本文選題：房?jī)r(jià) + 消費(fèi)者行為��； 參考：《湘潭大學(xué)》2014年碩士論文

【摘要】：金融危機(jī)背景下，我國(guó)居民的消費(fèi)行為發(fā)生了很多變化，也表現(xiàn)出一些新的特征。居民消費(fèi)行為的新變化是金融危機(jī)背景下我國(guó)經(jīng)濟(jì)發(fā)展的客觀結(jié)果，研究居民消費(fèi)行為，對(duì)無(wú)論是產(chǎn)業(yè)結(jié)構(gòu)調(diào)整和資源的優(yōu)化配置，引導(dǎo)居民健康消費(fèi)，，促進(jìn)生產(chǎn)、消費(fèi)、投資三方面協(xié)調(diào)發(fā)展，幫助政府制定合理科學(xué)的宏觀經(jīng)濟(jì)政策，確保國(guó)民經(jīng)濟(jì)持續(xù)健康運(yùn)行發(fā)展有著十分重要的現(xiàn)實(shí)意義。本文將房?jī)r(jià)、消費(fèi)行為、消費(fèi)者收入等變量引入替代效應(yīng)與收入效應(yīng)模型、一般市場(chǎng)均衡模型中，構(gòu)建出在綜合考慮各個(gè)因素的條件下，能夠檢驗(yàn)金融危機(jī)背景下我國(guó)城鎮(zhèn)居民消費(fèi)行為對(duì)房?jī)r(jià)波動(dòng)的動(dòng)態(tài)面板模型，采用我國(guó)31個(gè)省市的年度面板數(shù)據(jù)進(jìn)行多角度的實(shí)證分析。研究顯示：①金融危機(jī)后的2008年至2012年的這幾年，我國(guó)城鎮(zhèn)居民受到較強(qiáng)消費(fèi)習(xí)慣與收入敏感性的影響；②從全國(guó)層面來(lái)看金融危機(jī)背景下居民服裝消費(fèi)行為對(duì)房?jī)r(jià)的波動(dòng)為負(fù)，儲(chǔ)蓄行為對(duì)房?jī)r(jià)的影響為正，交通消費(fèi)行為對(duì)房?jī)r(jià)的影響為正，服務(wù)消費(fèi)對(duì)房?jī)r(jià)呈正相關(guān)，食品消費(fèi)對(duì)房?jī)r(jià)的影響為負(fù)，控制變量（可支配收入、婚姻、教育）對(duì)房?jī)r(jià)的影響：收入對(duì)房?jī)r(jià)的影響為正，教育對(duì)房?jī)r(jià)的影響為正，婚姻對(duì)房?jī)r(jià)的影響為負(fù)；③我國(guó)城鎮(zhèn)居民的消費(fèi)行為對(duì)房?jī)r(jià)的影響存在較明顯的地區(qū)差異性。區(qū)域?qū)嵶C結(jié)果表明：在東部地區(qū)，發(fā)展中心應(yīng)放在降低儲(chǔ)蓄率、刺激消費(fèi)。中部地區(qū)第三產(chǎn)業(yè)服務(wù)業(yè)欠發(fā)達(dá)，生活現(xiàn)代化程度較低，故對(duì)房?jī)r(jià)的影響較小。所以中部地區(qū)發(fā)展的重點(diǎn)是加強(qiáng)服務(wù)業(yè)的帶動(dòng)作用。西部地區(qū)經(jīng)濟(jì)發(fā)展水平不發(fā)達(dá)，教育水平欠佳、人口密度較小。故西部地方的重心應(yīng)放在發(fā)展經(jīng)濟(jì)、提高教育水平。
[Abstract]:Under the background of the financial crisis, the consumption behavior of Chinese residents has changed a lot, and also showed some new characteristics. The new change of resident's consumption behavior is the objective result of our country's economic development under the background of the financial crisis. To study the resident's consumption behavior, whether it is the adjustment of the industrial structure and the optimization of the allocation of resources, to guide the residents' healthy consumption, to promote the production and consumption, It is of great practical significance to coordinate the development of the three aspects of investment, to help the government to formulate rational and scientific macroeconomic policies and to ensure the sustained and healthy development of the national economy. In this paper, the variables of house price, consumer behavior and consumer income are introduced into the model of substitution effect and income effect, and the general market equilibrium model is constructed under the condition that all factors are considered synthetically. It can test the dynamic panel model of urban residents' consumption behavior to the fluctuation of house price under the background of financial crisis, and use the annual panel data of 31 provinces and cities to carry on the multi-angle empirical analysis. The study shows that in the years from 2008 to 2012 after the financial crisis, urban residents in China were influenced by strong consumption habits and income sensitivity. 2 under the background of the financial crisis, the fluctuation of household clothing consumption behavior on house price is negative, the influence of saving behavior on house price is positive, the influence of traffic consumption behavior on house price is positive, and service consumption has positive correlation with housing price. The influence of food consumption on house price is negative, the influence of controlling variable (disposable income, marriage, education) on house price is negative: the influence of income on house price is positive, that of education on house price is positive, and that of marriage on house price is negative; There are obvious regional differences in the influence of the consumption behavior of urban residents on housing prices in China. Regional empirical results show that: in the eastern region, the center of development should be to reduce the savings rate and stimulate consumption. The third industry service industry in the central region is underdeveloped and the degree of life modernization is low, so it has little influence on house price. So the focus of the development of the central region is to strengthen the leading role of the service industry. The western region's economic development level is not developed, the education level is poor, the population density is small. Therefore, the focus of the western region should be on the development of the economy, improve the level of education.
【學(xué)位授予單位】：湘潭大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F126.1;F299.23;F224

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