【摘要】：隨著社會經(jīng)濟(jì)的快速發(fā)展,人民生活水平的大幅提高,中國的社會保險制度得到越來越多的重視,社會保險體系在不斷地發(fā)展和完善,各項社會保險的參保率逐年穩(wěn)步上升。然而,在社會保險不斷發(fā)展完善的進(jìn)程中,企業(yè)員工大多都是被動地參與,這主要體現(xiàn)在企業(yè)員工對社會保險政策及相關(guān)知識的了解甚少。本文即是基于此背景開展的北京市企業(yè)員工社會保險認(rèn)知研究。 文章在明確研究對象,選取適當(dāng)研究方法的前提下,設(shè)計好調(diào)查問卷。在對國內(nèi)現(xiàn)有關(guān)于企業(yè)員工社會保險認(rèn)知研究成果綜合分析的基礎(chǔ)上,提出本文的研究視角。通過對涉及各種性別、戶口性質(zhì)、受教育程度、企業(yè)性質(zhì)、企業(yè)規(guī)模及工作職務(wù)的企業(yè)員工的問卷調(diào)查,分析企業(yè)員工對于企業(yè)為其參保情況、通常所說“五險"及繳費(fèi)主體、各項社會保險繳費(fèi)基數(shù)及比例、養(yǎng)老保險最低繳費(fèi)年限、醫(yī)療保險定點醫(yī)院及轉(zhuǎn)診規(guī)定、醫(yī)療保險報銷比例及范圍、醫(yī)療保險報銷起付線及最高支付限額、失業(yè)保險金領(lǐng)取條件、各項社會保險待遇標(biāo)準(zhǔn)等若干社會保險知識的認(rèn)知狀況,得出企業(yè)員工社會保險認(rèn)知度不高的結(jié)論。在進(jìn)一步分析受教育程度、企業(yè)性質(zhì)、企業(yè)規(guī)模、工作職務(wù)及社會保險報銷補(bǔ)助經(jīng)歷對于企業(yè)員工社會保險認(rèn)知度的影響程度。 在分析企業(yè)員工自身、企業(yè)和社會保險相關(guān)部門三方面的原因,導(dǎo)致企業(yè)員工社會保險認(rèn)知度不高后,提出建立由企業(yè)自身提供、社會保險部門定期檢查、以五險、社會保險關(guān)系轉(zhuǎn)移和社會保險監(jiān)督及法律責(zé)任為主要內(nèi)容的社會保險知識培訓(xùn)體系,來提高企業(yè)員工的社會保險認(rèn)知度,這也是本文的創(chuàng)新之處。研究企業(yè)員工社會保險認(rèn)知度對于推動社會保險制度的進(jìn)一步發(fā)展具有積極作用。
[Abstract]:With the rapid development of social economy and the improvement of people's living standard, more and more attention has been paid to China's social insurance system. However, in the process of continuous development and improvement of social insurance, most of the employees are passively involved, which is mainly reflected in the lack of understanding of social insurance policies and related knowledge. This paper is based on the background of Beijing enterprise employee social insurance cognitive research. On the premise of defining the research object and selecting the appropriate research method, the questionnaire is designed. Based on the comprehensive analysis of the existing research results on the social insurance of enterprise employees in China, this paper puts forward the perspective of this paper. Through a questionnaire survey on employees involved in various gender, hukou, education, enterprise nature, enterprise size and work position, the paper analyzes the enterprise employees' participation in insurance for the enterprise, which is usually referred to as "five risks" and the payer. The base and proportion of various social insurance contributions, the minimum payment period of old-age insurance, the provisions of designated hospitals and referrals of medical insurance, the proportion and scope of medical insurance reimbursement, the starting line of medical insurance reimbursement and the maximum payment limit, The cognitive status of some social insurance knowledge such as the conditions for obtaining unemployment insurance benefits and the standards of social insurance treatment etc. It is concluded that the social insurance awareness of employees in enterprises is not high. In the further analysis of the degree of education, the nature of the enterprise, the size of the enterprise, the job title and the experience of social insurance reimbursement, the degree of influence on the social security awareness of the employees is analyzed. After analyzing the three causes of the enterprise employees themselves, enterprises and social insurance departments, which lead to the low level of social insurance awareness of enterprise employees, it is proposed that the enterprises themselves provide, the social insurance departments regularly check, and five risks are taken into account. The social insurance knowledge training system, which includes the transfer of social insurance relationship, supervision of social insurance and legal liability, is the innovation of this paper. The study of employee social insurance awareness plays a positive role in promoting the further development of social insurance system.
【學(xué)位授予單位】：首都經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2011
【分類號】：C913.7

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