發(fā)布時(shí)間：2018-05-17 21:16

  本文選題：擔(dān)保物權(quán) + 擔(dān)保財(cái)產(chǎn)��； 參考：《法學(xué)家》2017年04期

【摘要】：附物權(quán)擔(dān)保的債權(quán)人實(shí)現(xiàn)其債權(quán)時(shí)是須先以擔(dān)保財(cái)產(chǎn)受償抑或得自由選擇債務(wù)人的非擔(dān)保財(cái)產(chǎn)受償?shù)膯栴},學(xué)說與立法例上存在"先行主義"與"選擇主義"之爭(zhēng)。從法理和我國(guó)的既有規(guī)定及司法實(shí)踐情況來看,宜采"限制型選擇主義"的立場(chǎng):除當(dāng)事人另有約定外,在并無其他債權(quán)人或債務(wù)人的財(cái)產(chǎn)足以清償全部債務(wù)時(shí),附物權(quán)擔(dān)保的債權(quán)人得自由行使選擇權(quán);在"實(shí)現(xiàn)擔(dān)保物權(quán)案件的特別程序"中及單純發(fā)生"當(dāng)事人約定的實(shí)現(xiàn)擔(dān)保物權(quán)的情形"時(shí),應(yīng)僅限于就擔(dān)保財(cái)產(chǎn)主張權(quán)利。在債務(wù)人資不抵債的情況下,應(yīng)適用破產(chǎn)清算程序或者參與分配程序,其選擇權(quán)附有嚴(yán)格的條件而不得自由行使。擔(dān)保人為債務(wù)人之外的第三人時(shí),債權(quán)人無權(quán)選擇執(zhí)行第三人的非擔(dān)保財(cái)產(chǎn)。
[Abstract]:When the creditor with an interest in security realizes his creditor's rights, the question of whether the secured property should be compensated or the non-secured property of the debtor be freely chosen is a problem. There is a dispute between "antecedents" and "selectionism" in doctrine and legislation. From the point of view of the legal theory and the existing regulations and judicial practice of our country, it is advisable to adopt the position of "restricted selectivism": unless the parties agree otherwise, when there is no other creditor or debtor's property sufficient to pay off all the debts, Creditors with interest in security may freely exercise the right of option; in "special procedures for the realization of security interests" and in the case of "the realization of security interests agreed by the parties", it should be limited to claiming rights in respect of secured property. In the case of insolvent debtors, bankruptcy liquidation proceedings or participation in distribution proceedings shall be applied, and the option shall be subject to strict conditions and shall not be freely exercised. When the guarantor is a third party other than the debtor, the creditor has no right to execute the third party's unsecured property.
【作者單位】： 北京航空航天大學(xué)法學(xué)院;
【基金】：北京市社會(huì)科學(xué)基金項(xiàng)目(14FXB006)“金融擔(dān)保創(chuàng)新中的疑難法律問題研究” 中央高�；究蒲袠I(yè)務(wù)費(fèi)項(xiàng)目“新類型擔(dān)保法律問題研究”的階段性成果之一
【分類號(hào)】：D922.291.92;D923.2

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