本文選題：商業(yè)眾籌 + 法律定位��； 參考：《四川師范大學(xué)》2017年碩士論文

【摘要】：我國商業(yè)眾籌雖起步較晚,但卻以“迅雷不及掩耳之勢”快速發(fā)展。作為互聯(lián)網(wǎng)金融的創(chuàng)新模式之一,眾籌打開了融資行業(yè)的大門,為創(chuàng)新創(chuàng)業(yè)者和中小微企業(yè)提供了新融資渠道,打破了“融資難”的僵局,并在國家鼓勵“大眾創(chuàng)業(yè),萬眾創(chuàng)新”的號召下,將“普惠金融”的價(jià)值理念滲透到各行各業(yè)。在當(dāng)下“實(shí)體冷,金融熱”的市場背景下,眾籌在一定程度上對盤活金融市場、保障實(shí)體經(jīng)濟(jì)穩(wěn)健發(fā)展起到積極作用。面對當(dāng)今互聯(lián)網(wǎng)金融不斷發(fā)展壯大,而我國眾籌的法律定位模糊,眾籌監(jiān)管規(guī)范不明確且受限于既定法律之局面,如何構(gòu)建起符合本國眾籌行情的監(jiān)管規(guī)范并引導(dǎo)眾籌行業(yè)健康發(fā)展成為了刻不容緩的問題。因此,為保障眾籌行業(yè)適格規(guī)范與促進(jìn)眾籌行業(yè)良性發(fā)展的需要,應(yīng)正確認(rèn)識到我國眾籌法律規(guī)范層面的不足,主動借鑒發(fā)達(dá)國家眾籌立法監(jiān)管之優(yōu)勢,為眾籌提供合法性基礎(chǔ),構(gòu)建出內(nèi)外結(jié)合、張弛有度的眾籌規(guī)范機(jī)制。本文分為六個(gè)部分,第一部分為緒論。從現(xiàn)實(shí)層面入手,引出目前我國眾籌認(rèn)識與監(jiān)管存在的問題,并對國內(nèi)眾籌的研究情況進(jìn)行評述,說明本文的研究創(chuàng)新及不足;第二部分為基本認(rèn)識,闡述眾籌的基本概念、特征,進(jìn)而介紹了三種眾籌類型的運(yùn)作模式及其對我國發(fā)展的現(xiàn)實(shí)意義;第三部分為法律定位分析,從法律層面對三種不同類型的眾籌模式進(jìn)行定位分析,剖析了現(xiàn)行法律框架下對眾籌的具體束縛,并將眾籌與非法集資類罪名做出了區(qū)別和厘定;第四部分為風(fēng)險(xiǎn)研判,從多元化角度出發(fā),分析眾籌各方主體所面臨的風(fēng)險(xiǎn)以利風(fēng)險(xiǎn)防控之用;第五部分為域外經(jīng)驗(yàn),以域外發(fā)達(dá)國家和我國臺灣地區(qū)眾籌立法為例,介紹域外眾籌立法之先進(jìn)經(jīng)驗(yàn)并總結(jié)出對我國眾籌監(jiān)管之啟示;第六部分為完善建議,立足前述研議并契入宏觀視角,重點(diǎn)就我國眾籌規(guī)范促進(jìn)之大層面,因應(yīng)提出完善建議,針對以上文研究結(jié)果對我國眾籌監(jiān)管提出切實(shí)可行的完善建議,同時(shí)積極響應(yīng)國家政策號召引導(dǎo)眾籌行業(yè)綠色發(fā)展。
[Abstract]:Although our commercial crowdfunding started late, it developed rapidly. As one of the innovative models of Internet finance, crowdfunding has opened the door to the financing industry, provided innovative entrepreneurs and small and medium-sized enterprises with new financing channels, broke the deadlock of "financing difficulties", and encouraged "mass entrepreneurship" in the country. Under the call of "all kinds of innovation", the value concept of "inclusive finance" permeates all kinds of industries. In the current market background of "entity cold, financial hot", crowdfunding plays a positive role in invigorating the financial market to a certain extent and ensuring the steady development of the real economy. In the face of the continuous development of Internet finance and the vague legal position of crowdfunding in our country, the regulation of crowdfunding is not clear and limited by the established law. How to establish regulatory norms in line with the domestic crowdfunding market and guide the healthy development of crowdfunding industry has become an urgent issue. Therefore, in order to ensure the appropriate standards of crowdfunding industry and promote the benign development of crowdfunding industry, we should correctly recognize the shortcomings of the legal norms of crowdfunding in our country, and take the initiative to learn from the advantages of legislative supervision of crowdfunding in developed countries. To provide legitimacy basis for crowdfunding, to build a combination of internal and external, Zhang Chi multi-funding regulatory mechanism. This article is divided into six parts, the first part is the introduction. Starting from the realistic level, this paper draws out the problems existing in the cognition and supervision of crowdfunding in our country, and comments on the research situation of crowdfunding in China, explaining the innovation and deficiency of the research in this paper. The second part is the basic understanding, which expounds the basic concept of crowdfunding. The third part is the analysis of the legal orientation, the analysis of the three different types of crowdfunding mode from the legal level, the third part is the legal analysis of the three different types of crowdfunding mode, the third part is the analysis of the legal orientation of the three different types of crowdfunding mode. This paper analyzes the specific constraints on crowdfunding under the current legal framework, and makes a distinction and determination between crowdfunding and illegal fund-raising. The fourth part is the risk study, from the perspective of diversification, The fifth part is the extraterritorial experience, taking the legislation of crowdfunding in overseas developed countries and Taiwan as an example. This paper introduces the advanced experience of foreign crowdfunding legislation and summarizes the enlightenment to the regulation of crowdfunding in our country. The sixth part is the perfection suggestion, based on the above discussion and understanding into the macro angle of view, focusing on the promotion of crowdfunding norm in China, and putting forward some suggestions to improve it. In view of the above research results, the author puts forward practical and feasible suggestions for the supervision of crowdfunding in China, and actively responds to the call of national policy to guide the green development of crowdfunding industry.
【學(xué)位授予單位】：四川師范大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：D922.291.91

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