【摘要】：誠(chéng)實(shí)信用原則是民商法領(lǐng)域的基本原則，指的是民事主體在從事民事活動(dòng)中,應(yīng)誠(chéng)實(shí)守信,以善意的方式履行義務(wù),不得濫用權(quán)利規(guī)避法律或合同規(guī)定的義務(wù)。同時(shí),誠(chéng)信原則要求維持當(dāng)事人之間的利益以及當(dāng)事人之間的利益與社會(huì)利益之間的平衡。誠(chéng)實(shí)信用原則可以說(shuō)是民法中的帝王條款,是一切民事活動(dòng)都應(yīng)該遵循的基本原則。最大誠(chéng)信原則是誠(chéng)實(shí)信用原則在海上保險(xiǎn)法領(lǐng)域的具體體現(xiàn),它最早起源于英國(guó),是指當(dāng)事人真誠(chéng)地向?qū)Ψ匠浞侄鴾?zhǔn)確的告知有關(guān)保險(xiǎn)的所有重要事實(shí),不允許存在任何虛偽、欺瞞、隱瞞行為。不僅在保險(xiǎn)合同訂立時(shí)要遵守此項(xiàng)原則,在整個(gè)合同有效期內(nèi)和履行合同過(guò)程中也都要求當(dāng)事人間具有“最大誠(chéng)信”。在海上保險(xiǎn)發(fā)展的初期,由于保險(xiǎn)人在承保后會(huì)承擔(dān)更大的責(zé)任,因此英國(guó)等國(guó)家的海上保險(xiǎn)法更側(cè)重于保護(hù)保險(xiǎn)人的利益,而隨著科技的發(fā)展、承保技術(shù)的提高,保險(xiǎn)人不再處于弱勢(shì)地位,因此以強(qiáng)調(diào)保護(hù)保險(xiǎn)人利益的最大誠(chéng)信原則的負(fù)面效應(yīng)遭到了批評(píng),這一古老的法律原則勢(shì)必要進(jìn)行種種變革。我國(guó)法律中沒(méi)有明確規(guī)定最大誠(chéng)信原則,但是《海商法》《保險(xiǎn)法》等法律中一些規(guī)定其實(shí)反應(yīng)了最大誠(chéng)信原則的實(shí)質(zhì),但是這些規(guī)定還不完善,必須要進(jìn)行修改和補(bǔ)充。因此本文結(jié)合英國(guó)法的規(guī)定,運(yùn)用歷史研究和比較研究等方法為我國(guó)如何完善最大誠(chéng)信原則相關(guān)制度提出一些建議。
[Abstract]:The principle of good faith is the basic principle in the field of civil and commercial law, which means that the civil subject should be honest and trustworthy in engaging in civil activities and perform its obligations in a way of good faith, and shall not abuse the right to circumvent the obligations under the law or the contract. At the same time, the principle of good faith requires the maintenance of the interests between the parties and the balance between the interests of the parties and the social interests. The principle of good faith can be said to be the emperor's clause in the civil law, is the basic principle that all the civil activities should follow. The principle of the utmost good faith is the concrete embodiment of the principle of good faith in the field of marine insurance law. This principle should be followed not only in the conclusion of an insurance contract, but also in the period of validity of the contract and in the course of the performance of the contract. In the early stage of the development of marine insurance, the marine insurance law of the UK and other countries is more focused on protecting the interests of the insurer, and with the development of the technology and the improvement of the underwriting technology, the insurer is no longer in a vulnerable position. Therefore, in order to emphasize the negative effect of the principle of the utmost good faith in protecting the interests of the insurer, this old legal principle is bound to change. The law of China does not specify the principle of the utmost good faith, but some of the laws of the Code of Maritime Law and the Insurance Law are in fact the essence of the principle of the utmost good faith, but these provisions are not perfect and must be modified and supplemented. Therefore, this paper makes some suggestions on how to improve the system of the principle of good faith in our country by using the methods of history research and comparative study in combination with the provisions of the English law.
【學(xué)位授予單位】：大連海事大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2011
【分類號(hào)】：D922.284;D922.294

【引證文獻(xiàn)】

相關(guān)碩士學(xué)位論文 前2條

1 王雅楠;保賠保險(xiǎn)合同的法律適用問(wèn)題研究[D];大連海事大學(xué);2013年

2 潘秀華;海上保險(xiǎn)法視角下聯(lián)合保險(xiǎn)問(wèn)題研究[D];大連海事大學(xué);2013年

，

本文編號(hào)：2510448