【摘要】：長期以來,我國居民消費水平較低,消費對經(jīng)濟增長的貢獻較國際水平明顯偏低,這不僅造成了我國經(jīng)濟結(jié)構(gòu)的不合理,也威脅著我國經(jīng)濟的長期穩(wěn)定可持續(xù)發(fā)展。在尋找擴大消費需求的長效機制中,作為平衡生命周期福利水平的社會養(yǎng)老保險,它將影響消費者的消費與儲蓄決策。同時研究社會養(yǎng)老保險對我國居民消費的影響方向,對于建立現(xiàn)代社會養(yǎng)老保險制度的歷史較短,并處于持續(xù)改革優(yōu)化中的我國社會養(yǎng)老保險制度,更具有重要的實踐意義。 國內(nèi)外學(xué)者對于社會養(yǎng)老保險與居民消費關(guān)系的研究,無論是理論探討還是實證分析,長期以來都沒有形成統(tǒng)一的認識。本文在Feldstein擴展生命周期理論的框架下,運用理論分析與實證研究相結(jié)合的方法,采用2001-2012年的省際面板數(shù)據(jù)以及CHARLS (China Health and Retirement Longitudinal Study)數(shù)據(jù),估算社會保障養(yǎng)老金財富值(social security wealth),運用宏觀數(shù)據(jù)與微觀數(shù)據(jù)來聯(lián)合探討?zhàn)B老保險對居民消費的影響：社會養(yǎng)老保險對城鎮(zhèn)居民消費有促進作用；社會養(yǎng)老保險能促進居民的食品支出。 在擴大內(nèi)需難的當(dāng)下,建立和完善與經(jīng)濟發(fā)展水平相適應(yīng)的社會養(yǎng)老保險制度,以及適當(dāng)提高與人民退休生活水平相適應(yīng)的養(yǎng)老金待遇,既可以滿足居民的養(yǎng)老需求,也可以刺激居民消費、擴大內(nèi)需以振經(jīng)濟。
[Abstract]:For a long time, the consumption level of Chinese residents is low, and the contribution of consumption to economic growth is obviously lower than that of the international level, which not only causes the unreasonable economic structure of our country, but also threatens the long-term stable and sustainable development of our economy. In seeking a long-term mechanism to expand consumer demand, social old-age insurance, which balances the level of life cycle welfare, will influence consumer consumption and savings decisions. At the same time, it is of great practical significance to study the influence of social old-age insurance on the consumption of Chinese residents, which has a short history of establishing the modern social old-age insurance system and is in the process of continuous reform and optimization. Scholars at home and abroad have not formed a unified understanding of the relationship between social endowment insurance and residents' consumption for a long time, whether it is theoretical discussion or empirical analysis. Under the framework of Feldstein extended life cycle theory, this paper uses the method of theoretical analysis and empirical research, using the inter-provincial panel data and CHARLS (China Health and Retirement Longitudinal Study) data from 2001 to 2012. To estimate the wealth value of social security pension (social security wealth), uses macro and micro data to explore the impact of pension insurance on residents' consumption: social pension insurance can promote the consumption of urban residents; Social old-age insurance can promote the food expenditure of the residents. At a time when it is difficult to expand domestic demand, the establishment and improvement of a social old-age insurance system commensurate with the level of economic development, as well as a proper increase in the pension treatment commensurate with the people's retirement standard of living, can not only meet the needs of the residents for the aged, Can also stimulate consumer consumption, expand domestic demand to boost the economy.
【學(xué)位授予單位】：湖南師范大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.67;F126.1

【參考文獻】

相關(guān)期刊論文 前10條

1 謝文;吳慶田;;農(nóng)村社會保障支出對農(nóng)村居民消費的影響的實證研究[J];財經(jīng)理論與實踐;2009年05期

2 蒲曉紅;養(yǎng)老保險的儲蓄效應(yīng)[J];當(dāng)代經(jīng)濟研究;2003年11期

3 李偉;;擴大我國農(nóng)村居民消費問題的觀點綜述[J];經(jīng)濟研究參考;2010年12期

4 劉子蘭;陳夢真;;養(yǎng)老保險與居民消費關(guān)系研究進展[J];經(jīng)濟學(xué)動態(tài);2010年01期

5 龍志和,周浩明;中國城鎮(zhèn)居民預(yù)防性儲蓄實證研究[J];經(jīng)濟研究;2000年11期

6 袁志剛;中國養(yǎng)老保險體系選擇的經(jīng)濟學(xué)分析[J];經(jīng)濟研究;2001年05期

7 虞斌;姚曉壘;;我國養(yǎng)老保險對居民消費的影響——基于城鎮(zhèn)居民面板數(shù)據(jù)的實證研究[J];金融經(jīng)濟;2011年16期

8 吉靜;;農(nóng)村社會保障對農(nóng)民消費支出影響的實證研究[J];人力資源管理;2010年04期

9 穆懷中;中國社會保障水平研究[J];人口研究;1997年01期

10 宋則;城鄉(xiāng)居民消費增長的制約因素分析和消費政策評價[J];首都經(jīng)濟貿(mào)易大學(xué)學(xué)報;2002年03期

相關(guān)博士學(xué)位論文 前1條

1 李姍姍;中國工資調(diào)整指數(shù)研究[D];遼寧大學(xué);2009年

，

本文編號：2300985