【摘要】：考察破產(chǎn)法發(fā)展的歷史能夠得出破產(chǎn)法產(chǎn)生的根源是自然人破產(chǎn),自然人破產(chǎn)制度至今仍是破產(chǎn)法的重要組成部分。目前許多國家將自然人納入破產(chǎn)法的適用對象范圍內(nèi)并設(shè)置了破產(chǎn)免責制度。破產(chǎn)免責制度是世界各國在保護債權(quán)人利益的同時兼顧誠實而不幸的債務(wù)人的利益的一項制度。新企業(yè)破產(chǎn)法頒布施行時,立法者認為我國自然人破產(chǎn)制度立法不當其時,將自然人破產(chǎn)和破產(chǎn)免責制度都排除在外。我國現(xiàn)行的破產(chǎn)法雖然具有多處創(chuàng)新性的修訂,但不包含自然人破產(chǎn)制度與破產(chǎn)免責制度的破產(chǎn)法只能算半部破產(chǎn)法。我國的經(jīng)濟、文化發(fā)展迅速,我國的法律制度也面臨著新形勢、新問題亟待解決。目前,我國存在相當數(shù)量的自然人陷入了債務(wù)危機,自然人消費信貸發(fā)展迅速、問題凸顯,意外事故對不幸的自然人生存造成嚴重打擊等等,我國需要更符合國情的制度協(xié)調(diào)利益沖突,化解社會矛盾,穩(wěn)定社會關(guān)系,故,完善我國的破產(chǎn)制度,建立自然人破產(chǎn)制度及破產(chǎn)免責制度已勢在必行。完善和建立健全自然人破產(chǎn)制度是建立破產(chǎn)免責制度的前提之一,而破產(chǎn)免責制度是自然人破產(chǎn)制度的核心制度之一。本文在我國還沒有自然人破產(chǎn)制度的情況下,結(jié)合我國社會實際及司法實踐,參考國外立法,以自然人破產(chǎn)免責制度探析為題進行研究,比較研究美國、英國、德國、日本等主要國家破產(chǎn)免責制度,探討破產(chǎn)免責制度的異同并加以借鑒。論述我國建立破產(chǎn)免責制度的重要性、可行性,建立我國自然人破產(chǎn)免責制度需完善的相關(guān)配套機制,嘗試對我國自然人破產(chǎn)免責具體制度的設(shè)置提出個人的想法。
[Abstract]:Reviewing the history of bankruptcy law, it can be concluded that the origin of bankruptcy law is the bankruptcy of natural person, and the bankruptcy system of natural person is still an important part of bankruptcy law. At present, many countries bring natural persons into the scope of application of the bankruptcy law and set up the bankruptcy exemption system. Bankruptcy exemption system is a system which protects the interests of creditors and takes into account the interests of honest and unfortunate debtors. When the new enterprise bankruptcy law was promulgated and put into effect, the legislator thought that the legislation of the natural person bankruptcy system was inappropriate, and the natural person bankruptcy and bankruptcy exemption system were excluded. Although the current bankruptcy law of our country has many innovative amendments, the bankruptcy law which does not contain the natural person bankruptcy system and the bankruptcy exemption system can only be counted as half of the bankruptcy law. Our country's economy and culture develop rapidly, our country's legal system also faces the new situation, the new question urgently needs to be solved. At present, there are quite a number of natural persons in our country who have fallen into debt crisis, the consumption credit of natural persons has developed rapidly, the problems are prominent, the accident has caused a serious blow to the unfortunate natural person's survival, and so on. Our country needs the system to coordinate the interest conflict, resolve the social contradiction and stabilize the social relation, so it is imperative to perfect our country's bankruptcy system, establish the natural person bankruptcy system and the bankruptcy exemption system. Perfecting and perfecting the bankruptcy system of natural persons is one of the prerequisites of establishing the bankruptcy exemption system, and the bankruptcy exemption system is one of the core systems of the bankruptcy system of natural persons. Under the condition that there is no natural person bankruptcy system in our country, combining with the social reality and judicial practice of our country and referring to foreign legislation, this paper makes a comparative study on the exoneration system of natural person bankruptcy in the United States, the United Kingdom, Germany, the United States of America, the United Kingdom and Germany. This paper discusses the similarities and differences of bankruptcy exemption system in Japan and other major countries and draws lessons from it. This paper discusses the importance and feasibility of establishing the bankruptcy exemption system in our country, and sets up the relevant supporting mechanism for the establishment of the natural person bankruptcy exemption system in our country, and tries to put forward the personal idea of setting up the specific system of the natural person bankruptcy exemption in our country.
【學位授予單位】：云南大學
【學位級別】：碩士
【學位授予年份】：2015
【分類號】：D922.291.92

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