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物聯(lián)網(wǎng)在物流金融行業(yè)的應用分析

發(fā)布時間:2018-05-05 02:15

  本文選題:物聯(lián)網(wǎng) + RFID技術; 參考:《山東大學》2014年碩士論文


【摘要】:文章對物聯(lián)網(wǎng)在國內(nèi)外的發(fā)展現(xiàn)狀加以了分析;總結了物聯(lián)網(wǎng)技術在我國物流行業(yè)的應用;通過列舉國內(nèi)幾家商業(yè)銀行的線上供應鏈業(yè)務開展情況,體現(xiàn)了智慧供應鏈的現(xiàn)實意義。主要體現(xiàn)在以下方面: 物聯(lián)網(wǎng)利用現(xiàn)代化的信息傳感設備,通過網(wǎng)絡實現(xiàn)了人與物的信息交流和資源共享,達到了減少資源浪費,提高資源利用效率,實現(xiàn)智能生產(chǎn)和生活的目的。射頻識別(RFID)技術的用途越來越廣泛。物聯(lián)網(wǎng)在國內(nèi)正處于不斷提速階段,而且從各個區(qū)域正在走進和影響著我們的生活。發(fā)達國家也加快了新一代網(wǎng)絡基礎設施的建設進度,世界新格局正在全球信息化的影響下出現(xiàn)大的變動。現(xiàn)代化企業(yè)的競爭將是企業(yè)獲取信息能力的競爭,進一步說是物流信息整合能力的競爭。 物聯(lián)網(wǎng)技術應用到現(xiàn)代物流的全過程中,使物聯(lián)網(wǎng)技術與現(xiàn)代物流技術有機結合,將給現(xiàn)代物流業(yè)拓展空間帶來不可限量的價值,屬于一次物流信息技術的大變革,具有重要的時代意義。通過物聯(lián)網(wǎng)智能物流系統(tǒng)能實現(xiàn)企業(yè)內(nèi)外相關物流關系信息的整合與共享。 成熟的物聯(lián)網(wǎng)在物流業(yè)中主要利用在產(chǎn)品質量安全智能追溯系統(tǒng)、物流過程的可視化智能管理網(wǎng)絡系統(tǒng)和智能化的物流配送中心幾個方面。智能物流是在充分搭建物聯(lián)網(wǎng)技術的基礎上,將智能化技術加以集成,從而物流系統(tǒng)能實現(xiàn)與人相通的各種技能。 現(xiàn)代商業(yè)銀行為了提高其在市場競爭中的服務能力,會利用物聯(lián)網(wǎng)技術支持來擴大服務范圍;優(yōu)化服務模式;增加服務項目等。銀行決策信息的來源是物聯(lián)網(wǎng)的數(shù)據(jù)平臺。物聯(lián)網(wǎng)將給銀行的客戶帶來更好的用戶體驗。物聯(lián)網(wǎng)將供應鏈上的環(huán)節(jié)與流程實現(xiàn)“可視跟蹤”從而達到優(yōu)化資源配置、降低成本、提高生產(chǎn)效率的作用。物聯(lián)網(wǎng)的發(fā)展將形成新的產(chǎn)業(yè)、構建新的供應鏈,基于實體經(jīng)濟的供應鏈金融業(yè)務正逐步取代傳統(tǒng)貿(mào)易融資業(yè)務,成為市場主流發(fā)展方向。 發(fā)展供應鏈金融業(yè)務,不僅是促進銀行金融業(yè)務發(fā)展模式和盈利模式戰(zhàn)略轉變的重要手段,也將為銀行金融業(yè)務開辟新的發(fā)展空間,其重要性和迫切性日益顯現(xiàn)。當然物聯(lián)網(wǎng)在發(fā)展過程中仍然存在很多需要解決的問題,因此需要更多的開放和合作,以在物聯(lián)網(wǎng)產(chǎn)業(yè)鏈中建立新的商業(yè)經(jīng)濟模式。 “十二五”期間,中央財政將根據(jù)我國物聯(lián)網(wǎng)的整體發(fā)展狀況,進一步健全和完善支持物聯(lián)網(wǎng)發(fā)展的財政金融體系,加強與科技、產(chǎn)業(yè)政策的協(xié)調(diào)配合,大力發(fā)揮財政政策的引導和激勵作用,同時吸引社會資本加大對物聯(lián)網(wǎng)的投入,并積極支持和鼓勵有條件的區(qū)域建立適合當?shù)匕l(fā)展的物聯(lián)網(wǎng)配套的財政政策。 總之,未來社會將不斷擴大物聯(lián)網(wǎng)的應用范圍,從而為智能物流、商業(yè)銀行供應鏈金融帶來巨大的商機,這些都有利于人們能夠高效的利用好各種社會資源,為人類文明作出貢獻。
[Abstract]:This paper analyzes the current situation of the development of Internet of things at home and abroad, summarizes the application of Internet of things technology in China's logistics industry, and lists the online supply chain business of several domestic commercial banks. It reflects the practical significance of intelligent supply chain. This is mainly reflected in the following areas: The Internet of things uses modern information sensing equipment to realize the information exchange and resource sharing between people and objects through the network, which can reduce the waste of resources, improve the efficiency of resource utilization, and realize intelligent production and life. Radio frequency identification (RFID) technology is becoming more and more widely used. The Internet of things is growing at home, and moving into and affecting our lives from all regions. Developed countries have also accelerated the construction of a new generation of network infrastructure, the world's new pattern is changing greatly under the influence of global information. The competition of modern enterprises will be the competition of enterprises' ability to obtain information, and further, the competition of logistics information integration ability. The application of Internet of things technology to the whole process of modern logistics, the organic combination of Internet of things technology and modern logistics technology will bring unlimited value to the development of modern logistics industry, which belongs