中國典當(dāng)法律問題探析
發(fā)布時(shí)間:2018-07-03 00:40
本文選題:典當(dāng) + 典當(dāng)行 ; 參考:《武漢大學(xué)》2005年碩士論文
【摘要】:典當(dāng)作為一種靈活便利的融資方式在我國由來已久,綿亙古今中外。它專指當(dāng)戶將一定的標(biāo)的移交典當(dāng)機(jī)構(gòu)占有換取當(dāng)金的行為;當(dāng)戶有權(quán)在一定的當(dāng)期內(nèi)向典當(dāng)機(jī)構(gòu)償還當(dāng)金本息及其他合理費(fèi)用贖回原當(dāng)物;但過期不贖成為死當(dāng),典當(dāng)機(jī)構(gòu)則獲得該當(dāng)物的所有權(quán)或以該當(dāng)物變價(jià)而優(yōu)先受償。典當(dāng)是人類社會(huì)經(jīng)濟(jì)生活中多種融資方式中的一種,相比于其他融資方式具有方便、快捷、便民等特點(diǎn),在當(dāng)今社會(huì)中有其獨(dú)特的存在價(jià)值。然而典當(dāng)在新中國發(fā)展近二十年來,至今尚游離在民事法律規(guī)范之外,雖然典當(dāng)行業(yè)主管部門也頒布了相應(yīng)的管理規(guī)則,但這些規(guī)則在可操作性、法律概念的界定以及規(guī)則的合理性等方面存在許多不足之處,典當(dāng)實(shí)踐與我國傳統(tǒng)民法理論相脫節(jié)。本文基于我國典當(dāng)業(yè)的實(shí)際,結(jié)合傳統(tǒng)民法理論,對(duì)典當(dāng)關(guān)系的法律性質(zhì)、社會(huì)意義、法規(guī)規(guī)定的不足等方面進(jìn)行了法理分析,并在此基礎(chǔ)上闡述了典當(dāng)立法的基本設(shè)想。文章分為五個(gè)方面進(jìn)行闡述: 第一部分,闡述典當(dāng)?shù)幕痉蓡栴}。首先明確典當(dāng)?shù)幕靖拍、性質(zhì),以及典當(dāng)雙方的權(quán)利義務(wù)關(guān)系,以此樹立典當(dāng)基本法理理論,作為本文后面論述的支撐點(diǎn)。第二部分,介紹了我國典當(dāng)業(yè)的歷史流程和社會(huì)價(jià)值。分析了典當(dāng)業(yè)在我國產(chǎn)生與發(fā)展的歷史,并詳細(xì)地闡述了其在當(dāng)今的社會(huì)存在意義。第三部分,典當(dāng)與其它近似法律制度的差異。探討的是典當(dāng)與典權(quán)、動(dòng)產(chǎn)質(zhì)押、買回、抵押制度的法律區(qū)別。第四部分,我國典當(dāng)業(yè)的法律規(guī)范與不足。介紹了自典當(dāng)業(yè)恢復(fù)以來,我國有關(guān)典當(dāng)業(yè)的法規(guī)規(guī)定,分析了現(xiàn)有的典當(dāng)管理辦法與以往相比的改進(jìn)之處,以及仍存在的不足,并著重從法理的角度剖析了典當(dāng)實(shí)踐中存在的房屋抵押、典當(dāng)行收受贓物等問題,并提出了相應(yīng)的解決方法。第五部分,完善我國典當(dāng)立法之建議。根據(jù)典當(dāng)業(yè)自身的特點(diǎn)以及其目前發(fā)展的狀況,提出我們應(yīng)該在機(jī)會(huì)成熟時(shí)考慮制定一部獨(dú)立的典當(dāng)商法,并對(duì)立法內(nèi)容提出了較為具體的建議。
[Abstract]:Pawn, as a flexible and convenient financing method, has a long history in China. It specifically refers to the act of transferring a certain target to a pawn institution for gold; when the household has the right to repay the principal and interest of the money and other reasonable expenses to the pawnbroker for a certain period of time, the original property is redeemed; but not being redeemed out of date becomes a death's time. The pawnbroker acquires the title to the thing or gives priority to the change of price. Pawnshop is one of the various financing methods in human social and economic life. Compared with other financing methods, pawn has the characteristics of convenience, rapidity, convenience and so on, which has its unique existence value in today's society. However, since the development of pawnbroking in New China for nearly 20 years, it is still outside the civil legal norms. Although the competent department of pawn industry has also promulgated corresponding management rules, these rules are operable. There are many deficiencies in the definition of the legal concept and the rationality of the rules. The pawn practice is out of touch with the traditional civil law theory in China. Based on the practice of pawnbroking in our country and the traditional civil law theory, this paper analyzes the legal nature of pawn relation, the social significance and the deficiency of regulations, and then expounds the basic idea of pawn legislation. The article is divided into five aspects: the first part, the basic legal issues of pawn. Firstly, the basic concept and nature of pawn, as well as the relationship between the rights and obligations of pawn and pawn, are defined, so as to establish the basic legal theory of pawn as the supporting point discussed later in this paper. The second part introduces the historical process and social value of pawnbroking in China. This paper analyzes the history of the emergence and development of pawnbroking in China, and expounds in detail the significance of its existence in today's society. The third part, pawn and other similar legal system difference. This paper discusses the legal differences between pawning and pawning right, chattel pledge, purchase back and mortgage system. The fourth part, our country pawnbroker's legal norm and the insufficiency. This paper introduces the laws and regulations on pawnbroking since the restoration of pawnbroking, analyzes the improvement of the existing pawn management methods compared with the past, and the shortcomings that still exist. From the point of view of legal theory, this paper analyzes the problems existing in the practice of pawnshop, such as the mortgage of houses and the receipt of stolen goods by pawnbrokers, and puts forward the corresponding solutions. The fifth part, perfect our country pawn legislation suggestion. According to the characteristics of pawnbroking industry and its current development situation, this paper puts forward that we should consider making an independent pawnshop law when the opportunity is mature, and puts forward some concrete suggestions on the content of legislation.
【學(xué)位授予單位】:武漢大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2005
【分類號(hào)】:D923
【引證文獻(xiàn)】
相關(guān)期刊論文 前1條
1 鄧文萃;;典當(dāng)制度的不足與完善[J];法制與社會(huì);2011年02期
相關(guān)博士學(xué)位論文 前1條
1 周黎明;金融抑制環(huán)境下中國現(xiàn)代典當(dāng)業(yè)的性質(zhì)研究[D];浙江大學(xué);2012年
相關(guān)碩士學(xué)位論文 前6條
1 程璐琳;中國典當(dāng)法律制度研究[D];西南政法大學(xué);2007年
2 黃朝華;論我國典當(dāng)法律制度的完善[D];對(duì)外經(jīng)濟(jì)貿(mào)易大學(xué);2007年
3 吳柏軍;典權(quán)制度研究[D];河北大學(xué);2010年
4 李淑遠(yuǎn);清末民初典當(dāng)法律制度與現(xiàn)今典當(dāng)法律制度比較研究[D];內(nèi)蒙古大學(xué);2012年
5 付冕桐;我國典當(dāng)制度之評(píng)析[D];黑龍江大學(xué);2012年
6 于瑤;典當(dāng)中的民事法律關(guān)系研究[D];黑龍江大學(xué);2012年
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