發(fā)布時間：2018-03-13 18:31

  本文選題：金融衍生品　切入點：法律監(jiān)管　出處：《西南政法大學(xué)》2015年碩士論文　論文類型：學(xué)位論文

【摘要】：隨著20世紀(jì)70年代全球金融創(chuàng)新的推進(jìn),金融衍生品應(yīng)運而生。金融衍生品以傳統(tǒng)金融產(chǎn)品(如貨幣、股票、債券等)為基礎(chǔ),由其衍生而來,是一種新穎的金融工具。金融衍生品具有與生俱來的杠桿性、未來性、虛擬性等屬性,這使得金融衍生品具有高于一般金融產(chǎn)品的風(fēng)險性,若監(jiān)管不到位、交易環(huán)節(jié)出現(xiàn)問題,其所引發(fā)的嚴(yán)重危害會對一國經(jīng)濟(jì)甚至全球經(jīng)濟(jì)造成難以估量的沖擊和損害。因此,為保障我國金融衍生品市場安全高效地運行,維護(hù)金融衍生品投資者的合法權(quán)益,促進(jìn)社會主義市場經(jīng)濟(jì)的高速發(fā)展,我國應(yīng)當(dāng)持續(xù)動態(tài)地變革完善金融衍生品監(jiān)管方面的制度體系,加強對金融衍生品市場的監(jiān)管。本文以我國金融衍生品法律監(jiān)管有關(guān)制度為出發(fā)點,從以下四個方面展開具體論述。第一部分,引言部分,通過對金融衍生品監(jiān)管的研究背景、研究目的、研究綜述、研究的理論意義和實踐意義等方面的全面闡述,逐漸切入正題。第二部分,主要對金融衍生品及金融衍生品法律監(jiān)管的基本概念及基本原理進(jìn)行闡述,通過對幾件金融衍生品危機事件的盤點,深刻剖析金融衍生品的風(fēng)險淵源及系統(tǒng)缺陷,從而得出金融衍生品法律監(jiān)管的價值意義。第三部分,主要從金融衍生品監(jiān)管模式、金融衍生品信息披露制度、金融衍生品消費者保護(hù)制度及信用評級制度四個方面,對當(dāng)今金融衍生品市場比較成熟的幾個國家及地區(qū)的具體監(jiān)管制度進(jìn)行闡述評析,總結(jié)他們在金融衍生品監(jiān)管體制領(lǐng)域比較成功的監(jiān)管制度。第四部分,該部分是本文的核心,亦是本文寫作的要旨所在。在本部分中,筆者全面深刻地剖析了我國現(xiàn)行金融衍生品監(jiān)管體制存在的缺陷,我國金融衍生品多頭多層級監(jiān)管模式嚴(yán)重影響效率;金融衍生品信息披露制度的立法標(biāo)準(zhǔn)不統(tǒng)一,造成使用沖突、執(zhí)行困難;金融消費者保護(hù)立法的缺陷及救濟(jì)機制的不完善,造成金融消費者權(quán)益受到損害難以救濟(jì)的情形時有發(fā)生;我國現(xiàn)存的信用評級機構(gòu)缺乏獨立性導(dǎo)致評級結(jié)果不客觀和不公正。為保障我國金融衍生品市場健康有效地運行,完善我國金融衍生品市場監(jiān)管體制并提升監(jiān)管水平,已是當(dāng)務(wù)之急。魯迅先生曾提出“拿來主義”,筆者建議借鑒金融衍生品市場比較成熟的國家或者地區(qū)的監(jiān)管經(jīng)驗,結(jié)合我國金融市場的發(fā)展現(xiàn)狀和金融市場的實際需求,嘗試對我國金融衍生品交易監(jiān)管體制進(jìn)行變革完善。筆者從重構(gòu)我國金融衍生品監(jiān)管模式、完善我國金融衍生品信息披露制度、再建我國金融衍生品消費者保護(hù)制度、變革我國金融衍生品信用評級機構(gòu)監(jiān)管制度等方面提出了一些可行性建議。
[Abstract]:With the promotion of global financial innovation in 1970s, financial derivatives came into being. Financial derivatives are derived from traditional financial products (such as currency, stocks, bonds, etc.). Financial derivatives are inherently leveraged, futuristic, fictitious, and so on. This makes financial derivatives more risky than general financial products. If supervision is not in place, there will be problems in trading links. The serious harm it causes will cause incalculable impact and damage to the economy of a country or even the global economy. Therefore, in order to ensure the safe and efficient operation of the financial derivatives market in our country and safeguard the legitimate rights and interests of financial derivatives investors, To promote the rapid development of the socialist market economy, China should continuously and dynamically reform and perfect the system of supervision of financial derivatives. To strengthen the supervision of the financial derivatives market. This paper starts with the related system of legal supervision of financial derivatives in China and discusses the following four aspects. The first part, the introduction, through the research background of the supervision of financial derivatives, The purpose of the study, the summary of the research, the theoretical and practical significance of the study, and so on, gradually cut to the topic. The second part, the basic concepts and basic principles of the legal supervision of financial derivatives and financial derivatives are expounded. By taking stock of several financial derivatives crisis events, this paper deeply analyzes the risk origin and system defects of financial derivatives, so as to obtain the value significance of financial derivatives legal supervision. The third part, mainly from the financial derivatives supervision mode, Four aspects of financial derivatives information disclosure system, financial derivatives consumer protection system and credit rating system are discussed and analyzed. Summary of their relatively successful regulatory system in the field of financial derivatives regulatory system. Part 4th, this part is the core of this paper, but also the gist of this article. The author has thoroughly and profoundly analyzed the defects of the current financial derivatives supervision system in China, the multi-level and multi-level supervision mode of financial derivatives has seriously affected the efficiency, the legislation standard of financial derivatives information disclosure system is not uniform, Causes the use conflict, the execution difficulty, the financial consumer protection legislation flaw and the relief mechanism imperfect, causes the financial consumer rights and interests to suffer the harm difficult to remedy the situation to occur from time to time; In order to ensure the healthy and effective operation of the financial derivatives market in our country, we should perfect the supervision system of the financial derivatives market in our country and raise the supervision level, because of the lack of independence of the existing credit rating agencies in our country. It has become an urgent matter. Mr. Lu Xun once proposed "taking advantage of the doctrine". The author suggests drawing lessons from the regulatory experience of the more mature countries or regions in the financial derivatives market, combining the current situation of the development of the financial market in China and the actual needs of the financial market. This paper attempts to reform and perfect the regulatory system of financial derivatives transactions in China. The author tries to reconstruct the regulatory model of financial derivatives in China, perfect the information disclosure system of financial derivatives in China, and build the consumer protection system of financial derivatives in China. Some feasible suggestions are put forward to reform the supervision system of credit rating agencies of financial derivatives in China.
【學(xué)位授予單位】：西南政法大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：D922.28

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