當(dāng)前我國保險理賠中的不道德現(xiàn)象及對策研究
發(fā)布時間:2018-04-19 02:31
本文選題:保險理賠 + 不道德。 參考:《曲阜師范大學(xué)》2015年碩士論文
【摘要】:我國保險業(yè)的發(fā)展還處于穩(wěn)步提升的階段,盡管我國學(xué)者已經(jīng)針對保險行業(yè)的發(fā)展展開了大量研究,但是,隨著我國對外開放程度的不斷加深,我國社會經(jīng)濟(jì)的發(fā)展環(huán)境也在持續(xù)不斷的變化當(dāng)中,我國民眾對于保險的認(rèn)識和理解也在不斷加深。但是類似騙保這樣的保險理賠中的不道德現(xiàn)象卻越來越多。這類情況的發(fā)生,不僅給我國保險行業(yè)的發(fā)展帶來了巨大的不良影響,也在客觀上給我國建設(shè)社會主義和諧社會的偉大實(shí)踐帶來了不良的影響。只有持續(xù)不斷地加強(qiáng)對出現(xiàn)在保險理賠不道德現(xiàn)象的研究,才能找到這類問題頻繁出現(xiàn)的根本原因,才能針對這些原因在根本上對這種不誠信的社會現(xiàn)象加以打擊,進(jìn)而徹底消除騙保等保險理賠中的不道德現(xiàn)象。只有這樣,才能在經(jīng)濟(jì)發(fā)展的大環(huán)境下,在我國社會逐步建立起一個規(guī)范的、誠信的社會環(huán)境,推動保險行業(yè)的進(jìn)一步發(fā)展。本研究主要從倫理道德的角度出發(fā),對保險理賠中出現(xiàn)的不道德問題展開了深入和全面的研究。研究先是對保險理賠的倫理原則進(jìn)行了細(xì)致的闡述,為整個研究的開展奠定了扎實(shí)的理論基礎(chǔ),然后對我國當(dāng)前時期出現(xiàn)在保險理賠中的不道德現(xiàn)象進(jìn)行了匯總,然后運(yùn)用多學(xué)科知識對造成這些問題的原因進(jìn)行了深入的分析和論述,最終站在有效消除出現(xiàn)在保險理賠中的不道德現(xiàn)象的角度上,提出了應(yīng)對當(dāng)前時期我國保險行業(yè)在發(fā)展中面臨的大量的存在與保險理賠中的不道德現(xiàn)象的對策建議。
[Abstract]:The development of China's insurance industry is still at a stage of steady improvement. Although Chinese scholars have carried out a lot of research on the development of the insurance industry, but with the deepening of China's opening to the outside world,China's social and economic development environment is constantly changing, our people's understanding of insurance is also deepening.But the immorality of insurance claims such as insurance fraud is becoming more and more common.The occurrence of this kind of situation not only brought great bad influence to the development of insurance industry in our country, but also brought bad influence objectively to the great practice of building socialist harmonious society in our country.Only by continuously strengthening the study of immoral phenomena in insurance claims can we find the root causes of the frequent occurrence of such problems, and tackle these social phenomena of dishonesty at the root.And then completely eliminate insurance insurance claims such as immoral phenomenon.Only in this way can we gradually establish a standard and honest social environment in our society under the environment of economic development and promote the further development of insurance industry.From the point of view of ethics and morality, this paper makes a thorough and comprehensive study on the immoral problems in insurance claims.The research firstly elaborates the ethical principles of insurance claims, lays a solid theoretical foundation for the whole study, and then summarizes the unethical phenomena in insurance claims in the current period of our country.Then using multidisciplinary knowledge to analyze and discuss the causes of these problems, finally in the perspective of effectively eliminating the unethical phenomenon in insurance claims,The countermeasures and suggestions are put forward to deal with the large amount of insurance industry and the immoral phenomenon in the insurance claims in the current period of our country.
【學(xué)位授予單位】:曲阜師范大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2015
【分類號】:D922.284
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