本文選題：供應(yīng)鏈 + 供應(yīng)鏈金融��； 參考：《吉林大學(xué)》2014年碩士論文

【摘要】：金融行業(yè)是信用交易最為集中的領(lǐng)域，對(duì)于信用信息服務(wù)的需求較大，要求標(biāo)準(zhǔn)也較高。信用信息服務(wù)作為一種重要的信息咨詢服務(wù)，在降低信息不對(duì)稱，防范信用風(fēng)險(xiǎn)方面發(fā)揮著重要作用。本論文從供應(yīng)鏈金融的視角，構(gòu)建了銀行信用信息服務(wù)體系。基于供應(yīng)鏈金融的銀行信用信息服務(wù)體系構(gòu)建就是銀行立足于供應(yīng)鏈企業(yè)的整體和全局的高度，對(duì)供應(yīng)鏈企業(yè)進(jìn)行信用信息整合評(píng)估，從而提供資金融資和貸款，保證供應(yīng)鏈的有序運(yùn)轉(zhuǎn)。本體系構(gòu)建改變了銀行傳統(tǒng)信用信息服務(wù)業(yè)務(wù)外包模式，將信用信息服務(wù)轉(zhuǎn)移到銀行內(nèi)部，不僅節(jié)約了服務(wù)成本，也改變了過去一對(duì)一的服務(wù)模式。基于供應(yīng)鏈金融的一對(duì)N信用信息服務(wù)模式，改變了供應(yīng)鏈企業(yè)的信息不對(duì)稱，實(shí)現(xiàn)信息流暢通，進(jìn)而保證資金流順暢，從而規(guī)避供應(yīng)鏈斷裂問題。 本文在系統(tǒng)梳理了供應(yīng)鏈理論，供應(yīng)鏈金融理論，信息服務(wù)理論的基礎(chǔ)上，界定了信用信息服務(wù)、銀行信用信息服務(wù)的概念，并且從四個(gè)方面分析了基于供應(yīng)鏈金融的銀行信用信息服務(wù)的必要性，，即銀行層面、供應(yīng)鏈層面、核心企業(yè)層面和中小企業(yè)層面。提出了構(gòu)建基于供應(yīng)鏈金融的銀行信用信息服務(wù)體系的意義。然后系統(tǒng)分析了構(gòu)建基于供應(yīng)鏈金融的銀行信用信息服務(wù)體系的目標(biāo)、原則、主客體與其功能設(shè)計(jì)，并從制度體系、組織體系、技術(shù)體系和管理體系四個(gè)要素進(jìn)行體系構(gòu)建，構(gòu)建全面系統(tǒng)的信用信息服務(wù)可以幫助商業(yè)銀行加強(qiáng)客戶管理，提升服務(wù)水平并且為銀行創(chuàng)新業(yè)務(wù)品種提供信息支撐，同時(shí)在銀行發(fā)掘、維系客戶的整個(gè)過程都發(fā)揮著重要作用。然后，結(jié)合相關(guān)研究和實(shí)踐經(jīng)驗(yàn)，并根據(jù)我國銀行信用信息發(fā)展的具體情況，提出了基于供應(yīng)鏈金融的銀行信用信息服務(wù)的驅(qū)動(dòng)模式、經(jīng)營模式和實(shí)現(xiàn)模式，構(gòu)建了銀行信用信息服務(wù)的系統(tǒng)模型，銀行可以綜合考慮信息服務(wù)運(yùn)行環(huán)境的各種因素，有針對(duì)性地對(duì)各種運(yùn)行模式進(jìn)行取舍和組合。最后，對(duì)基于供應(yīng)鏈金融的銀行信用信息服務(wù)體系的運(yùn)行，從政策和法律、技術(shù)、人才和資金支持四方面提出保障措施，保證銀行信用信息服務(wù)體系的有序運(yùn)轉(zhuǎn)。
[Abstract]:Financial industry is the most concentrated area of credit transactions, the demand for credit information services is large, the requirements are also high. As an important information consulting service, credit information service plays an important role in reducing information asymmetry and preventing credit risk. This paper constructs the bank credit information service system from the perspective of supply chain finance. The construction of the bank credit information service system based on the supply chain finance is that the bank bases on the whole and the overall situation of the supply chain enterprise to carry on the credit information conformity appraisal to the supply chain enterprise, thus provides the fund financing and the loan. Ensure the orderly operation of the supply chain. The construction of this system has changed the traditional outsourcing mode of bank credit information service, and transferred the credit information service to the bank, which not only saved the service cost, but also changed the past one-to-one service mode. A pair of N credit information service modes based on supply chain finance change the information asymmetry of supply chain enterprises, realize the information flow unblocked, and then ensure the smooth flow of capital, thus avoid the problem of supply chain breakage. On the basis of systematically combing supply chain theory, supply chain finance theory and information service theory, this paper defines the concepts of credit information service and bank credit information service. And it analyzes the necessity of bank credit information service based on supply chain finance from four aspects, namely, bank level, supply chain level, core enterprise level and small and medium-sized enterprise level. The significance of constructing bank credit information service system based on supply chain finance is put forward. Then it systematically analyzes the goal, principle, subject and object and its function design of the bank credit information service system based on the supply chain finance, and constructs the system from the system system, the organization system, the technology system and the management system. Building a comprehensive and systematic credit information service can help commercial banks to strengthen customer management, improve service level and provide information support for banks' innovative business. The whole process of maintaining customers is playing an important role. Then, combining the relevant research and practical experience, and according to the specific situation of the development of bank credit information in our country, the paper puts forward the driving mode, management mode and realization mode of bank credit information service based on supply chain finance. The system model of bank credit information service is constructed. The bank can synthetically consider all kinds of factors of information service running environment, and choose and combine each kind of operation mode pertinently. Finally, to the bank credit information service system based on the supply chain finance, puts forward the safeguard measure from the policy and the law, the technology, the talented person and the fund support, guarantees the bank credit information service system to run orderly.
【學(xué)位授予單位】：吉林大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.3

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本文編號(hào)：1850188