本文選題：金融集聚　切入點：區(qū)位熵　出處：《中北大學》2014年碩士論文　論文類型：學位論文

【摘要】：在金融業(yè)自身高流動性和金融機構追求規(guī)模效益的推動下，金融資源不斷集中流向某一區(qū)域，形成金融集聚現(xiàn)象，其所產(chǎn)生的集聚效應在經(jīng)濟增長中發(fā)揮著顯著作用，并且在相關研究中已得到了論證，但是研究結果因所選區(qū)域不同而存在很大差異，這主要與所選區(qū)域金融集聚發(fā)展程度有關，所以關于金融集聚對經(jīng)濟增長的影響仍然值得關注和研究，尤其是深入到微觀區(qū)域?qū)用孢M行研究。作為一個能源大省，山西省金融業(yè)發(fā)展程度較低，且地區(qū)金融經(jīng)濟發(fā)展不均衡，所以研究其地區(qū)金融集聚水平及其對經(jīng)濟增長的影響情況，對其金融業(yè)的進一步發(fā)展以及地區(qū)經(jīng)濟增長具有重要現(xiàn)實意義。 本文主要研究內(nèi)容：其一，全面把握山西省金融集聚情況。具體先對山西省金融業(yè)現(xiàn)狀進行了描述性分析，然后選擇區(qū)位熵指數(shù)法從金融業(yè)整體和主要細分行業(yè)角度對山西省11個地市2006-2012年金融集聚程度進行了測量和對比分析，最后又從金融總體水平、金融行業(yè)、金融基礎和經(jīng)濟水平四個層面構建了指標體系，運用因子分析法對山西省11個地市2012年金融集聚力綜合水平進行了全面的評價和分析；其二，實證分析山西省金融集聚對經(jīng)濟增長的影響。本文選取山西省11個地市2006-2012年相關數(shù)據(jù)，通過構建面板數(shù)據(jù)計量模型，實證檢驗了山西省金融集聚對經(jīng)濟增長的作用效應大小，同時對比分析了各細分行業(yè)即銀行業(yè)、保險業(yè)和證券業(yè)集聚對經(jīng)濟增長影響的差異性，并針對實證結果對原因及問題進行了分析和總結。 研究發(fā)現(xiàn)，山西省整體金融業(yè)發(fā)展相對落后且各地市金融集聚程度偏低，對經(jīng)濟增長的正向促進作用不大。具體來看，山西省金融集聚程度區(qū)位熵測算結果顯示太原、陽泉、大同、晉城金融集聚程度較高，其余地市均低于全省平均水平；金融集聚力指標體系綜合評價結果顯示太原和陽泉金融集聚力最強，與區(qū)位熵結果基本一致。進一步，山西省金融集聚對經(jīng)濟增長影響的實證檢驗結果顯示總體上山西省金融集聚對經(jīng)濟增長存在正向促進作用，但作用效果不大，其中主要細分行業(yè)中銀行業(yè)集聚和保險業(yè)集聚對經(jīng)濟增長存在顯著正向作用，而證券業(yè)集聚作用系數(shù)未通過顯著性檢驗，上述實證結果主要與山西省各地市金融集聚程度偏低有關，本文針對這一結論進行了具體的原因及問題分析。最后，根據(jù)問題提出了相關政策建議，，以期通過加強各地市金融合作，優(yōu)化金融資源配置效率和金融基礎環(huán)境來提高山西省金融集聚發(fā)展水平，進而推動地區(qū)經(jīng)濟增長。
[Abstract]:Driven by the high liquidity of financial industry and the pursuit of scale benefit by financial institutions, financial resources flow to a certain region continuously, forming the phenomenon of financial agglomeration, and the agglomeration effect plays a significant role in the economic growth. And has been demonstrated in the relevant studies, but the results of the study vary greatly according to the selected region, which is mainly related to the degree of regional financial agglomeration development. Therefore, the impact of financial agglomeration on economic growth is still worthy of attention and research, especially in the micro regional level. As a major energy province, Shanxi's financial industry has a low level of development. And the regional financial and economic development is not balanced, so the study of the regional financial agglomeration level and its impact on economic growth has important practical significance for the further development of its financial industry and regional economic growth. The main research contents of this paper are as follows: firstly, it comprehensively grasps the situation of financial agglomeration in Shanxi Province. First of all, it makes a descriptive analysis of the present situation of financial industry in Shanxi Province. Then choose the method of location entropy index to measure and compare the degree of financial agglomeration between 2006 and 2012 in 11 prefectures of Shanxi Province from the perspective of the financial industry as a whole and the main subdivision industries. Finally, from the overall level of finance, the financial industry, The index system is constructed at four levels of financial foundation and economic level, and the comprehensive level of financial agglomeration in 11 cities of Shanxi Province in 2012 is comprehensively evaluated and analyzed by using factor analysis. This paper selects the relevant data from 2006 to 2012 of 11 cities in Shanxi Province, constructs panel data econometric model, and empirically tests the effect of financial agglomeration on economic growth in Shanxi Province. At the same time, the paper compares and analyzes the difference of the influence on the economic growth of the banking, insurance and securities industry agglomeration, and analyzes and summarizes the reasons and problems in view of the empirical results. It is found that the overall financial industry of Shanxi Province is relatively backward and the degree of financial agglomeration in various cities and cities is relatively low, which has little positive effect on economic growth. Specifically, the regional entropy of financial agglomeration degree in Shanxi Province shows that Taiyuan, Yangquan, Datong, Jincheng financial agglomeration degree is relatively high, the other cities are lower than the average level of the province, the comprehensive evaluation results of financial agglomeration index system show that Taiyuan and Yangquan financial agglomeration is the strongest, which is basically consistent with the result of location entropy. The empirical results of the effect of financial agglomeration on economic growth in Shanxi Province show that the financial agglomeration in Shanxi Province has a positive effect on economic growth, but the effect is not significant. Among them, banking agglomeration and insurance agglomeration have significant positive effects on economic growth in the main subdivision industries, while the agglomeration coefficient of securities industry does not pass the significance test. The above empirical results are mainly related to the low degree of financial agglomeration in various cities of Shanxi Province. This paper analyzes the specific reasons and problems of this conclusion. Finally, the paper puts forward relevant policy recommendations according to the problems. The aim is to improve the development level of financial agglomeration in Shanxi Province by strengthening the financial cooperation among prefectures and cities, optimizing the efficiency of financial resources allocation and the financial basic environment, and then promoting the regional economic growth.
【學位授予單位】：中北大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F127;F832.7

【引證文獻】

相關會議論文 前1條

1 朱海;張紅梅;張目;;基于相對熵的金融集聚水平測評[A];中國企業(yè)運籌學第十屆學術年會論文集[C];2015年

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