本文選題：金融性　切入點：資產(chǎn)管理　出處：《蘭州大學》2015年碩士論文

【摘要】：金融性資產(chǎn)管理業(yè)務在金融實務中一般被稱為“理財業(yè)務”、“代客理財”、“金融理財”、“委托理財”、“資產(chǎn)管理”或“財富管理”等。作為一項新興的金融業(yè)務,在我國得到迅速發(fā)展,并且已經(jīng)成為當前社會最為重要的理財方式之一。但是,由于法律法規(guī)的不完善和監(jiān)管模式存在弊端等問題導致法律糾紛和理論爭議不斷,嚴重限制了我國金融性資產(chǎn)管理業(yè)務的深入發(fā)展。據(jù)此,以金融性資產(chǎn)管理業(yè)務在實務中常見的法律問題為研究對象具有重要意義。文章?lián)袢〗鹑谛再Y產(chǎn)管理業(yè)務實踐中最常見以及最重要的幾個法律問題,運用經(jīng)驗總結(jié)法、文獻研究法進行分析研究。首先,基于概念不明確、不統(tǒng)一的問題,通過總結(jié)實際情況,概括金融性資產(chǎn)管理業(yè)務的特征和分類,探究金融性資產(chǎn)管理業(yè)務的內(nèi)涵和外延,并嘗試做出一個相對科學、清晰的界定。其次,通過查閱相關(guān)文獻、對比相似的法律關(guān)系,認識了金融性資產(chǎn)管理業(yè)務的性質(zhì),主張金融性資產(chǎn)管理法律關(guān)系應該回歸信托的法律本質(zhì)。再次,對金融性資產(chǎn)管理業(yè)務在實務中經(jīng)常引起糾紛的“保底條款”進行經(jīng)驗總結(jié),并查找相關(guān)資料,認識到其不符合資產(chǎn)管理的本意,作出應該否定其效力的結(jié)論。最后,針對實踐中我國金融性資產(chǎn)管理業(yè)務的投資者保護不夠、資產(chǎn)管理人混亂和監(jiān)管機構(gòu)不統(tǒng)一等問題,查閱文獻資料,思考如何實現(xiàn)金融性資產(chǎn)管理業(yè)務市場參與主體法律規(guī)制的規(guī)范化,并力圖提出既具現(xiàn)實而又富有創(chuàng)新的解決思路。
[Abstract]:Financial asset management is generally called "financial management", "financial management", "financial management", "financial management", "entrusted financial management", "asset management" or "wealth management" in financial practice. As a new financial business, it has been developed rapidly in China. And has become one of the most important financial management methods in the current society. However, due to the imperfect laws and regulations and the defects of the regulatory model, legal disputes and theoretical disputes continue. Therefore, the further development of financial asset management business in China has been seriously restricted. It is of great significance to study the common legal problems in the practice of financial asset management. This paper selects the most common and most important legal issues in the practice of financial asset management, and applies the method of summing up experience. First of all, based on the problem of unclear concept and inconsistent concept, by summarizing the actual situation and summarizing the characteristics and classification of financial asset management business, this paper probes into the connotation and extension of financial asset management business. And try to make a relatively scientific, clear definition. Secondly, by consulting relevant literature, comparing the similar legal relationship, we know the nature of financial asset management business. The author holds that the legal relationship of financial asset management should return to the legal essence of trust. Thirdly, it summarizes the experience of the "bottom guarantee clause" which often causes disputes in the practice of financial asset management business, and looks for relevant information. Recognizing that it is not in line with the original intention of asset management and making a conclusion that its effectiveness should be denied. Finally, in view of the lack of investor protection in our financial asset management business in practice, the confusion of asset managers and the lack of unity of regulatory bodies, Referring to the literature, this paper discusses how to realize the standardization of the legal regulation of financial asset management business market participants, and tries to put forward both realistic and innovative solutions.
【學位授予單位】：蘭州大學
【學位級別】：碩士
【學位授予年份】：2015
【分類號】：D922.28

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本文編號：1674715