山東產(chǎn)業(yè)調(diào)整中的信貸政策選擇研究
本文選題:產(chǎn)業(yè)結(jié)構(gòu)調(diào)整 切入點(diǎn):金融支持 出處:《山東大學(xué)》2014年碩士論文
【摘要】:經(jīng)濟(jì)發(fā)展、產(chǎn)業(yè)升級離不開金融支持。加快金融改革,更好地發(fā)揮金融對經(jīng)濟(jì)結(jié)構(gòu)調(diào)整和轉(zhuǎn)型升級的支持作用,意義十分重大。金融作為經(jīng)濟(jì)發(fā)展的助推器,可以減少信息交易成本、提高儲蓄——投資轉(zhuǎn)化率、改善經(jīng)濟(jì)運(yùn)行環(huán)境。無論是優(yōu)勢產(chǎn)業(yè)的發(fā)展壯大,還是傳統(tǒng)產(chǎn)業(yè)的升級改造或平穩(wěn)退出,都需要健全、完善、便捷的金融服務(wù)。產(chǎn)業(yè)結(jié)構(gòu)升級需要與一定的金融發(fā)展水平相配套。金融發(fā)展直接影響著產(chǎn)業(yè)結(jié)構(gòu)升級的水平,金融發(fā)展水平越高,產(chǎn)業(yè)結(jié)構(gòu)升級就越快,反之亦然。 在當(dāng)前直接金融不發(fā)達(dá)的情況下,間接金融特別是銀行業(yè)的融資作用越顯突出。在山東省進(jìn)行產(chǎn)業(yè)升級的背景下,如何更好地把握好信貸投向,引導(dǎo)信貸資金服務(wù)實體經(jīng)濟(jì),特別是投向重點(diǎn)產(chǎn)業(yè)和重點(diǎn)區(qū)域,促進(jìn)產(chǎn)業(yè)發(fā)展,加快產(chǎn)業(yè)升級,已經(jīng)提到日程上來。本文在這一大背景下,在深入分析發(fā)達(dá)國家信貸政策服務(wù)產(chǎn)業(yè)政策的基礎(chǔ)上,提出了山東省信貸政策的定位策略及制度設(shè)計,為山東省制定更具針對性與可操作性的信貸政策,從而實現(xiàn)銀行繁榮與產(chǎn)業(yè)的可持續(xù)發(fā)展的良性循環(huán)提供借鑒。
[Abstract]:Economic development and industrial upgrading cannot be separated from financial support. Speeding up financial reform and giving better play to the role of finance in supporting economic restructuring and transformation and upgrading is of great significance. Finance is the booster of economic development. It can reduce the cost of information transaction, increase the conversion rate of savings and investment, and improve the environment of economic operation. Whether it is the development and growth of superior industries, the upgrading and transformation of traditional industries or the smooth withdrawal of traditional industries, they all need to be sound and perfect. Convenient financial services. The upgrading of industrial structure needs to be matched with a certain level of financial development. Financial development directly affects the level of upgrading of industrial structure. The higher the level of financial development, the faster the upgrading of industrial structure, and vice versa. In the current situation of direct financial underdevelopment, the role of indirect finance, especially banking, in financing is becoming more and more prominent. Under the background of industrial upgrading in Shandong Province, how to better grasp the credit direction and guide credit funds to serve the real economy, In particular, it has been put on the agenda to invest in key industries and key regions, to promote industrial development and to speed up industrial upgrading. Under this background, this paper, on the basis of in-depth analysis of the industrial policies of credit policy services in developed countries, This paper puts forward the positioning strategy and system design of credit policy in Shandong Province, which provides a reference for Shandong Province to formulate more targeted and operable credit policy so as to realize the benign cycle of bank prosperity and sustainable development of industry.
【學(xué)位授予單位】:山東大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2014
【分類號】:F121.3;F832.4
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