海上保險(xiǎn)中委付的法律問(wèn)題研究
發(fā)布時(shí)間:2018-03-16 09:28
本文選題:委付 切入點(diǎn):推定全損 出處:《大連海事大學(xué)》2008年碩士論文 論文類型:學(xué)位論文
【摘要】: 海上保險(xiǎn)中的委付是海商法中的一項(xiàng)重要制度,在現(xiàn)代各國(guó)的海上保險(xiǎn)法律與實(shí)務(wù)中,它是一項(xiàng)已得到普遍確認(rèn)和適用的法律制度。本文旨在以海上保險(xiǎn)中的委付為研究對(duì)象,采用海上保險(xiǎn)理論和委付的時(shí)間相結(jié)合為研究手段,闡述委付的基本內(nèi)容,聯(lián)系我國(guó)委付制度的立法現(xiàn)狀,歸納和總結(jié)我國(guó)立法的某些不足,并提出一些自己的建議。 文章的第一部分內(nèi)容主要是對(duì)海上保險(xiǎn)委付的一般性概述。通過(guò)對(duì)委付通知和委付行為的概念的明確,明晰了委付的概念,總結(jié)得出委付的法律效力和法律性質(zhì)。 第二部分就有關(guān)委付和推定全損展開(kāi)詳細(xì)論述。推定全損與委付是一對(duì)密不可分的、用以相互平衡海上保險(xiǎn)合同雙方利益的制度。推定全損的立法目的在于保護(hù)被保險(xiǎn)人的利益,但在推定全損的情況下,被保險(xiǎn)人得到保險(xiǎn)人的全額賠償后,若繼續(xù)享有對(duì)保險(xiǎn)標(biāo)的的權(quán)利,會(huì)獲得額外利益,這與保險(xiǎn)法的補(bǔ)償原則是相違背的,故而為平衡被保險(xiǎn)人和保險(xiǎn)人之間的利益便出現(xiàn)了委付。 第三部分論述保險(xiǎn)人對(duì)保險(xiǎn)標(biāo)的的權(quán)利義務(wù)。該部分主要從保險(xiǎn)人接受或拒絕委付兩個(gè)方面來(lái)分別論述其對(duì)于保險(xiǎn)標(biāo)的的權(quán)利及義務(wù)關(guān)系。 第四部分主要討論了委付制度和代位求償?shù)年P(guān)系,及提前解約對(duì)委付的影響。委付和代位都是保險(xiǎn)人接受權(quán)利轉(zhuǎn)移后而采取的一種法律行為,但兩者是兩種不同性質(zhì)的法律行為。在保險(xiǎn)標(biāo)的損害嚴(yán)重的情況下,為保護(hù)自身的利益,保險(xiǎn)人會(huì)行使提前解約權(quán),以節(jié)省巨額管理費(fèi)用和高額施救費(fèi)用的支出。 第五部分針對(duì)上述論述分析,著重分析我國(guó)海商法關(guān)于委付制度的有關(guān)條款,并對(duì)立法修改提出了自己的建議。
[Abstract]:Abandonment in marine insurance is an important system in maritime law. In the law and practice of marine insurance in modern countries, it is a legal system that has been universally recognized and applied. By combining the theory of marine insurance with the time of abandonment, this paper expounds the basic contents of the abandonment, sums up and summarizes some shortcomings of the legislation of our country, and puts forward some suggestions. The first part of this paper is mainly a general overview of marine insurance abandonment. By clarifying the concepts of abandonment notice and act, the author clarifies the concept of abandonment and concludes the legal effect and nature of abandonment. The second part discusses in detail about the abandonment and the presumption of total loss. The constructive total loss and the total loss are closely related to each other. A system for balancing the interests of both parties to a marine insurance contract. The legislative purpose of the presumption of total loss is to protect the interests of the insured, but in the case of a presumption of total loss, the insured receives full compensation from the insurer, If you continue to enjoy the right to the subject matter of insurance, you will get additional benefits, which is contrary to the principle of compensation of the insurance law. The third part discusses the rights and obligations of the insurer to the subject matter of insurance, which mainly discusses the relationship between the rights and obligations of the insurer on the subject matter of insurance from the two aspects of acceptance or refusal of payment by the insurer. Part 4th mainly discusses the relationship between abandonment system and subrogation, and the influence of early termination of contract on abandonment. Both abandonment and subrogation are legal acts taken by the insurer after accepting the transfer of rights. In case of serious damage to the subject matter of insurance, in order to protect their own interests, the insurer will exercise the right to terminate the contract ahead of time, in order to save the expenses of huge administrative expenses and high rescue expenses. In view of the above analysis, part 5th focuses on the analysis of the relevant provisions of China's maritime law concerning the abandonment system, and puts forward its own suggestions for legislative amendment.
【學(xué)位授予單位】:大連海事大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2008
【分類號(hào)】:D912.28;D912.29
【引證文獻(xiàn)】
相關(guān)期刊論文 前1條
1 馬炎秋;楊俊;;委付被拒后保險(xiǎn)船舶的法律地位[J];中國(guó)海商法年刊;2011年01期
相關(guān)碩士學(xué)位論文 前2條
1 趙娜;海上保險(xiǎn)法中推定全損的法律問(wèn)題研究[D];大連海事大學(xué);2011年
2 楊鴿;海上保險(xiǎn)法下推定全損制度及其當(dāng)代的新發(fā)展[D];大連海事大學(xué);2013年
,本文編號(hào):1619319
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