕松支付商品和服務(wù)費(fèi)用,并與現(xiàn)有支付系統(tǒng)輕松對(duì)接。鑒于這些在線支付服務(wù)提供商迅速崛起,如支付寶,財(cái)付通和銀聯(lián)在線支付,為監(jiān)管機(jī)構(gòu)維護(hù)公眾對(duì)這些行業(yè)的信任,同時(shí)不遏制行業(yè)增長(zhǎng)提出了挑戰(zhàn)。電子商務(wù)和電子支付業(yè)務(wù)的類似增長(zhǎng)促成了關(guān)于支付服務(wù)(PSD2)指令的制定,旨在促進(jìn)電子支付業(yè)務(wù)的增長(zhǎng),同時(shí)保護(hù)使用這些服務(wù)的消費(fèi)者和企業(yè)的利益并防止使用這些服務(wù)淪為不發(fā)分子的洗錢工具。本論文的目的是解決三個(gè)核心議題。首先,詳細(xì)分析歐洲和中國(guó)在電子支付服務(wù)方面的法律法規(guī),以勾畫他們?cè)诒O(jiān)管手段和市場(chǎng)條件。特別探討的是,支付服務(wù)的新指令將根據(jù)其在中國(guó)的適用性進(jìn)行評(píng)估。其次,討論了中國(guó)網(wǎng)絡(luò)安全法規(guī)領(lǐng)域的新發(fā)展及其對(duì)電子支付服務(wù)業(yè)務(wù)的影響。新的網(wǎng)絡(luò)安全法規(guī)概述了如何確保對(duì)中國(guó)內(nèi)部收集的數(shù)據(jù)進(jìn)行更強(qiáng)的訪問控制,以解決在全球化程度更高的環(huán)境下執(zhí)法有時(shí)...

【文章頁(yè)數(shù)】：76 頁(yè)

【學(xué)位級(jí)別】：碩士

【文章目錄】：
Acknowledgements 摘要 ABSTRACT PREFACE ABBREVIATIONS CHAPTER 1 OVERVIEW OF THE MARKET AND REGULATORY ENVIRONMENTOF E-PAYMENT IN CHINA AND EUROPE
1.1 THE FOUNDATION FOR GROWTH IN THE E-PAYMENT SECTOR-THE RISE OF E-COMMERCEIN CHINA
1.2 E-COMMERCE REGULATIONS IN CHINA
1.3 THE DEVELOPMENT OF ELECTRONIC PAYMENT METHODS IN CHINA
1.4 PAYMENT SYSTEM INFRASTRUCTURE IN CHINA
    1.4.1 China UnionPay-an overview
    1.4.2 E-Payment Industry in China
1.5 THE DEVELOPMENT OF ELECTRONIC PAYMENT METHODS IN EUROPE
1.6 CHINA'S NEW CYBERSECURITY LAW CHAPTER 2 E-PAYMENT REGULATIONS IN CHINA AND EU-A COMPARATIVEANALYSIS
2.1 E-PAYMENT REGULATIONS IN CHINA
    2.1.1 Electronic Payment Guidelines
2.2 EUROPEAN E-PAYMENT REGULATIONS
    2.2.1 Payment Services Directive
    2.2.2 Payment Service Directive 2 (PSD2)
2.3 COMPARISON BETWEEN THE E-PAYMENT REGULATIONS IN CHINA AND THE EU CHAPTER 3 CASE STUDY:3^RD PARTY PAYMENT REGULATIONS IN CHINA-NEW TRENDS AND INSIGHTS FOR EU
3.1 REGULATIONS FOR 3^RD PARTY PAYMENT SERVICES
    3.1.1 New Regulations for 3^rd party internet payment service providers
    3.1.2 Client identification systems
    3.1.3 Identifying clients-payment service provider undertakings
    3.1.4 Daily transaction limits-assessment and outlook
3.2 CHALLENGES FOR INTERNET 3^RD PARTY PAYMENT PROVIDERS-AN OVERVIEW
    3.2.1 Role of the market
3.3 CHINA'S CHOICE IN THE REGULATORY APPROACH OF INTERNET THIRD PARTY PAYMENT
    3.3.1 Legal definition of Internet third party payment CHAPTER 4 DISCUSSION AND OUTLOOK ABOUT THE REGULATORYAPPROACHES TO E-COMMERCE AND E-PAYMENTS IN CHINA AND THEEUROPEAN UNION CHAPTER 5 CONCLUSIONS REFERENCES



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