本文關(guān)鍵詞： 商業(yè)銀行 供應(yīng)鏈金融 供應(yīng)鏈管理 中小企業(yè)融資 投貸聯(lián)動　出處：《南方金融》2017年10期 　論文類型：期刊論文

【摘要】：隨著物聯(lián)網(wǎng)、大數(shù)據(jù)技術(shù)的發(fā)展和應(yīng)用,供應(yīng)鏈物流和信息流的共享、協(xié)調(diào)已經(jīng)取得了長足進(jìn)步,然而由于金融創(chuàng)新的相對滯后,資金流的梗阻逐漸成為供應(yīng)鏈發(fā)展的瓶頸。大力發(fā)展供應(yīng)鏈金融,是推動供應(yīng)鏈創(chuàng)新和應(yīng)用、服務(wù)實(shí)體經(jīng)濟(jì)發(fā)展的現(xiàn)實(shí)需要和重要手段。現(xiàn)階段我國發(fā)展供應(yīng)鏈金融面臨的困難和障礙包括:供應(yīng)鏈金融缺乏完善的法律規(guī)制和統(tǒng)一、專業(yè)的行業(yè)自律,供應(yīng)鏈金融的產(chǎn)品和服務(wù)比較匱乏且成本較高,供應(yīng)鏈成員企業(yè)之間未能形成密切的業(yè)務(wù)協(xié)同關(guān)系。推動供應(yīng)鏈金融發(fā)展,一是要完善相關(guān)的法律法規(guī),成立全國統(tǒng)一的供應(yīng)鏈金融行業(yè)協(xié)會,為供應(yīng)鏈金融發(fā)展?fàn)I造良好的外部環(huán)境;二是要推動商業(yè)銀行成立供應(yīng)鏈金融專營部門,創(chuàng)新供應(yīng)鏈金融模式設(shè)計,發(fā)揮投貸聯(lián)動機(jī)制的作用,更好地服務(wù)實(shí)體經(jīng)濟(jì)發(fā)展;三是要推動供應(yīng)鏈核心企業(yè)與非核心企業(yè)協(xié)同開展融資模式創(chuàng)新,應(yīng)用物聯(lián)網(wǎng)、大數(shù)據(jù)、區(qū)塊鏈等新興技術(shù),破解供應(yīng)鏈金融發(fā)展瓶頸。
[Abstract]:With the development and application of Internet of things, big data technology, the sharing and coordination of supply chain logistics and information flow, great progress has been made. However, due to the relative lag of financial innovation, The obstruction of capital flow has gradually become the bottleneck of supply chain development. To develop supply chain finance vigorously is to promote supply chain innovation and application. The difficulties and obstacles in the development of supply chain finance in China include: lack of perfect legal regulation and unification of supply chain finance, professional industry self-discipline. The products and services of the supply chain finance are relatively scarce and the cost is high, and the enterprises in the supply chain cannot form a close business synergy relationship. The first way to promote the development of the supply chain finance is to perfect the relevant laws and regulations. To set up a unified national supply chain finance industry association to create a good external environment for the development of supply chain finance; second, to promote the establishment of supply chain finance monopoly departments by commercial banks and to innovate the design of supply chain finance models. To give full play to the role of the investment and loan linkage mechanism, and to better serve the development of the real economy; third, to promote the innovation of financing modes between core enterprises in the supply chain and non-core enterprises, and to apply emerging technologies such as the Internet of things, big data, block chain, and other emerging technologies. Break the bottleneck of supply chain finance development.
【作者單位】： 國家開發(fā)銀行;清華大學(xué)五道口金融學(xué)院;中國投資有限責(zé)任公司;
【分類號】：F124;F832
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本文編號：1523292