【摘要】：環(huán)境污染責(zé)任保險(xiǎn)是以企業(yè)發(fā)生污染事故對(duì)第三者造成的損害依法應(yīng)承擔(dān)的賠償責(zé)任為標(biāo)的的保險(xiǎn)。環(huán)境污染責(zé)任保險(xiǎn)制度是一系列規(guī)范環(huán)境污染責(zé)任保險(xiǎn)當(dāng)事人行為的規(guī)則,其目的是用經(jīng)濟(jì)的手段解決環(huán)境問題。 環(huán)境污染責(zé)任保險(xiǎn)制度在國外有五十多年的發(fā)展歷史,其在美國、英國、德國、法國等發(fā)達(dá)國家和地區(qū)得到了廣泛的應(yīng)用。我國19世紀(jì)90年代才開始建立環(huán)境污染責(zé)任保險(xiǎn)制度。但是由于種種原因,短短兩年的時(shí)間就“夭折”了。然而,“松花江水污染”等重大環(huán)境污染事故的頻繁發(fā)生給環(huán)境污染責(zé)任保險(xiǎn)制度以“再生”的機(jī)會(huì)。國家積極進(jìn)行環(huán)境污染責(zé)任保險(xiǎn)制度試點(diǎn)工作,希望通過該制度能夠解決我國目前的環(huán)境問題。但是,經(jīng)過兩年的發(fā)展,該制度并沒有發(fā)揮其應(yīng)有的作用。鑒于此,本文以環(huán)境污染責(zé)任保險(xiǎn)制度為研究對(duì)象,運(yùn)用法經(jīng)濟(jì)學(xué)的分析方法,在國內(nèi)外相關(guān)研究的基礎(chǔ)上,試圖尋找困境產(chǎn)生的原因以及解決方法。 本文重點(diǎn)從以下五個(gè)方面進(jìn)行分析:一、對(duì)環(huán)境污染責(zé)任保險(xiǎn)以及環(huán)境污染責(zé)任保險(xiǎn)制度進(jìn)行界定。二、運(yùn)用法經(jīng)濟(jì)學(xué)的分析方法,分析環(huán)境污染責(zé)任保險(xiǎn)制度產(chǎn)生的原因。主要概括為四大理論:風(fēng)險(xiǎn)池理論、社會(huì)福利理論、交易成本理論、外部性理論。三、剖析環(huán)境污染責(zé)任保險(xiǎn)制度的缺點(diǎn)。四、針對(duì)環(huán)境污染責(zé)任保險(xiǎn)制度的不足,提出了相應(yīng)的完善措施。不僅包括該制度本身的完善,還包括相關(guān)替代制度的建立。五、對(duì)我國環(huán)境污染責(zé)任保險(xiǎn)制度進(jìn)行分析。
[Abstract]:Environmental pollution liability insurance is based on the damage caused by the third party caused by the pollution accident. The environmental pollution liability insurance system is a series of rules to regulate the behavior of the parties to the environmental pollution liability insurance, and its purpose is to solve the environmental problems by economic means. Environmental pollution liability insurance system has a history of more than 50 years abroad. It has been widely used in developed countries and regions such as the United States, Britain, Germany, France and so on. The liability insurance system for environmental pollution was established only in the 1890s in China. But for a variety of reasons, a short period of two years on the "dead." However, the frequent occurrence of "Songhua River water pollution" and other major environmental pollution accidents give the environmental pollution liability insurance system the opportunity of "regeneration". The state actively carries out the pilot work of environmental pollution liability insurance system, hoping to solve our country's current environmental problems through this system. However, after two years of development, the system did not play its due role. In view of this, this article takes the environmental pollution liability insurance system as the research object, uses the law economics analysis method, in the domestic and foreign correlation research foundation, attempts to seek the difficult position causes and the solution. This paper focuses on the following five aspects of analysis: first, the definition of environmental pollution liability insurance and environmental pollution liability insurance system. Secondly, the causes of environmental pollution liability insurance system are analyzed by using the analysis method of law and economics. There are four main theories: risk pool theory, social welfare theory, transaction cost theory and externality theory. Third, analyze the shortcomings of environmental pollution liability insurance system. Fourth, in view of the environmental pollution liability insurance system insufficiency, proposed the corresponding consummation measure. It includes not only the perfection of the system itself, but also the establishment of the relevant substitution system. Fifth, the analysis of China's environmental pollution liability insurance system.
【學(xué)位授予單位】：中國政法大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2011
【分類號(hào)】：D922.68;D922.284;F842.6

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前1條

1 段瓊;我國環(huán)境污染責(zé)任保險(xiǎn)模式的法律思考[D];湖南師范大學(xué);2012年

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本文編號(hào)：2366074