【摘要】：長(zhǎng)期以來,我國(guó)居民消費(fèi)水平較低,消費(fèi)對(duì)經(jīng)濟(jì)增長(zhǎng)的貢獻(xiàn)較國(guó)際水平明顯偏低,這不僅造成了我國(guó)經(jīng)濟(jì)結(jié)構(gòu)的不合理,也威脅著我國(guó)經(jīng)濟(jì)的長(zhǎng)期穩(wěn)定可持續(xù)發(fā)展。在尋找擴(kuò)大消費(fèi)需求的長(zhǎng)效機(jī)制中,作為平衡生命周期福利水平的社會(huì)養(yǎng)老保險(xiǎn),它將影響消費(fèi)者的消費(fèi)與儲(chǔ)蓄決策。同時(shí)研究社會(huì)養(yǎng)老保險(xiǎn)對(duì)我國(guó)居民消費(fèi)的影響方向,對(duì)于建立現(xiàn)代社會(huì)養(yǎng)老保險(xiǎn)制度的歷史較短,并處于持續(xù)改革優(yōu)化中的我國(guó)社會(huì)養(yǎng)老保險(xiǎn)制度,更具有重要的實(shí)踐意義。 國(guó)內(nèi)外學(xué)者對(duì)于社會(huì)養(yǎng)老保險(xiǎn)與居民消費(fèi)關(guān)系的研究,無(wú)論是理論探討還是實(shí)證分析,長(zhǎng)期以來都沒有形成統(tǒng)一的認(rèn)識(shí)。本文在Feldstein擴(kuò)展生命周期理論的框架下,運(yùn)用理論分析與實(shí)證研究相結(jié)合的方法,采用2001-2012年的省際面板數(shù)據(jù)以及CHARLS (China Health and Retirement Longitudinal Study)數(shù)據(jù),估算社會(huì)保障養(yǎng)老金財(cái)富值(social security wealth),運(yùn)用宏觀數(shù)據(jù)與微觀數(shù)據(jù)來聯(lián)合探討?zhàn)B老保險(xiǎn)對(duì)居民消費(fèi)的影響：社會(huì)養(yǎng)老保險(xiǎn)對(duì)城鎮(zhèn)居民消費(fèi)有促進(jìn)作用；社會(huì)養(yǎng)老保險(xiǎn)能促進(jìn)居民的食品支出。 在擴(kuò)大內(nèi)需難的當(dāng)下,建立和完善與經(jīng)濟(jì)發(fā)展水平相適應(yīng)的社會(huì)養(yǎng)老保險(xiǎn)制度,以及適當(dāng)提高與人民退休生活水平相適應(yīng)的養(yǎng)老金待遇,既可以滿足居民的養(yǎng)老需求,也可以刺激居民消費(fèi)、擴(kuò)大內(nèi)需以振經(jīng)濟(jì)。
[Abstract]:For a long time, the consumption level of Chinese residents is low, and the contribution of consumption to economic growth is obviously lower than that of the international level, which not only causes the unreasonable economic structure of our country, but also threatens the long-term stable and sustainable development of our economy. In seeking a long-term mechanism to expand consumer demand, social old-age insurance, which balances the level of life cycle welfare, will influence consumer consumption and savings decisions. At the same time, it is of great practical significance to study the influence of social old-age insurance on the consumption of Chinese residents, which has a short history of establishing the modern social old-age insurance system and is in the process of continuous reform and optimization. Scholars at home and abroad have not formed a unified understanding of the relationship between social endowment insurance and residents' consumption for a long time, whether it is theoretical discussion or empirical analysis. Under the framework of Feldstein extended life cycle theory, this paper uses the method of theoretical analysis and empirical research, using the inter-provincial panel data and CHARLS (China Health and Retirement Longitudinal Study) data from 2001 to 2012. To estimate the wealth value of social security pension (social security wealth), uses macro and micro data to explore the impact of pension insurance on residents' consumption: social pension insurance can promote the consumption of urban residents; Social old-age insurance can promote the food expenditure of the residents. At a time when it is difficult to expand domestic demand, the establishment and improvement of a social old-age insurance system commensurate with the level of economic development, as well as a proper increase in the pension treatment commensurate with the people's retirement standard of living, can not only meet the needs of the residents for the aged, Can also stimulate consumer consumption, expand domestic demand to boost the economy.
【學(xué)位授予單位】：湖南師范大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F842.67;F126.1

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 謝文;吳慶田;;農(nóng)村社會(huì)保障支出對(duì)農(nóng)村居民消費(fèi)的影響的實(shí)證研究[J];財(cái)經(jīng)理論與實(shí)踐;2009年05期

2 蒲曉紅;養(yǎng)老保險(xiǎn)的儲(chǔ)蓄效應(yīng)[J];當(dāng)代經(jīng)濟(jì)研究;2003年11期

3 李偉;;擴(kuò)大我國(guó)農(nóng)村居民消費(fèi)問題的觀點(diǎn)綜述[J];經(jīng)濟(jì)研究參考;2010年12期

4 劉子蘭;陳夢(mèng)真;;養(yǎng)老保險(xiǎn)與居民消費(fèi)關(guān)系研究進(jìn)展[J];經(jīng)濟(jì)學(xué)動(dòng)態(tài);2010年01期

5 龍志和,周浩明;中國(guó)城鎮(zhèn)居民預(yù)防性儲(chǔ)蓄實(shí)證研究[J];經(jīng)濟(jì)研究;2000年11期

6 袁志剛;中國(guó)養(yǎng)老保險(xiǎn)體系選擇的經(jīng)濟(jì)學(xué)分析[J];經(jīng)濟(jì)研究;2001年05期

7 虞斌;姚曉壘;;我國(guó)養(yǎng)老保險(xiǎn)對(duì)居民消費(fèi)的影響——基于城鎮(zhèn)居民面板數(shù)據(jù)的實(shí)證研究[J];金融經(jīng)濟(jì);2011年16期

8 吉靜;;農(nóng)村社會(huì)保障對(duì)農(nóng)民消費(fèi)支出影響的實(shí)證研究[J];人力資源管理;2010年04期

9 穆懷中;中國(guó)社會(huì)保障水平研究[J];人口研究;1997年01期

10 宋則;城鄉(xiāng)居民消費(fèi)增長(zhǎng)的制約因素分析和消費(fèi)政策評(píng)價(jià)[J];首都經(jīng)濟(jì)貿(mào)易大學(xué)學(xué)報(bào);2002年03期

相關(guān)博士學(xué)位論文 前1條

1 李?yuàn)檴?中國(guó)工資調(diào)整指數(shù)研究[D];遼寧大學(xué);2009年

，

本文編號(hào)：2300985