本文關(guān)鍵詞：我國(guó)移動(dòng)支付監(jiān)管立法研究　出處：《廣西大學(xué)》2015年碩士論文　論文類(lèi)型：學(xué)位論文

  更多相關(guān)文章： 移動(dòng)支付 利益 問(wèn)題 監(jiān)管架構(gòu)

【摘要】：隨著我國(guó)移動(dòng)通信技術(shù)的進(jìn)步,移動(dòng)支付是移動(dòng)互聯(lián)網(wǎng)時(shí)代的寵兒,成為電子支付領(lǐng)域中最大的亮點(diǎn)。用戶(hù)使用手機(jī)、PAD、移動(dòng)PC和可穿戴等終端設(shè)備可以隨時(shí)隨地的完成支付,其方便快捷、覆蓋面廣和不受時(shí)空限制等優(yōu)點(diǎn)給用戶(hù)、移動(dòng)通信運(yùn)營(yíng)商、商業(yè)銀行及非金融支付機(jī)構(gòu)等帶來(lái)了巨大的利益。但移動(dòng)支付也相應(yīng)的產(chǎn)生了支付安全、消費(fèi)者權(quán)益保護(hù)和相關(guān)金融風(fēng)險(xiǎn)、法律糾紛等問(wèn)題,這些問(wèn)題有來(lái)自黑客攻擊、自身特殊性、監(jiān)管立法不健全等原因。本文首先介紹移動(dòng)支付在我國(guó)發(fā)展的態(tài)勢(shì),接著分析移動(dòng)支付在我國(guó)發(fā)展帶來(lái)的利益、問(wèn)題及原因,進(jìn)而剖析我國(guó)移動(dòng)支付監(jiān)管立法存在的問(wèn)題。從全球移動(dòng)支付監(jiān)管立法來(lái)看,域外一些國(guó)家有著較為成熟的法律制度和監(jiān)管模式,本文在借鑒域外移動(dòng)支付監(jiān)管立法基礎(chǔ)上建立我國(guó)移動(dòng)支付監(jiān)管立法基礎(chǔ)架構(gòu)：確定我國(guó)移動(dòng)支付監(jiān)管立法層級(jí)效力,明確我國(guó)移動(dòng)支付監(jiān)管體制、原則,理順我國(guó)移動(dòng)支付監(jiān)管主體職責(zé),在事前監(jiān)管、事中監(jiān)管和事后監(jiān)管中加入一些特殊制度,從而保障我國(guó)移動(dòng)支付安全、高效和健康地發(fā)展。
[Abstract]:With the development of mobile communication technology in China, mobile payment is the favorite of the mobile Internet era, and has become the biggest bright spot in the field of electronic payment. Mobile PC and wearable terminal devices can be paid at any time, anywhere, its convenience, wide coverage and not limited by space-time advantages to users, mobile communication operators. Commercial banks and non-financial payment institutions have brought huge benefits. However, mobile payment has also resulted in payment security, consumer rights and interests protection and related financial risks, legal disputes and other issues. These problems come from hacker attacks, their own particularity, imperfect regulatory legislation and other reasons. This paper first introduces the development of mobile payment in China, and then analyzes the benefits of mobile payment development in China. From the perspective of global mobile payment legislation, some foreign countries have more mature legal system and regulatory model. On the basis of overseas mobile payment legislation, this paper establishes the legislative infrastructure of mobile payment regulation in China: determine the legal hierarchy of mobile payment regulatory effectiveness, clear the regulatory system of mobile payment in China, principles. In order to ensure the security, high efficiency and healthy development of mobile payment in China, we should straighten out the main duties of supervision of mobile payment in our country, and add some special systems into supervision in advance, supervision and supervision afterwards.
【學(xué)位授予單位】：廣西大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類(lèi)號(hào)】：D922.28

【共引文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前10條

1 楊舒雅;電子商務(wù)環(huán)境下的消費(fèi)者權(quán)益保護(hù)研究[D];上海交通大學(xué);2011年

2 鄭維峰;網(wǎng)絡(luò)團(tuán)購(gòu)中的法律問(wèn)題研究[D];大連海事大學(xué);2012年

3 段娟;第三方電子支付若干法律問(wèn)題研究[D];中央民族大學(xué);2012年

4 張慧;第三方支付法律制度研究[D];長(zhǎng)安大學(xué);2013年

5 張維;在線(xiàn)數(shù)字版權(quán)交易平臺(tái)的法律問(wèn)題研究[D];華中師范大學(xué);2014年

6 謝明希;我國(guó)網(wǎng)絡(luò)消費(fèi)者權(quán)益保護(hù)法律問(wèn)題研究[D];首都經(jīng)濟(jì)貿(mào)易大學(xué);2014年

7 胡艷萍;網(wǎng)購(gòu)消費(fèi)者知情權(quán)問(wèn)題研究[D];大連海事大學(xué);2014年

8 張淑平;電子商務(wù)對(duì)國(guó)際貿(mào)易的影響及對(duì)策研究[D];曲阜師范大學(xué);2014年

9 鐘興德;電子商務(wù)企業(yè)的競(jìng)爭(zhēng)戰(zhàn)略研究[D];浙江工業(yè)大學(xué);2013年

10 劉希絡(luò);網(wǎng)絡(luò)隱私權(quán)保護(hù)研究[D];大連理工大學(xué);2014年

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本文編號(hào)：1429286