to a great revolution of logistics information technology. Has the important time significance. Through the intelligent logistics system of the Internet of things, the integration and sharing of logistics relationship information inside and outside the enterprise can be realized. The mature Internet of things in the logistics industry mainly uses in the product quality safety intelligent traceability system, the logistics process visual intelligent management network system and the intelligent logistics distribution center several aspects. Intelligent logistics is based on fully building the Internet of things technology, intelligent technology will be integrated, so that the logistics system can achieve a variety of skills to communicate with people. In order to improve their service ability in the market competition, modern commercial banks will use the Internet of things technology to expand the service range, optimize the service model, increase the service items, etc. The source of bank decision information is the Internet of things data platform. The Internet of things will bring a better user experience to the bank's customers. The Internet of things can realize the visual tracking of the links and processes in the supply chain so as to optimize the allocation of resources, reduce the cost and improve the production efficiency. The development of the Internet of things will form a new industry and construct a new supply chain. The supply chain financial business based on the real economy is gradually replacing the traditional trade financing business and becoming the mainstream development direction of the market. The development of supply chain financial business is not only an important means to promote the strategic transformation of banking financial business development model and profit model, but also a new development space for bank financial business. Its importance and urgency are becoming increasingly apparent. Of course, there are still many problems that need to be solved in the development of Internet of things, so we need more openness and cooperation in order to establish a new business economic model in the industrial chain of Internet of things. During the 12th Five-Year Plan period, according to the overall development of the Internet of things in China, the central finance will further improve and perfect the financial and financial system that supports the development of the Internet of things, and strengthen coordination with science and technology and industrial policies. We should give full play to the guidance and encouragement of fiscal policy, at the same time attract social capital to increase investment in the Internet of things, and actively support and encourage conditional regions to establish a fiscal policy suitable for local development of the Internet of things. In short, the future society will continue to expand the scope of application of the Internet of things, thus bringing huge business opportunities for intelligent logistics, commercial bank supply chain finance, which are conducive to the efficient use of all kinds of social resources. Contribute to human civilization.
【學位授予單位】:山東大學
【學位級別】:碩士
【學位授予年份】:2014
【分類號】:TP391.44;TN929.5;F259.2;F832

【引證文獻】

相關期刊論文 前1條

1 弓永章;劉逢;龐瑞琪;儲雪儉;;基于物聯(lián)網(wǎng)技術的供應鏈金融物流監(jiān)管[J];中國科技論壇;2017年06期

相關碩士學位論文 前1條

1 白敏;鄭州航空港區(qū)物流金融發(fā)展問題研究[D];鄭州大學;2017年



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