發(fā)布時(shí)間：2018-02-08 13:20

  本文關(guān)鍵詞： 個(gè)人破產(chǎn)制度 香港個(gè)人破產(chǎn) 制度構(gòu)建　出處：《北京外國(guó)語(yǔ)大學(xué)》2015年碩士論文　論文類型：學(xué)位論文

【摘要】：隨著我國(guó)市場(chǎng)經(jīng)濟(jì)的快速發(fā)展和國(guó)際貿(mào)易往來(lái)的日益頻繁,個(gè)人破產(chǎn)制度建立與否一直是困擾著中國(guó)破產(chǎn)立法的一道難題。在當(dāng)今市場(chǎng)經(jīng)濟(jì)高度發(fā)達(dá)的國(guó)家或者地區(qū)都建立了個(gè)人破產(chǎn)制度,正是因?yàn)橛性撝贫鹊拇嬖?使得誠(chéng)實(shí)善良的債務(wù)人能夠免于背負(fù)重重債務(wù),得以破產(chǎn)免債,同時(shí)能夠保證債權(quán)的公平受償。而我國(guó)目前尚未建立個(gè)人破產(chǎn)制度,這顯然與國(guó)際社會(huì)立法趨勢(shì)不符。 本文分四個(gè)部分進(jìn)行論述,從個(gè)人破產(chǎn)制度的概況入手,引出香港地區(qū)個(gè)人破產(chǎn)制度,并通過(guò)層層分析,展現(xiàn)香港破產(chǎn)制度對(duì)于當(dāng)?shù)亟?jīng)濟(jì)社會(huì)所做出的重要貢獻(xiàn)。在結(jié)合我國(guó)現(xiàn)狀的基礎(chǔ)上提出一些個(gè)人的意見(jiàn)和建議,旨在支持個(gè)人破產(chǎn)制度的逐步引進(jìn)。 第一部分為個(gè)人破產(chǎn)制度的概況。首先對(duì)個(gè)人破產(chǎn)制度進(jìn)行背景介紹,然后在此基礎(chǔ)上提出個(gè)人破產(chǎn)法的含義和立法考量,為全文的展開(kāi)奠定基礎(chǔ)。 第二部分為香港個(gè)人破產(chǎn)制度概述。這一部分包括介紹香港地區(qū)關(guān)于個(gè)人破產(chǎn)制度的歷史淵源,可借鑒性分析,香港個(gè)人破產(chǎn)制度的特點(diǎn)、主要參與機(jī)構(gòu)和主要制度,得出香港個(gè)人破產(chǎn)制度的意義。由此為下文我國(guó)建立個(gè)人破產(chǎn)制度提供參考。 第三部分為我國(guó)大陸地區(qū)多年來(lái)個(gè)人破產(chǎn)制度缺失的原因。主要原因有傳統(tǒng)思想的束縛、個(gè)人財(cái)產(chǎn)登記制度和個(gè)人信用制度的不健全、缺乏完善的信貸監(jiān)督制約機(jī)制等。從而引出如何借鑒香港地區(qū)的破產(chǎn)立法。 第四部分為香港個(gè)人破產(chǎn)制度對(duì)我國(guó)大陸地區(qū)的啟示。按照上述對(duì)香港地區(qū)個(gè)人破產(chǎn)制度的介紹和分析,結(jié)合我國(guó)現(xiàn)狀,筆者提出了對(duì)于未來(lái)我國(guó)大陸地區(qū)構(gòu)建個(gè)人破產(chǎn)制度的幾點(diǎn)建議,希望能夠加強(qiáng)對(duì)各項(xiàng)配套制度的建立和完善,從而為逐步引入個(gè)人破產(chǎn)制度保駕護(hù)航。
[Abstract]:With the rapid development of China's market economy and the increasing frequency of international trade, Whether the individual bankruptcy system is established or not has always been a difficult problem for China's bankruptcy legislation. In the countries or regions with a highly developed market economy today, the individual bankruptcy system has been established, precisely because of the existence of this system. So that the honest and kind debtor can avoid heavy debts, be able to go bankrupt and avoid debt, and at the same time can guarantee the fair repayment of creditor's rights. However, at present, China has not established a personal bankruptcy system, which is obviously inconsistent with the trend of international legislation. This article is divided into four parts, starting from the general situation of the personal bankruptcy system, it leads to the personal bankruptcy system in Hong Kong, and through layer by layer analysis, This paper shows the important contribution of Hong Kong's bankruptcy system to the local economy and society. Based on the present situation of our country, some personal opinions and suggestions are put forward to support the gradual introduction of the individual bankruptcy system. The first part is the general situation of the personal bankruptcy system. Firstly, the background of the personal bankruptcy system is introduced, and then the meaning and legislative consideration of the personal bankruptcy law are put forward, which lays the foundation for the full text. The second part is an overview of the individual bankruptcy system in Hong Kong. This part includes an introduction to the historical origin of the personal bankruptcy system in Hong Kong, an analysis of its referential nature, the characteristics of the individual bankruptcy system in Hong Kong, the main participating institutions and the main institutions. The significance of the personal bankruptcy system in Hong Kong is obtained, which provides a reference for the establishment of the personal bankruptcy system in China. The third part is the reasons for the absence of personal bankruptcy system in mainland China for many years. The main reasons are the shackles of traditional ideas, the imperfection of personal property registration system and personal credit system. The lack of perfect credit supervision and restriction mechanism leads to how to draw lessons from the bankruptcy legislation in Hong Kong. The 4th part is the enlightenment of the Hong Kong personal bankruptcy system to the mainland of China. According to the above introduction and analysis of the Hong Kong personal bankruptcy system, combined with the current situation of our country, The author puts forward some suggestions on the construction of personal bankruptcy system in the mainland of China in the future, hoping to strengthen the establishment and perfection of various supporting systems so as to guarantee the gradual introduction of individual bankruptcy system.
【學(xué)位授予單位】：北京外國(guó)語(yǔ)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類號(hào)】：D922.291.92

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