【摘要】：我國自古以來都是非常注重誠信的國家,誠信也是古代商人們進行商業(yè)活動中非常注重的品德。改革開放之后,我國取得了前所未有的經(jīng)濟發(fā)展以及社會進步。然而在我的經(jīng)濟體制逐漸由計劃經(jīng)濟轉(zhuǎn)向市場經(jīng)濟的進程中,我國存在明顯的社會信用度較低的不和諧因素。當前社會信用的匱乏已經(jīng)引起了廣泛關(guān)注。在我國不講信用的行為涉及社會生活的方方面面,他們采取各種方式為了自己的私利損害消費者的利益,比如:壟斷行業(yè)依靠其壟斷權(quán)力設定一些不合理要求以獲取壟斷利潤的行為侵害了消費者的權(quán)益;借款人主觀上不歸還欠款;一些個體經(jīng)營對象之間惡意拖延合同欠款,生產(chǎn)和銷售假貨,惡意修改財務數(shù)據(jù),用不存在實際交易行為的發(fā)票抵扣稅費,造假以獲取出口退稅。在人性和人格方面受商品經(jīng)濟大潮的沖擊,一些人一下子失去了方向,絞盡腦汁變造假學歷、虛假文書、假公章、假的學術(shù)著作、假的學位以獲取非法利益。不可否認,中國當前盛行的違背信用風氣已經(jīng)影響到我國百姓的生命以及國家的經(jīng)濟穩(wěn)定發(fā)展,并且逐漸蠶食我們社會特色經(jīng)濟的根基。需要特別強調(diào)的是,我國的經(jīng)濟發(fā)展正面臨著全球化的競爭壓力,因此可以說誠信水平不但與我們的特色社會主義經(jīng)濟正常發(fā)揮有關(guān),而且還影響到我國的全球化戰(zhàn)略目標的實現(xiàn)。因此,我們需要重點關(guān)注社會誠信的維護,完善信用體系建設、提高社會信用水平,以保障我國經(jīng)濟的穩(wěn)固前進。因此,本文從以下幾個部分對這個問題進行了進一步的探討。第一部分,提出問題。在文章的緒論章節(jié)中說明了本課題的研究背景和意義,總結(jié)了有關(guān)誠信缺乏的的矛盾,整理了國內(nèi)外學者針對社會發(fā)展中信用缺失這一矛盾的探究現(xiàn)狀。指出了本文的研究方法和基本思路。第二部分,對社會信任的相關(guān)內(nèi)涵和本質(zhì)進行界定,以證明當代中國社會確實存在信任危機,這是本選題展開的理論鋪墊。第三部分,現(xiàn)象、原因分析部分。本章分析了我國市場經(jīng)濟條件下信任缺失的存在方式、不利影響和信任缺失的發(fā)生緣由。表明信任的缺失會給我國的經(jīng)濟、政治、文化的協(xié)同發(fā)展以及社會的整體進步帶來極大的危害。第四部分,提出解決方案。該部分結(jié)合我國在發(fā)展經(jīng)濟過程中面臨的信任缺失的緣由,針對性的提出了改善社會信用狀況的一些措施和指導意見。即:借鑒信用體系構(gòu)建的國際經(jīng)驗,規(guī)范市場經(jīng)濟運行,建設信任型政府,提升社會信任價值觀。
[Abstract]:Since ancient times, China has attached great importance to the integrity of the country, integrity is also the ancient merchants in business activities very important character. After reform and opening up, our country has made unprecedented economic development and social progress. However, in the process of our economic system gradually changing from planned economy to market economy, there are obvious disharmonious factors of low social credit degree in our country. At present, the lack of social credit has aroused widespread concern. In our country, the behavior of discrediting involves all aspects of social life. They take various ways to harm the interests of consumers for their own self-interest. For example, the behavior of monopoly industries that rely on their monopoly power to set unreasonable demands to obtain monopoly profits infringes upon consumers' rights and interests; borrowers do not pay back their arrears subjectively; and some self-employed objects maliciously delay contract arrears. Produce and sell fake goods, maliciously modify financial data, deduct taxes and fees from invoices that do not actually trade, and falsify to obtain export tax rebates. Human nature and personality are impacted by the tide of commodity economy, and some people suddenly lose their direction, racking their brains to fake academic qualifications, false documents, false official seals, fake academic works, fake degrees to obtain illegal benefits. There is no denying that the prevailing breach of credit in China has affected the lives of Chinese people and the stable development of the country's economy, and gradually encroached on the foundation of our economy with social characteristics. What needs to be especially emphasized is that China's economic development is facing the competitive pressure of globalization. Therefore, it can be said that the level of integrity is not only related to the normal development of our characteristic socialist economy, It also affects the realization of our country's strategic goal of globalization. Therefore, we should pay attention to the maintenance of social honesty, perfect the construction of credit system, improve the level of social credit, so as to ensure the steady progress of our economy. Therefore, this paper further discusses this problem from the following several parts. The first part, raises the question. In the introduction chapter, this paper explains the research background and significance of this topic, summarizes the contradiction about the lack of honesty and credit, and collates the current situation of domestic and foreign scholars to explore the contradiction of the lack of credit in the social development. The research methods and basic ideas of this paper are pointed out. The second part defines the connotation and essence of social trust in order to prove that there is a crisis of trust in contemporary Chinese society, which is the theoretical foundation of this topic. The third part, phenomenon, cause analysis part. This chapter analyzes the existence mode, adverse influence and reason of trust deficiency in market economy of our country. It shows that the lack of trust will bring great harm to the coordinated development of economy, politics, culture and the overall progress of society. The fourth part, put forward the solution. This part combines the reason of lack of trust that our country faces in the process of economic development, and puts forward some measures and guiding suggestions to improve the social credit situation. That is: drawing lessons from the international experience of credit system construction, standardizing the operation of market economy, building trust government and promoting social trust values.
【學位授予單位】：中北大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：D64

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